India Home Loan Peer Comparison

BSE: 530979

₹30.50

₹-1.26 (-3.97%)

As on 22-Sep-2026IST

Market cap

₹44 Cr

Revenue (TTM)

₹13 Cr

P/E Ratio

292.3

P/B Ratio

1

Div. Yield

0 %

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	India Home Loan	LIC Housing Fin.	PNB Housing Fin	Aadhar Housing Fin	Sammaan Capital
Market cap (₹ Cr)	44	31,084	29,356	20,081	16,577
Revenue (₹ Cr)	13	28,683	8,692	3,817	7,418
Net Profit (₹ Cr)	0.15	5,734.11	2,315.08	1,140.96	-7,235.56
Net Margin (%)	1.15	19.99	26.65	29.77	-96.96
RoE (%)	0.36	14.36	12.45	15.98	-9.77
Price to Earnings	292.34	5.42	12.68	17.60	--
Price-To-Book	1.05	0.72	1.49	2.58	0.93

Income Statement
Liabilities
Assets
Cashflow
Ratios

Income Statement (₹ Cr)

	India Home Loan	LIC Housing Fin.	PNB Housing Fin	Aadhar Housing Fin	Sammaan Capital
Operating Income	13.00	28,682.68	8,691.85	3,817.29	7,417.73
Other Income	0.02	8.96	-3.32	15.44	44.79
Total Income	14.83	28,849.98	8,901.68	3,706.87	9,090.25
Interest Expense	6.60	19,667.66	5,104.50	1,408.84	5,757.49
PBT & Exceptional Items	0.39	7,421.85	3,069.27	1,482.48	-15,338.17
Operating Expenses	6.02	1,602.13	514.76	909.57	4,044.86
Exceptional Income/Expenses	0.00	0.00	0.00	-15.92	-6,499.17
Profit before Tax	0.16	7,294.88	3,001.13	1,464.39	-8,926.51
Taxes	0.01	1,560.77	686.05	323.43	-1,690.95
Profit after Tax	0.15	5,734.11	2,315.08	1,140.96	-7,235.56
Minority Interest	0.00	-0.64	0.00	0.00	0.00
Share of Associate	0.00	5.19	0.00	0.00	0.00
Consolidated Profit	0.15	5,738.66	2,315.08	1,140.96	-7,235.56

Liabilities (₹ Cr)

	India Home Loan	LIC Housing Fin.	PNB Housing Fin	Aadhar Housing Fin	Sammaan Capital
Shareholder's Funds	41.46	41,428.93	19,219.13	7,540.89	18,991.47
Minority Interest	0.00	-0.64	0.00	0.00	0.00
Non-Current Liabilities	1.57	606.49	209.12	94.71	453.69
Current Liabilities	54.27	2,83,173.42	74,083.82	19,763.24	54,798.26
Total Liabilities	97.30	3,25,212.95	94,095.02	27,398.63	74,243.42

Assets (₹ Cr)

	India Home Loan	LIC Housing Fin.	PNB Housing Fin	Aadhar Housing Fin	Sammaan Capital
Non-Current Assets	0.14	1,313.14	146.16	36.46	2,692.25
Current Assets	47.90	3,22,897.04	93,157.56	27,205.23	68,643.96
Total Assets	97.30	3,25,212.95	94,095.02	27,398.63	74,243.42
Contingent Liabilities	--	35.15	236.00	8.41	673.15

Cashflow (₹ Cr)

	India Home Loan	LIC Housing Fin.	PNB Housing Fin	Aadhar Housing Fin	Sammaan Capital
Cash From Operating Activities	5.93	-8,503.83	-8,983.55	-2,807.88	-7,465.88
Cash Flow from Investing Activities	--	1,752.04	684.33	308.62	-1,540.13
Cash from Financing Activities	-6.39	6,191.79	8,719.78	2,335.52	14,683.81
Net Cash Inflow / Outflow	-0.46	-560.00	420.56	-163.74	5,677.80

Ratios

Profitability Ratios

	India Home Loan	LIC Housing Fin.	PNB Housing Fin	Aadhar Housing Fin	Sammaan Capital
ROCE (%)	8.47	8.59	9.41	11.31	-4.70
ROE (%)	0.36	14.36	12.45	15.98	-9.77
ROA (%)	0.15	1.79	2.63	4.51	-10.02
EBIT Margin (%)	51.88	93.97	93.29	75.28	44.29
Net Margin (%)	1.15	19.99	26.65	29.77	-96.96
Cash Profit Margin (%)	0.00	0.00	0.00	0.00	0.00

Growth Ratios

	India Home Loan	LIC Housing Fin.	PNB Housing Fin	Aadhar Housing Fin	Sammaan Capital
Revenue Growth (%)	-10.95	0.65	9.77	17.72	-17.09
EBIT Growth (%)	-13.76	0.67	11.31	17.51	43.19
Net Profit Growth (%)	-4.49	4.27	13.66	20.23	-301.99
EPS Growth (%)	-4.49	4.34	13.40	20.42	39.13
Book Value Growth (%)	0.05	13.97	14.01	18.24	-18.37

Valuation Ratios

	India Home Loan	LIC Housing Fin.	PNB Housing Fin	Aadhar Housing Fin	Sammaan Capital
Price / Earnings	292.34	5.42	12.67	17.28	-9.32
Price / Book Value	1.05	0.72	1.49	2.58	0.93
Dividend Yield (%)	0.00	1.77	0.71	0.00	0.00
EV/EBITDA	12.41	11.34	11.88	12.94	16.87
Market Cap (₹ Cr)	37.46	27,239.53	19,716.88	19,597.62	17,099.94

Solvency Ratios

	India Home Loan	LIC Housing Fin.	PNB Housing Fin	Aadhar Housing Fin	Sammaan Capital
Debt to Equity	1.04	0.00	0.00	0.00	0.00
Short term debt to equity ratio	0.41	1.99	1.20	0.47	0.73
Current Ratio	0.88	1.14	1.26	1.38	1.25
Quick Ratio	0.88	1.14	1.26	1.38	1.25
Interest Coverage	1.02	1.37	1.59	2.04	-0.55

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Annual
Quarterly