At this time, can I invest in risky funds like DSP BlackRock Top 100, Reliance Growth or SBI Magnum Contra? -Kuntal Banerjee
Some of these funds are good funds, some are average. SBI Magnum Contra has been an above-average fund of late, but hadn’t performed well in the past 3-4 years. The same is the case with Reliance Growth. So you might do well to look at other alternatives as well. However, if you're disciplined with your investments, you don’t invest in lump sums and you're not going to pull your money out at the wrong time, you will do well even with average funds. So keep investing regularly, even through the lean times. It is your discipline that is most important for your investments to do well.
This article was originally published on July 17, 2012.
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