Sri Finance Peer Comparison

BSE: 538863

₹7.77

₹0.37 (5.00%)

As on 06-Mar-2023IST

Market cap

₹8 Cr

Revenue (TTM)

₹6 Cr

P/E Ratio

3.1

P/B Ratio

0.1

Div. Yield

0 %

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	Sri Finance	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Market cap (₹ Cr)	8	32,960	31,374	24,415	20,859
Revenue (₹ Cr)	6	404	10,285	5,303	6,380
Net Profit (₹ Cr)	2.77	305.93	1,445.41	1,127.63	1,210.84
Net Margin (%)	47.35	74.72	14.02	21.20	18.97
RoE (%)	3.53	1.41	10.08	16.25	16.14
Price to Earnings	3.06	76.49	21.65	21.65	17.23
Price-To-Book	0.11	1.12	1.95	3.25	2.52

Income Statement
Liabilities
Assets
Cashflow
Ratios

Income Statement (₹ Cr)

	Sri Finance	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Operating Income	5.84	403.54	10,284.59	5,303.14	6,379.52
Other Income	0.00	5.87	25.57	15.03	3.80
Total Income	5.58	306.22	10,031.14	3,250.99	5,756.14
Interest Expense	0.33	0.57	4,204.29	1,922.34	1,966.96
PBT & Exceptional Items	3.90	366.10	2,260.68	1,611.04	1,676.19
Operating Expenses	1.61	42.74	3,845.19	1,784.80	2,740.17
Exceptional Income/Expenses	0.00	0.00	0.00	0.00	0.00
Profit before Tax	3.82	362.26	1,950.48	1,497.38	1,612.11
Taxes	1.06	56.33	505.07	369.75	401.27
Profit after Tax	2.77	305.93	1,445.41	1,127.63	1,210.84
Minority Interest	0.00	0.00	4.05	0.00	0.00
Share of Associate	0.00	124.96	0.00	0.00	0.00
Consolidated Profit	2.77	430.89	1,449.46	1,127.63	1,210.84

Liabilities (₹ Cr)

	Sri Finance	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Shareholder's Funds	79.00	29,221.16	16,050.74	7,203.48	7,842.25
Minority Interest	0.00	0.00	4.05	0.00	0.00
Non-Current Liabilities	1.04	3,407.06	141.91	115.58	137.71
Current Liabilities	0.89	23.91	58,360.20	25,356.94	23,950.27
Total Liabilities	79.75	35,100.39	54,550.48	21,485.87	29,334.64

Assets (₹ Cr)

	Sri Finance	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Non-Current Assets	0.40	169.20	1,233.12	446.49	827.99
Current Assets	80.52	32,466.17	72,616.64	32,037.45	30,982.28
Total Assets	79.75	35,100.39	54,550.48	21,485.87	29,334.64
Contingent Liabilities	--	--	196.39	7.21	4.00

Cashflow (₹ Cr)

	Sri Finance	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Cash From Operating Activities	5.18	206.21	-466.57	-4,312.62	1,125.24
Cash Flow from Investing Activities	--	-165.99	-124.80	61.87	708.34
Cash from Financing Activities	-0.01	-142.63	1,132.34	5,117.65	-1,669.38
Net Cash Inflow / Outflow	5.16	-102.41	540.97	866.90	164.20

Ratios

Profitability Ratios

	Sri Finance	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
ROCE (%)	5.49	1.21	11.25	11.18	9.55
ROE (%)	3.53	1.41	10.08	16.25	16.14
ROA (%)	3.44	0.91	2.34	4.21	4.05
EBIT Margin (%)	71.13	88.46	59.60	64.20	56.04
Net Margin (%)	47.35	74.72	14.02	21.20	18.97
Cash Profit Margin (%)	0.00	0.00	0.00	0.00	0.00

Growth Ratios

	Sri Finance	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Revenue Growth (%)	3.51	30.99	4.76	50.20	11.86
EBIT Growth (%)	-0.93	33.57	33.65	58.09	64.71
Net Profit Growth (%)	-9.20	42.45	85.35	95.19	524.34
EPS Growth (%)	-9.20	-86.84	68.98	74.92	521.96
Book Value Growth (%)	4.22	3.76	7.66	12.13	5.63

Valuation Ratios

	Sri Finance	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Price / Earnings	0.00	76.49	20.92	21.65	17.19
Price / Book Value	0.00	1.12	1.95	3.25	2.52
Dividend Yield (%)	--	0.52	0.60	0.08	0.00
EV/EBITDA	-7.07	88.84	12.68	12.85	11.58
Market Cap (₹ Cr)	0.00	31,951.18	19,684.03	14,056.08	15,214.34

Solvency Ratios

	Sri Finance	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Debt to Equity	0.00	0.00	2.85	0.00	0.00
Short term debt to equity ratio	--	--	2.89	0.98	1.50
Current Ratio	90.68	1,357.85	1.24	1.26	1.29
Quick Ratio	90.68	1,357.85	1.24	1.26	1.29
Interest Coverage	12.58	636.54	1.46	1.78	1.82

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Annual
Quarterly