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3 star

DSP Small Cap Fund - Regular Plan


Equity: Small Cap

1 Lakh

Investment declined to
₹ 0.82 Lakh

₹ 10000

Monthly SIP Declined to
₹ 3.31 Lakh

Suitability:

When you invest for seven years or above, you can expect gains that comfortably beat the inflation rate and are also higher than fixed income options.

This is a fund that invests in smaller companies. Compared to those that invest in larger companies, such funds tend to fall more when stock prices fall. Therefore, you can expect higher returns in the long-term, but more severe ups and downs along the way.

Like all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other small cap fund, if you need to redeem your investment in less than seven years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 10% (effectively 11.648%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -5.45 -0.41 1.51 7.69 22.19 -9.45 -5.54 -6.47 4.33 18.65 12.13
S&P BSE 250 SmallCap TRI -11.64 -0.39 2.24 7.50 23.39 -15.01 -14.50 -10.06 1.03 9.32 2.45
Equity: Small Cap -8.26 -0.30 1.74 6.72 19.01 -11.03 -7.16 -5.65 3.75 14.63 8.89
Rank within category 6 17 15 6 4 8 12 8 7 2 1
Number of funds in category 22 24 24 24 24 22 21 14 13 8 7

As on 10-Jul-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
DSP Small Cap Fund - Regular Plan  | Invest Online
3 star
Jun-07 -5.54 -6.47 4.33 2.02 4,442
Nippon India Small Cap Fund  | Invest Online
4 star
Sep-10 -6.85 -2.97 7.65 1.90 7,898
SBI Small Cap Fund  | Invest Online
5 star
Sep-09 0.74 3.53 9.47 2.24 3,917
Axis Small Cap Fund - Regular Plan  | Invest Online
4 star
Nov-13 1.23 4.00 8.39 2.13 2,310
HDFC Small Cap Fund - Regular Plan  | Invest Online
3 star
Apr-08 -19.28 -4.50 5.16 2.00 7,511

Best & Worst Performance

Best (Period) Worst (Period)
Week 25.03 (13-May-2009 - 20-May-2009) -19.28 (16-Mar-2020 - 23-Mar-2020)
Month 28.61 (09-Mar-2009 - 08-Apr-2009) -36.13 (20-Feb-2020 - 23-Mar-2020)
Quarter 105.38 (09-Mar-2009 - 10-Jun-2009) -43.84 (27-Aug-2008 - 26-Nov-2008)
Year 213.97 (12-Mar-2009 - 12-Mar-2010) -61.83 (12-Mar-2008 - 12-Mar-2009)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund -3.30 27.24 -0.32 -0.36 0.90 1.71
S&P BSE 250 SmallCap TRI -6.12 29.60 -0.39 -0.43 -- --
Equity: Small Cap -2.58 26.22 -0.30 -0.32 0.86 1.90
Rank within category 8 10 8 8 10 8
Number of funds in category 15 15 15 15 15 15

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Jun-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 66
Top 10 Stocks (%) 34.38
Top 5 Stocks (%) 21.38
Top 3 Sectors (%) 43.49
Portfolio P/B Ratio 2.04
Portfolio P/E Ratio 12.72

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 3,876 5,054
Giant (%) -- 5.99
Large (%) -- 2.84
Mid (%) 25.99 23.97
Small (%) 73.50 72.62
Tiny (%) 0.51 0.88

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal Ipca Laboratories Healthcare 34.64 7.76 1.73 6.74
equal Atul Chemicals 20.60 6.25 2.33 5.25
equal Manappuram Finance Financial 9.21 3.47 1.10 3.47
equal JB Chemicals & Pharma Healthcare 20.44 3.40 1.01 3.09
equal APL Apollo Tubes Metals 18.14 3.83 2.33 2.83
equal Nilkamal Chemicals 12.71 3.01 0.60 2.72
equal Ratnamani Metals & Tubes Metals 15.60 3.01 1.65 2.68
equal Dhanuka Agritech Chemicals 25.43 2.58 1.00 2.58
equal Tube Investments Of India Automobile 27.23 2.56 0.00 2.56
equal Aarti Drugs Healthcare 22.39 2.46 0.75 2.46
equal Swaraj Engines Automobile 24.55 2.34 1.08 2.34
equal Finolex Cables Engineering 11.50 3.72 1.92 2.25
equal Finolex Industries Chemicals 17.95 2.38 1.52 2.14
equal Cera Sanitaryware Construction 25.44 2.80 1.60 2.11
up Suprajit Eng Automobile 21.31 2.62 1.38 2.10
equal La Opala RG Construction 26.16 1.91 0.00 1.82
equal DCB Bank Financial 7.63 4.17 1.69 1.81
equal SRF Diversified 22.01 4.57 1.78 1.78
equal Chambal Fertilisers & Chem. Chemicals 5.24 1.96 1.07 1.76
equal Welspun India Textiles 6.44 2.86 0.00 1.75
equal KPR Mills Textiles 8.82 3.32 1.51 1.71
equal Sheela Foam Textiles 36.29 1.94 0.00 1.71
equal Sharda Cropchem Chemicals 14.99 2.83 0.80 1.55
equal Navin Fluorine International Chemicals 20.83 2.81 1.45 1.51
equal VST Industries FMCG 16.63 1.90 0.72 1.50

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Jun-2020

Fund Manager

— Vinit Sambre since 15-Jun-2010

Education: Mr. Sambre is a B.Com and FCA.

Experience: Prior to joining DSP he was associated with DSP Merrill Lynch Ltd.(Nov 2005 to Jun 2007), IL & FS Investsmart Ltd. (Dec 2002 to Oct 2005), Unit Trust of India Investment Advisory Services Ltd.(Jun 2000 to Dec 2002), Kisan Ratilal Choksey Shares and Securities Pvt. Ltd. (March 1999 to May 2000) and Credit Rating Information Service of India Ltd.(Apr 1998 to Feb 1999).

Interviews:

Funds Managed:


-0.41%

Change from previous, NAV as on 10-Jul-2020

Growth: ₹ 50.4820

Dividend: ₹ 24.0270


Investment Strategy

The aim of the fund is to seek long-term capital appreciation by investing in a portfolio that is substantially constitutes of stocks of small cap companies.

Investment Details

Minimum Investment (₹) 500
Minimum Addl Investment (₹) 500
Minimum SIP Investment (₹) 500
Minimum No of Cheques 6
Minimum Withdrawal (₹) --
Minimum Balance (₹) 500
Exit Load 1% for redemption within 364 days

Basic Details

Fund House: DSP Mutual Fund
Launch Date: 14-Jun-2007
Return Since Launch: 13.17%
Benchmark: S&P BSE Small Cap TRI
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 4,442 Cr (As on 30-Jun-2020)
Expense: 2.02% (As on 31-May-2020)
Risk Grade: Above Average
Return Grade: Average
Turnover: 16.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend06-Feb-20203.1000

 07-Feb-20193.1500

Contact Information

AMC: DSP Investment Managers Pvt. Ltd.

Address: NATRAJ, Office No. 302-3rd Floor-Plot No. 194, MV Road Junction Western Express Highway, Andheri East Mumbai - 400069

Phone: 022-66178000

Fax: 022-56578181

Website: https://www.dspim.com/

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

Upcoming Video

Value Investing

Evaluating Covid-affected financials of India Inc

dateFriday, 17-Jul-2020
time12:30 PM - 01:00 PM