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Aggressive Portfolio

Diversify across styles as well as numbers to build wealth with an aggressive portfolio…

I am 35 year old aggressive investor and can invest Rs 5,000 every month for 25 years. Please suggest a well diversified portfolio that I can invest in. Should I invest in mutual funds through a bank?
- Shrikant Mahadik

If your Rs 5,000 a month investment earns an annualised 12 per cent; you can expect the value of the investment to be Rs 94.88 lakh. The same investment will be Rs 1.64 crore if the investment earns 15 per cent. Systematic long-term investments go a long way towards wealth creation. We are suggesting a portfolio of four funds that offers you the much needed diversity in style and numbers to achieve your long-term goals. All these funds are highly rated and have been consistent performers over the years. However, do track the performance of these funds at least once a year to make sure you get the most of your investments in them.

You can invest in mutual funds directly through the asset management company, banks, mutual fund distributors or use of the of the third party websites that offer online investing options.

Schemes  Category  Rating  3-yrs ret (%)  5-yrs ret (%)
Fidelity Equity Large & Mid Cap ***** 12.43 15.1
HDFC Equity Multi Cap ***** 18.14 17.33
IDFC Premier Equity  Mid & Small Cap ***** 15.22 20.34
DSPBR Micro Cap Mid & Small Cap **** 12.83 NA
Returns as on April 27, 2011 Ratings as on March 31, 2011

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