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Satin Creditcare Key Ratios

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NSE: SATIN | BSE: 539404

₹226.01

up-down-arrow ₹-1.05 (-0.46%)

As on 27-Aug-2026IST

Market cap

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₹2,499 Cr

Revenue (TTM)

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₹3,217 Cr

P/E Ratio

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6.1

P/B Ratio

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0.8

Div. Yield

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0 %

Key Ratios and Highlights

Growth Score (%) Quarterly Annual (TTM)
Particulars QoQ YoY 1-Year 3-Years 5-Years
Revenue -17.11 8.39 20.97 24.50 17.92
EBIT -20.01 46.42 52.76 20.96 29.63
Net Profit -24.29 172.00 18.62 22.66 19.71
EPS -24.34 171.82 225.28 1.16 36.16
Book Value -- -- 12.51 11.29 3.09
Key Ratios (%) Average Annual (TTM)
Particulars3-Years5-YearsTTMMar-26Mar-25
EBIT-Margin info 54.7847.4557.4248.0148.43
Net Margin info 13.437.7612.6810.507.19
Return on equity info 12.198.6614.9412.307.53
Return on Assets info 3.121.873.162.561.69

Profitability

View Detailed Peer Comparison

ROCE

--

--

Earning before interest and taxes / (Average net worth + Average total Debt) * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Satin Creditcare
--
12.15
11.67
16.63
8.37
Peer Median
--
6.28
14.39
9.85
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROE

14.94

Higher than Peers by 14.45

Profit after tax / Average Net worth * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Satin Creditcare
14.94
12.30
7.53
21.80
0.31
Peer Median
0.49
0.69
17.75
5.83
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROA

3.16

Higher than Peers by 2.85

Profit after tax / Average Total assets * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Satin Creditcare
3.16
2.56
1.69
4.78
0.06
Peer Median
0.31
0.17
4.47
1.24
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Margin

57.42

Higher than Peers by 34.97

Operating profit (EBIT) / Net Sales * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Satin Creditcare
57.42
48.01
48.43
65.55
27.25
Peer Median
22.45
35.03
25.28
103.34
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Margin

12.68

Higher than Peers by 11.72

Net profit / Total Income (Net sales plus other income) * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Satin Creditcare
12.68
10.50
7.19
19.34
0.28
Peer Median
0.95
0.79
19.67
11.76
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Cash Profit Margin

--

--

(Net profit + Depreciation) / Gross Sales * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Satin Creditcare
--
11.53
8.30
20.50
1.50
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Growth

View Detailed Peer Comparison

Revenue Growth

20.97

Lower than Peers by 5.48

Year on year growth in net sales

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Satin Creditcare
20.97
22.23
14.93
44.43
12.50
Peer Median
26.45
0.93
15.96
49.87
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Growth

52.76

Higher than Peers by 23.63

Year on year growth in operating profit (EBIT)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Satin Creditcare
52.76
21.18
-15.09
247.40
-36.11
Peer Median
29.13
100.15
-13.48
205.16
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Profit Growth

18.62

Higher than Peers by 6.61

Year on year growth in profit after tax

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Satin Creditcare
18.62
78.49
-57.30
8,957.32
-76.75
Peer Median
12.02
92.46
-86.29
2,087.86
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EPS Growth

225.28

Higher than Peers by 216.71

Year on year growth in earnings per share

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Satin Creditcare
225.28
78.47
-57.30
6,877.99
-79.55
Peer Median
8.58
94.01
-85.25
1,241.67
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Book Value Growth

--

--

Year on year growth in book value per share

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Satin Creditcare
--
12.51
5.90
50.16
4.37
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Solvency

View Detailed Peer Comparison

Debt to Equity

--

--

Total debt / Net worth

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Satin Creditcare
--
3.84
3.46
3.29
3.70
Peer Median
--
1.90
2.63
3.00
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Short term debt to equity ratio

--

--

(Short term borrowings / Net worth)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Satin Creditcare
--
1.89
1.79
1.51
0.71
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Current Ratio

1.24

Lower than Peers by 0.14

Current Assets / Current Liabilities and Provisions

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Satin Creditcare
1.24
0.44
0.27
0.31
0.84
Peer Median
1.38
0.50
5.44
5.05
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Quick Ratio

1.24

Lower than Peers by 0.14

(Current Assets - Inventory) / Current Liabilities and Provisions

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Satin Creditcare
1.24
0.44
0.27
0.31
0.84
Peer Median
1.38
1.40
1.31
1.33
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Interest Coverage

1.40

Higher than Peers by 0.29

Earning before interest and taxes (EBIT) / Interest Expenses

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Satin Creditcare
1.40
1.39
1.23
1.65
1.01
Peer Median
1.11
0.89
1.66
1.21
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Valuation

View Detailed Peer Comparison

Price / Earnings

6.10

Lower than Peers by 12.88

Current share price divided by earning per share in the last twelve months

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Satin Creditcare
6.10
4.65
8.47
5.30
224.82
Peer Median
18.98
18.98
--
9.73
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Price / Book Value

0.84

Lower than Peers by 0.41

Current share price divided by book value per share in the latest financial year

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Satin Creditcare
0.84
0.54
0.62
0.96
0.68
Peer Median
1.24
1.29
1.37
1.54
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Dividend Yield

--

--

Dividend per share in the past twelve months divided by current share price

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Satin Creditcare
--
--
--
--
--
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EV/EBITDA

6.00

--

Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Satin Creditcare
6.00
6.67
7.09
6.09
9.18
Peer Median
--
10.05
6.39
20.78
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Market Cap

2,499

No difference

Current Share price multiplied by latest total number of shares outstanding

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Satin Creditcare
2,499
1,543
1,577
2,309
1,082
Peer Median
2,499
2,499
1,989
4,365
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
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