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Duplicates Don't Make Sense

Avoid duplication of fund types to make it easier to track the performance of your investments…

I am 32 years and am investing Rs 2,500 every month through SIP in DSPBR Small and Midcap, DSPBR Top 100 Equity, Fidelity Equity, HDFC Equity, HDFC Top 200, Reliance Regular Savings Equity. Should I continue investing in these funds or change the selection?
- Suresh Selvaraj

Schemes  Category  Rating  3-yrs ret (%)  5-yrs ret (%)
DSPBR Small and Mid Cap Regular Mid & Small Cap **** 19.55 NA
DSPBR Top 100 Equity Large Cap **** 12.48 19.5
Fidelity Equity Large & Mid Cap **** 15.36 19.41
HDFC Equity Multi Cap ***** 20.46 20.92
HDFC Top 200 Large & Mid Cap ***** 17.84 20.96
Reliance Regular Savings Equity Multi Cap **** 13.41 23.27
Returns as on June 10, 2011 Ratings as on May 31, 2011

You have selected good funds to invest in and all of them are highly rated with a proven track record and performance history. While you should continue investing in these funds, you can consider reducing your holdings by option for one large- and mid-cap fund and a multi cap fund instead of two. Not only will it be easy for you to track the performance of your fund holdings, it will also reduce duplication for the amount you are investing. Make sure you track the performance of these funds to assess its progress in accordance to your expectations and requirements.



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