India Home Loan Peer Comparison

BSE: 530979

₹30.35

₹0.41 (1.37%)

As on 06-Nov-2026 14:37IST

Market cap

₹43 Cr

Revenue (TTM)

₹12 Cr

P/E Ratio

516.7

P/B Ratio

Div. Yield

0 %

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	India Home Loan	PNB Housing Fin	LIC Housing Fin.	Aadhar Housing Fin	Home First Fin
Market cap (₹ Cr)	43	28,368	29,013	18,485	11,347
Revenue (₹ Cr)	12	8,987	28,698	3,968	2,089
Net Profit (₹ Cr)	0.08	2,350.04	5,890.55	1,182.80	619.69
Net Margin (%)	0.67	26.16	20.52	29.71	29.58
RoE (%)	0.20	11.91	13.82	15.19	13.74
Price to Earnings	516.69	12.07	4.92	15.63	18.31
Price-To-Book	1.04	1.40	0.66	2.25	2.43

Income Statement (₹ Cr)

	India Home Loan	PNB Housing Fin	LIC Housing Fin.	Aadhar Housing Fin	Home First Fin
Operating Income	12.45	8,987.14	28,697.65	3,967.97	2,088.66
Other Income	0.11	-5.26	8.65	13.37	6.63
Total Income	14.83	8,901.68	28,849.98	3,706.87	1,922.72
Interest Expense	6.24	5,252.19	19,696.34	1,456.29	822.48
PBT & Exceptional Items	0.34	3,106.62	7,635.20	1,539.28	828.81
Operating Expenses	5.97	623.07	1,374.76	953.93	444.01
Exceptional Income/Expenses	0.00	0.00	0.00	-15.92	0.00
Profit before Tax	0.13	3,038.10	7,511.09	1,518.70	807.87
Taxes	0.04	688.06	1,620.54	335.90	188.18
Profit after Tax	0.08	2,350.04	5,890.55	1,182.80	619.69
Minority Interest	0.00	0.00	-0.66	0.00	0.00
Share of Associate	0.00	0.00	5.97	0.00	0.00
Consolidated Profit	0.08	2,350.04	5,895.86	1,182.80	619.69

	India Home Loan	PNB Housing Fin	LIC Housing Fin.	Aadhar Housing Fin	Home First Fin
Shareholder's Funds	41.54	20,249.19	43,879.35	8,201.44	4,665.12
Minority Interest	0.00	0.00	-0.66	0.00	0.00
Non-Current Liabilities	1.56	123.99	620.18	91.58	81.12
Current Liabilities	53.92	81,264.92	2,85,672.57	21,082.23	12,438.58
Total Liabilities	97.30	94,095.02	3,25,212.95	27,398.63	15,333.13

	India Home Loan	PNB Housing Fin	LIC Housing Fin.	Aadhar Housing Fin	Home First Fin
Non-Current Assets	0.12	121.70	1,201.22	38.76	21.15
Current Assets	47.00	1,01,294.63	3,28,514.25	29,171.92	17,104.39
Total Assets	97.30	94,095.02	3,25,212.95	27,398.63	15,333.13
Contingent Liabilities	--	236.00	35.15	8.41	--

	India Home Loan	PNB Housing Fin	LIC Housing Fin.	Aadhar Housing Fin	Home First Fin
Cash From Operating Activities	5.93	-8,983.55	-8,503.83	-2,807.88	-1,939.78
Cash Flow from Investing Activities	--	684.33	1,752.04	308.62	-408.14
Cash from Financing Activities	-6.39	8,719.78	6,191.79	2,335.52	2,197.50
Net Cash Inflow / Outflow	-0.46	420.56	-560.00	-163.74	-150.43

	India Home Loan	PNB Housing Fin	LIC Housing Fin.	Aadhar Housing Fin	Home First Fin
ROCE (%)	8.47	9.41	8.59	11.31	11.13
ROE (%)	0.20	11.91	13.82	15.19	13.74
ROA (%)	0.09	2.51	1.81	4.34	4.00
EBIT Margin (%)	50.30	92.30	94.78	75.04	77.74
Net Margin (%)	0.67	26.16	20.52	29.71	29.58
Cash Profit Margin (%)	0.00	0.00	0.00	0.00	0.00

	India Home Loan	PNB Housing Fin	LIC Housing Fin.	Aadhar Housing Fin	Home First Fin
Revenue Growth (%)	-15.97	10.03	0.17	17.55	19.25
EBIT Growth (%)	-19.50	9.34	1.00	16.76	17.93
Net Profit Growth (%)	-51.45	9.37	6.67	19.73	36.85
EPS Growth (%)	-51.44	9.16	6.78	19.74	27.08
Book Value Growth (%)	0.05	14.01	13.97	18.24	73.82

	India Home Loan	PNB Housing Fin	LIC Housing Fin.	Aadhar Housing Fin	Home First Fin
Price / Earnings	509.04	12.20	4.97	15.99	18.57
Price / Book Value	1.03	1.42	0.67	2.47	2.47
Dividend Yield (%)	0.00	0.73	1.88	0.00	0.47
EV/EBITDA	13.24	11.53	11.18	12.20	12.47
Market Cap (₹ Cr)	37.46	19,716.88	27,239.53	19,597.62	9,418.44

	India Home Loan	PNB Housing Fin	LIC Housing Fin.	Aadhar Housing Fin	Home First Fin
Debt to Equity	0.00	0.00	0.00	0.00	0.00
Short term debt to equity ratio	--	1.20	1.99	0.47	0.51
Current Ratio	0.87	1.25	1.15	1.38	1.38
Quick Ratio	0.87	1.25	1.15	1.38	1.38
Interest Coverage	1.02	1.58	1.38	2.04	1.98

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.