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2 star

DSP Top 100 Equity Fund - Regular Plan


Equity: Large Cap

1 Lakh

Investment Grown to
₹ 1.25 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.43 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns of fixed income options. But be prepared for ups and downs in your investment value along the way.

This is a fund that invests in big companies. Compared to those that invest in smaller companies, such funds tend to fall less when stock prices fall. Therefore, they are more suited to conservative equity investors.

Like for all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other large-cap fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 1.89 -2.85 -2.42 3.61 9.53 25.17 16.85 7.61 13.54 12.02 10.06
S&P BSE 100 TRI 4.61 -3.57 -2.71 6.88 13.04 28.85 32.30 12.14 17.36 14.60 12.19
Equity: Large Cap 4.41 -3.31 -2.68 6.62 12.55 27.58 29.22 11.04 16.10 13.85 11.54
Rank within category 109 24 37 111 106 100 110 80 72 61 50
Number of funds in category 119 120 119 119 118 115 112 92 76 63 53

As on 26-Feb-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
DSP Top 100 Equity Fund - Regular Plan  | Invest Online
2 star
Mar-03 16.85 7.61 13.54 2.10 2,545
Axis Bluechip Fund
5 star
Jan-10 20.74 15.29 18.00 1.77 21,868
Mirae Asset Large Cap Fund - Regular Plan  | Invest Online
5 star
Apr-08 28.72 11.61 18.51 1.64 21,746
UTI Nifty Index Fund - Regular Plan  | Invest Online
4 star
Mar-00 30.57 12.48 16.81 0.14 3,097
HDFC Index Fund Nifty 50 Plan  | Invest Online
4 star
Jul-02 30.13 12.27 16.62 0.30 2,343

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 16.23 13-May-2009 - 20-May-2009 -21.13 16-Mar-2020 - 23-Mar-2020
Month 30.00 11-May-2009 - 10-Jun-2009 -40.04 20-Feb-2020 - 23-Mar-2020
Quarter 62.10 09-Mar-2009 - 10-Jun-2009 -39.58 23-Dec-2019 - 23-Mar-2020
Year 143.39 24-Apr-2003 - 23-Apr-2004 -47.10 14-Jan-2008 - 13-Jan-2009

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 8.01 24.62 0.14 0.15 1.08 -2.60
S&P BSE 100 TRI 10.16 22.19 0.25 0.30 -- --
Equity: Large Cap 9.20 21.52 0.21 0.26 0.95 -0.70
Rank within category 69 90 74 74 93 74
Number of funds in category 93 93 93 93 93 93

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Jan-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 29
Top 10 Stocks (%) 56.84
Top 5 Stocks (%) 36.85
Top 3 Sectors (%) 59.32
Portfolio P/B Ratio 4.85
Portfolio P/E Ratio 35.35

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 1,88,917 2,44,251
Giant (%) 65.06 66.60
Large (%) 30.18 25.42
Mid (%) 4.76 10.37
Small (%) -- 2.18
Tiny (%) -- --

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal ICICI Bank Financial 28.01 10.36 2.69 10.36
equal Infosys Technology 28.69 8.13 0.00 8.13
equal HDFC Bank Financial 27.56 14.24 6.24 6.36
equal Tata Consultancy Services Technology 34.79 6.23 0.00 6.23
down Ultratech Cement Construction 25.73 6.40 1.62 5.77
equal Titan Company Cons Durable 165.39 4.36 1.50 4.16
up Bajaj Finance Financial 78.50 8.08 2.39 4.12
equal Cipla Healthcare 28.35 4.04 0.00 4.04
equal HCL Technologies Technology 18.68 4.02 0.00 4.02
equal Bharti Airtel Communication -- 5.60 0.00 3.65
down Maruti Suzuki India Automobile 46.43 9.33 2.92 3.60
up Godrej Consumer Products FMCG 44.24 3.44 0.00 3.44
up SBI Life Insurance Company Financial 59.63 3.41 0.94 3.41
equal Dr. Reddy's Lab Healthcare 33.82 3.77 0.84 3.02
equal Eicher Motors Automobile 60.68 3.51 0.92 2.72
equal HDFC Life Insurance Financial 104.72 2.61 1.37 2.61
equal Shree Cement Construction 47.27 2.99 1.47 2.54
equal Siemens Engineering 82.41 2.25 0.00 2.25
equal Coromandel International Chemicals 16.07 1.99 0.00 1.99
equal Avenue Supermarts Services 202.66 2.31 1.41 1.98
equal ICICI Lombard General Insurance Company Financial 45.79 2.83 1.64 1.97
equal Hindustan Unilever FMCG 68.40 2.57 0.00 1.75
equal Whirlpool Cons Durable 97.42 1.63 0.00 1.63
equal Lupin Healthcare 40.32 1.61 0.00 1.61
equal Colgate-Palmolive FMCG 46.49 3.56 0.00 1.53

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jan-2021

Fund Manager

— Resham Jain since 01-Jan-2021

Education: Mr. Jain is a B.Com, MS, FRM, CFP & CFA (US).

Experience: Prior to joining DSP Mutual Fund, he has worked with B&K Securities (I) Private Limited, Jaihind Projects Ltd, Arvind Ltd, Anagram Knowledge Academy Ltd.

Funds Managed:

— Vinit Sambre since 01-Jun-2020

Education: Mr. Sambre is a B.Com and FCA.

Experience: Prior to joining DSP he was associated with DSP Merrill Lynch Ltd.(Nov 2005 to Jun 2007), IL & FS Investsmart Ltd. (Dec 2002 to Oct 2005), Unit Trust of India Investment Advisory Services Ltd.(Jun 2000 to Dec 2002), Kisan Ratilal Choksey Shares and Securities Pvt. Ltd. (March 1999 to May 2000) and Credit Rating Information Service of India Ltd.(Apr 1998 to Feb 1999).

Interviews:

Funds Managed:


-2.85%

Change from previous, NAV as on 26-Feb-2021

Growth: ₹ 247.6460

Dividend: ₹ 19.6330


Investment Strategy

The scheme seeks to generate capital appreciation from a portfolio that largely consists of equity and equity related securities of the 100 largest corporates, by market capitalisation, listed on either BSE or NSE.

Investment Details

Minimum Investment (₹) 500
Minimum Addl Investment (₹) 500
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 500
Lock-in Period Not Applicable
Exit Load 1% for redemption within 364 days

Basic Details

Fund House: DSP Mutual Fund
Launch Date: 10-Mar-2003
Return Since Launch: 19.54%
Benchmark: S&P BSE 100 TRI
Riskometer: Very High
Type: Open-ended
Assets: ₹ 2,545 Cr (As on 31-Jan-2021)
Expense: 2.10% (As on 31-Jan-2021)
Risk Grade: High
Return Grade: Below Average
Turnover: 43.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend28-Jan-20211.0500

 23-Jan-20202.1600
 24-Jan-20192.1000
 25-Jan-20182.5000
 27-Jan-20172.1000
 29-Jan-20162.2000
 30-Jan-20152.7500
 28-Feb-20141.9000
 12-Apr-20131.7000
 18-Jan-20130.5000
 06-Mar-20121.1000
 03-Sep-20101.2500
 24-Jul-20092.0000
 23-May-20085.0000
 15-Jun-20075.0000
 10-Apr-20067.5000
 30-Nov-20042.2500
 10-Feb-20043.0000
 10-Nov-20033.0000
 30-Jun-20030.8000

Contact Information

AMC: DSP Investment Managers Pvt. Ltd.

Address: NATRAJ, Office No. 302-3rd Floor-Plot No. 194, MV Road Junction Western Express Highway, Andheri East Mumbai - 400069

Phone: 022-66178000

Fax: 022-56578181

Website: https://www.dspim.com/

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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