Sangam Finserv Peer Comparison

BSE: 538714

₹36.15

₹-3.65 (-9.17%)

As on 24-Sep-2026 14:58IST

Market cap

₹177 Cr

Revenue (TTM)

₹23 Cr

P/E Ratio

23.3

P/B Ratio

1.2

Div. Yield

0 %

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	Sangam Finserv	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Market cap (₹ Cr)	177	33,443	29,993	24,953	21,253
Revenue (₹ Cr)	23	404	10,285	5,303	6,380
Net Profit (₹ Cr)	7.59	305.93	1,445.41	1,127.63	1,210.84
Net Margin (%)	32.70	74.72	14.02	21.20	18.97
RoE (%)	5.51	1.41	10.08	16.25	16.14
Price to Earnings	23.34	77.61	20.69	22.13	17.55
Price-To-Book	1.21	1.14	1.86	3.32	2.57

Income Statement (₹ Cr)

	Sangam Finserv	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Operating Income	23.08	403.54	10,284.59	5,303.14	6,379.52
Other Income	0.12	5.87	25.57	15.03	3.80
Total Income	18.60	306.22	10,031.14	3,250.99	5,756.14
Interest Expense	3.81	0.57	4,204.29	1,922.34	1,966.96
PBT & Exceptional Items	11.71	366.10	2,260.68	1,611.04	1,676.19
Operating Expenses	7.69	42.74	3,845.19	1,784.80	2,740.17
Exceptional Income/Expenses	0.00	0.00	0.00	0.00	0.00
Profit before Tax	11.58	362.26	1,950.48	1,497.38	1,612.11
Taxes	3.99	56.33	505.07	369.75	401.27
Profit after Tax	7.59	305.93	1,445.41	1,127.63	1,210.84
Minority Interest	0.00	0.00	4.05	0.00	0.00
Share of Associate	0.00	124.96	0.00	0.00	0.00
Consolidated Profit	7.59	430.89	1,449.46	1,127.63	1,210.84

	Sangam Finserv	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Shareholder's Funds	136.40	29,221.16	16,050.74	7,203.48	7,842.25
Minority Interest	0.00	0.00	4.05	0.00	0.00
Non-Current Liabilities	0.82	3,407.06	141.91	115.58	137.71
Current Liabilities	54.20	23.91	58,360.20	25,356.94	23,950.27
Total Liabilities	161.59	35,100.39	54,550.48	21,485.87	29,334.64

	Sangam Finserv	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Non-Current Assets	1.50	169.20	1,233.12	446.49	827.99
Current Assets	189.82	32,466.17	72,616.64	32,037.45	30,982.28
Total Assets	161.59	35,100.39	54,550.48	21,485.87	29,334.64
Contingent Liabilities	--	--	196.39	7.21	4.00

	Sangam Finserv	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Cash From Operating Activities	28.81	206.21	-466.57	-4,312.62	1,125.24
Cash Flow from Investing Activities	-24.35	-165.99	-124.80	61.87	708.34
Cash from Financing Activities	0.13	-142.63	1,132.34	5,117.65	-1,669.38
Net Cash Inflow / Outflow	4.60	-102.41	540.97	866.90	164.20

	Sangam Finserv	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
ROCE (%)	7.41	1.21	11.25	11.18	9.55
ROE (%)	5.51	1.41	10.08	16.25	16.14
ROA (%)	4.30	0.91	2.34	4.21	4.05
EBIT Margin (%)	66.14	88.46	59.60	64.20	56.04
Net Margin (%)	32.70	74.72	14.02	21.20	18.97
Cash Profit Margin (%)	0.00	0.00	0.00	0.00	0.00

	Sangam Finserv	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Revenue Growth (%)	16.50	30.99	4.76	50.20	11.86
EBIT Growth (%)	8.10	33.57	33.65	58.09	64.71
Net Profit Growth (%)	-12.43	42.45	85.35	95.19	524.34
EPS Growth (%)	-59.23	-86.84	68.98	74.92	521.96
Book Value Growth (%)	4.78	3.76	7.66	12.13	5.63

	Sangam Finserv	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Price / Earnings	24.45	79.21	20.05	22.90	17.85
Price / Book Value	1.27	1.16	1.87	3.43	2.62
Dividend Yield (%)	0.00	0.50	0.62	0.07	0.00
EV/EBITDA	12.82	92.08	12.48	13.25	11.80
Market Cap (₹ Cr)	191.07	31,951.18	19,684.03	14,056.08	15,214.34

	Sangam Finserv	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Debt to Equity	0.00	0.00	2.85	0.00	0.00
Short term debt to equity ratio	0.13	--	2.89	0.98	1.50
Current Ratio	3.50	1,357.85	1.24	1.26	1.29
Quick Ratio	3.50	1,357.85	1.24	1.26	1.29
Interest Coverage	4.04	636.54	1.46	1.78	1.82

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.