Market cap
₹24 Cr
Revenue (TTM)
₹15 Cr
P/E Ratio
25.3
P/B Ratio
0.4
Div. Yield
0 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 612.12 | 138.32 | 52.10 | -26.79 | 18.90 |
| EBIT | 234.59 | 193.49 | -25.37 | -9.03 | 9.30 |
| Net Profit | 216.82 | 207.87 | 74.61 | -28.61 | 15.39 |
| EPS | 216.82 | 207.86 | -10.41 | 18.61 | -12.95 |
| Book Value | -- | -- | 23.42 | 16.42 | 10.23 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Mar-25 | Mar-24 |
| EBIT-Margin
| 17.94 | 17.22 | 21.23 | 11.59 | 17.75 |
| Net Margin
| 2.98 | 5.86 | 6.14 | -3.96 | 10.56 |
| Return on equity
| 8.53 | 8.29 | 1.71 | -0.77 | 25.07 |
| Return on Assets
| 3.27 | 3.45 | 1.01 | -0.43 | 9.80 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Suvifin Credit
|
--
|
3.03
|
16.85
|
4.69
|
10.13
|
|
Peer Median
|
--
|
10.60
|
9.14
|
6.69
|
--
|
ROE
1.71
Lower than Peers by 6.94
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Suvifin Credit
|
1.71
|
-0.77
|
25.07
|
1.28
|
13.97
|
|
Peer Median
|
8.66
|
10.78
|
8.66
|
3.91
|
--
|
ROA
1.01
Lower than Peers by 1.60
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Suvifin Credit
|
1.01
|
-0.43
|
9.80
|
0.43
|
6.07
|
|
Peer Median
|
2.61
|
3.50
|
2.67
|
1.71
|
--
|
EBIT Margin
21.23
Lower than Peers by 48.98
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Suvifin Credit
|
21.23
|
11.59
|
17.75
|
24.48
|
12.78
|
|
Peer Median
|
70.21
|
61.18
|
97.28
|
57.74
|
--
|
Net Margin
6.14
Lower than Peers by 17.84
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Suvifin Credit
|
6.14
|
-3.96
|
10.56
|
2.35
|
7.80
|
|
Peer Median
|
23.98
|
26.68
|
51.92
|
19.92
|
--
|
Cash Profit Margin
--
--
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Suvifin Credit
|
--
|
4.85
|
10.92
|
4.34
|
8.10
|
|
Peer Median
|
--
|
--
|
0.00
|
0.00
|
--
|
Revenue Growth
52.10
Higher than Peers by 33.16
Year on year growth in net sales
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Suvifin Credit
|
52.10
|
-90.34
|
403.30
|
-71.13
|
1,132.15
|
|
Peer Median
|
18.94
|
17.06
|
34.70
|
13.78
|
--
|
EBIT Growth
-25.37
Lower than Peers by 43.05
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Suvifin Credit
|
-25.37
|
-93.69
|
264.84
|
-44.67
|
707.20
|
|
Peer Median
|
17.68
|
15.67
|
38.04
|
29.81
|
--
|
Net Profit Growth
74.61
Higher than Peers by 55.96
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Suvifin Credit
|
74.61
|
-104.40
|
2,146.65
|
-91.23
|
649.88
|
|
Peer Median
|
18.65
|
11.48
|
49.18
|
49.38
|
--
|
EPS Growth
-10.41
Lower than Peers by 18.06
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Suvifin Credit
|
-10.41
|
-103.73
|
2,146.54
|
-91.23
|
649.88
|
|
Peer Median
|
7.65
|
-3.51
|
50.00
|
46.43
|
--
|
Book Value Growth
--
--
Year on year growth in book value per share
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Suvifin Credit
|
--
|
45.80
|
41.36
|
-9.55
|
1.19
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
--
--
Total debt / Net worth
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Suvifin Credit
|
--
|
0.45
|
1.15
|
2.01
|
1.82
|
|
Peer Median
|
--
|
2.00
|
1.60
|
0.41
|
--
|
Short term debt to equity ratio
--
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Suvifin Credit
|
--
|
0.44
|
0.89
|
1.44
|
1.79
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
1.99
Higher than Peers by 0.52
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Suvifin Credit
|
1.99
|
0.53
|
0.48
|
0.55
|
0.48
|
|
Peer Median
|
1.47
|
4.14
|
2.82
|
3.70
|
--
|
Quick Ratio
1.99
Higher than Peers by 0.54
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Suvifin Credit
|
1.99
|
0.21
|
0.07
|
0.05
|
0.06
|
|
Peer Median
|
1.46
|
1.54
|
1.36
|
1.66
|
--
|
Interest Coverage
1.58
Lower than Peers by 0.36
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Suvifin Credit
|
1.58
|
0.91
|
5.16
|
1.10
|
2.88
|
|
Peer Median
|
1.94
|
1.98
|
2.17
|
2.17
|
--
|
Valuation
Price / Earnings
25.34
Higher than Peers by 2.72
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Suvifin Credit
|
25.34
|
--
|
2.17
|
35.77
|
2.51
|
|
Peer Median
|
22.62
|
20.09
|
19.35
|
28.54
|
--
|
Price / Book Value
0.41
Lower than Peers by 1.58
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Suvifin Credit
|
0.41
|
0.51
|
0.46
|
0.48
|
0.35
|
|
Peer Median
|
1.99
|
1.53
|
1.83
|
1.10
|
--
|
Dividend Yield
--
--
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Suvifin Credit
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
0.12
|
0.05
|
0.16
|
--
|
--
|
EV/EBITDA
5.61
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Suvifin Credit
|
5.61
|
16.71
|
4.32
|
15.80
|
9.25
|
|
Peer Median
|
--
|
13.42
|
23.06
|
17.63
|
--
|
Market Cap
24
Lower than Peers by 8,964
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Suvifin Credit
|
24
|
29
|
18
|
13
|
11
|
|
Peer Median
|
8,989
|
3,133
|
4,482
|
525
|
--
|