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No Guaranteed Returns

New investors should understand that returns vary across fund types & there are no guarantees…

I am 36 and wish to start SIP investments in mutual funds. Kindly suggest one or more funds that I can invest for a five year period where I can get good growth and returns?
- M P Das

You come across as new to mutual fund investing; however, you should be aware of the risks involved with mutual fund investing and understand that returns varies across funds and there is no guarantee on returns. For the time frame that you have in mind, you can start investing in a balanced fund to experience mutual fund investing and understand how SIP investments work. You can start with funds such as HDFC Prudence or HDFC Balanced. Once you have understood they way your investments have fared; you can move to a large-cap fund such as DSPBR Top 100 Equity or ICICI Prudential Focused Bluechip Equity. Invest regularly and evaluate the progress made by your investments at least once a year to make any changes to the selected funds.



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