India Home Loan Peer Comparison

BSE: 530979

₹32.10

₹1.43 (4.66%)

As on 01-Sep-2026IST

Market cap

₹46 Cr

Revenue (TTM)

₹13 Cr

P/E Ratio

307.7

P/B Ratio

1.1

Div. Yield

0 %

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	India Home Loan	PNB Housing Fin	LIC Housing Fin.	Aadhar Housing Fin	Sammaan Capital
Market cap (₹ Cr)	46	29,999	29,184	20,896	17,119
Revenue (₹ Cr)	13	8,692	28,683	3,817	7,418
Net Profit (₹ Cr)	0.15	2,315.08	5,734.11	1,140.96	-7,235.56
Net Margin (%)	1.15	26.65	19.99	29.77	-96.96
RoE (%)	0.36	12.45	14.36	15.98	-9.77
Price to Earnings	307.68	12.96	5.09	18.31	--
Price-To-Book	1.10	1.52	0.68	2.68	0.89

Income Statement (₹ Cr)

	India Home Loan	PNB Housing Fin	LIC Housing Fin.	Aadhar Housing Fin	Sammaan Capital
Operating Income	14.65	8,504.52	28,837.11	3,672.58	8,623.33
Other Income	0.17	397.16	12.87	34.29	780.59
Total Income	14.83	8,901.68	28,849.98	3,706.87	9,403.92
Interest Expense	7.25	5,011.16	19,770.55	1,364.39	4,791.36
PBT & Exceptional Items	0.17	2,970.61	7,100.15	1,421.83	-2,375.57
Operating Expenses	7.17	853.43	1,857.56	888.63	6,905.11
Exceptional Income/Expenses	--	--	--	-15.92	--
Profit before Tax	0.17	2,970.61	7,103.47	1,405.91	-2,375.57
Taxes	0.08	679.37	1,499.23	310.03	-568.11
Profit after Tax	0.10	2,291.24	5,604.24	1,095.88	-1,807.46
Minority Interest	--	--	4.11	--	--
Share of Associate	--	--	--	--	--
Consolidated Profit	-0.01	2,291.24	5,603.66	1,095.88	-1,807.46

	India Home Loan	PNB Housing Fin	LIC Housing Fin.	Aadhar Housing Fin	Sammaan Capital
Shareholder's Funds	41.46	19,219.13	41,428.93	7,540.89	21,822.45
Minority Interest	--	--	4.11	--	--
Non-Current Liabilities	43.43	48,332.51	1,94,140.73	16,030.17	34,007.28
Current Liabilities	12.41	26,519.39	88,578.19	3,827.57	13,589.22
Total Liabilities	97.30	94,095.02	3,25,212.95	27,398.63	70,181.05

	India Home Loan	PNB Housing Fin	LIC Housing Fin.	Aadhar Housing Fin	Sammaan Capital
Non-Current Assets	46.98	89,897.19	3,21,669.49	25,871.55	62,235.63
Current Assets	1.86	4,173.84	2,482.47	1,527.08	6,145.83
Total Assets	97.30	94,095.02	3,25,212.95	27,398.63	70,181.05
Contingent Liabilities	--	236.00	35.15	8.41	619.26

	India Home Loan	PNB Housing Fin	LIC Housing Fin.	Aadhar Housing Fin	Sammaan Capital
Cash From Operating Activities	5.93	-8,983.55	-8,503.83	-2,807.88	8,771.63
Cash Flow from Investing Activities	-4.64	684.33	1,752.04	308.62	-5,577.75
Cash from Financing Activities	-6.39	8,719.78	6,191.79	2,335.52	-2,373.07
Net Cash Inflow / Outflow	-0.46	420.56	-560.00	-163.74	820.81

	India Home Loan	PNB Housing Fin	LIC Housing Fin.	Aadhar Housing Fin	Sammaan Capital
ROCE (%)	8.47	9.41	8.59	11.31	3.64
ROE (%)	0.23	12.74	14.41	15.83	-8.77
ROA (%)	0.10	2.59	1.76	4.33	-2.54
EBIT Margin (%)	52.24	94.63	93.60	76.74	28.98
Net Margin (%)	0.65	25.74	19.43	29.56	-19.22
Cash Profit Margin (%)	2.25	27.72	19.86	30.71	-20.00

	India Home Loan	PNB Housing Fin	LIC Housing Fin.	Aadhar Housing Fin	Sammaan Capital
Revenue Growth (%)	7.72	10.95	2.63	18.18	1.75
EBIT Growth (%)	-6.89	13.46	1.84	18.80	-64.51
Net Profit Growth (%)	-64.66	18.34	2.97	20.18	-248.52
EPS Growth (%)	-64.66	18.06	2.97	18.99	-203.40
Book Value Growth (%)	0.05	14.01	13.97	18.24	9.72

	India Home Loan	PNB Housing Fin	LIC Housing Fin.	Aadhar Housing Fin	Sammaan Capital
Price / Earnings	388.59	8.61	4.86	17.88	0.00
Price / Book Value	0.90	1.03	0.66	2.61	0.40
Dividend Yield (%)	0.00	1.06	2.02	0.00	0.00
EV/EBITDA	10.51	10.88	11.25	13.18	18.94
Market Cap (₹ Cr)	37.46	19,716.88	27,239.53	19,597.62	8,725.09

	India Home Loan	PNB Housing Fin	LIC Housing Fin.	Aadhar Housing Fin	Sammaan Capital
Debt to Equity	1.04	3.71	6.69	2.50	1.98
Short term debt to equity ratio	--	1.20	1.99	0.47	0.39
Current Ratio	0.15	0.16	0.03	0.40	0.45
Quick Ratio	0.15	0.16	0.03	0.40	0.45
Interest Coverage	1.02	1.59	1.36	2.03	0.50

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.