Sangam Finserv Financials

BSE: 538714

₹37.75

₹0.80 (2.17%)

As on 11-Sep-2026IST

Market cap

₹176 Cr

Revenue (TTM)

₹23 Cr

P/E Ratio

23.2

P/B Ratio

1.2

Div. Yield

0 %

Annual
Quarterly

Income Statement (₹ Cr)	TTM	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17	Mar-16
Operating Income	23.08	18.60	18.57	16.49	15.27	21.86
Other Income	0.12	--	0.01	0.05	0.03	0.02
Total Income	23.21	18.60	18.58	16.55	15.30	21.87
Interest Expense	3.81	2.42	3.52	3.99	3.90	9.46
Operating Expenses	7.69	6.80	4.22	3.12	1.06	1.32
Exceptional Income/Expenses	--	--	--	--	--	--
Profit before Tax	11.58	9.20	10.60	9.20	10.24	11.10
Taxes	3.99	2.61	2.69	2.75	2.69	5.17
Profit after Tax	7.59	6.60	7.90	6.44	7.55	5.93
Minority Interest	--	--	--	--	--	--
Share of Associate	--	--	--	--	--	--
Consolidated Profit	7.59	6.60	7.90	6.44	7.55	5.93

Liabilities (₹ Cr)	TTM	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17	Mar-16
Shareholder's Funds	136.40	133.20	127.13	119.26	112.65	105.11
Minority Interest	--	--	--	--	--	--
Non-Current Liabilities	0.82	8.63	0.13	0.33	0.62	19.74
Current Liabilities	54.20	19.30	27.85	34.35	45.29	53.41
Total Liabilities	191.43	161.59	155.36	154.12	158.57	178.27

Assets (₹ Cr)	TTM	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17	Mar-16
Non-Current Assets	1.50	144.04	14.02	10.61	1.17	0.45
Current Assets	189.82	17.10	141.10	143.33	157.39	177.81
Total Assets	191.43	161.59	155.36	154.12	158.57	178.27
Contingent Liabilities	--	--	--	--	--	--

Cashflow (₹ Cr)	TTM	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17	Mar-16
Cash From Operating Activities	--	28.81	10.35	20.63	24.96	-1.47
Cash Flow from Investing Activities	--	-24.35	-3.71	-9.63	-0.83	--
Cash from Financing Activities	--	0.13	-6.73	-10.71	-25.24	2.56
Net Cash Inflow / Outflow	--	4.60	-0.09	0.30	-1.11	1.09

Financials Ratios	TTM	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17	Mar-16
Adjusted EPS (₹)	1.63	1.42	1.70	1.38	1.62	1.27
Cash EPS (₹)	1.63	1.45	1.75	1.44	1.64	1.27
Adjusted Book Value (₹)	31.39	28.58	27.27	25.59	24.17	22.55
Dividend per Share (₹)	--	--	--	--	--	--
Cash Flow per Share (₹)	--	6.18	11.10	22.13	26.77	-1.58
Free Cash Flow per Share (₹)	--	6.01	10.33	23.28	27.82	-4.43

Profitability Ratios	TTM	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17	Mar-16
ROCE (%)	--	7.41	9.22	8.52	8.54	12.08
ROE (%)	5.51	5.07	6.42	5.56	6.94	5.80
ROA (%)	4.30	4.17	5.11	4.12	4.49	3.43
EBIT Margin (%)	66.14	62.48	75.97	79.59	92.40	93.97
Net Margin (%)	32.70	35.47	42.54	38.93	49.37	27.10
Cash Profit Margin (%)	0.00	36.41	43.84	40.58	50.14	27.12

Growth Ratios	TTM	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17	Mar-16
Revenue Growth (%)	16.50	0.18	12.57	8.04	-30.15	1.20
EBIT Growth (%)	8.10	-17.62	7.46	-6.95	-31.31	-1.95
Net Profit Growth (%)	10.49	-16.53	22.68	-14.72	27.45	-34.59
EPS Growth (%)	-12.43	-16.53	22.68	-14.72	27.45	-34.59
Book Value Growth (%)	--	4.78	6.59	5.87	7.18	5.98

Valuation Ratios	TTM	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17	Mar-16
Price / Earnings	23.19	28.96	12.45	6.02	6.42	5.66
Price / Book Value	1.20	1.43	0.77	0.33	0.43	0.32
Dividend Yield (%)	--	--	--	--	--	--
EV/EBITDA	13.87	17.20	8.68	5.34	6.49	4.94
Close Price (₹)	39.94	40.99	21.11	8.32	10.40	7.20
High Price (₹)	50.00	69.56	23.36	13.39	15.40	14.07
Low Price (₹)	25.55	18.20	7.42	7.40	6.73	5.01
Market Cap (₹ Cr)	175.96	191.07	98.41	38.79	48.48	33.56

Solvency Ratios	TTM	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17	Mar-16
Debt to Equity	--	0.20	0.21	0.28	0.39	0.66
Short term debt to equity ratio	--	0.13	0.21	0.28	0.39	0.47
Current Ratio	3.50	0.89	5.07	4.17	3.48	3.33
Quick Ratio	3.50	0.89	5.07	4.17	3.48	3.33
Interest Coverage	4.04	4.81	4.01	3.31	3.63	2.17

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.