India Home Loan Peer Comparison
BSE: 530979
₹29.94
₹0.00 (0.00%)As on 06-Nov-2026 13:30IST
Market cap
₹43 Cr
Revenue (TTM)
₹12 Cr
P/E Ratio
517.5
P/B Ratio
1
Div. Yield
0 %
| India Home Loan | PNB Housing Fin | LIC Housing Fin. | Aadhar Housing Fin | Home First Fin | |
|---|---|---|---|---|---|
Market cap (₹ Cr) |
43 | 28,516 | 29,302 | 18,632 | 11,269 |
Revenue (₹ Cr) |
12 | 8,987 | 28,698 | 3,968 | 2,089 |
Net Profit (₹ Cr) |
0.08 | 2,350.04 | 5,890.55 | 1,182.80 | 619.69 |
Net Margin (%) |
0.67 | 26.16 | 20.52 | 29.71 | 29.58 |
RoE (%) |
0.20 | 11.91 | 13.82 | 15.19 | 13.74 |
Price to Earnings |
517.54 | 12.13 | 4.97 | 15.75 | 18.19 |
Price-To-Book |
1.05 | 1.41 | 0.67 | 2.27 | 2.42 |
Income Statement (₹ Cr)
| India Home Loan | PNB Housing Fin | LIC Housing Fin. | Aadhar Housing Fin | Home First Fin | |
|---|---|---|---|---|---|
|
Operating Income
|
12.45 | 8,987.14 | 28,697.65 | 3,967.97 | 2,088.66 |
|
Other Income
|
0.11 | -5.26 | 8.65 | 13.37 | 6.63 |
|
Total Income
|
14.83 | 8,901.68 | 28,849.98 | 3,706.87 | 1,922.72 |
|
Interest Expense
|
6.24 | 5,252.19 | 19,696.34 | 1,456.29 | 822.48 |
|
PBT & Exceptional Items
|
0.34 | 3,106.62 | 7,635.20 | 1,539.28 | 828.81 |
|
Operating Expenses
|
5.97 | 623.07 | 1,374.76 | 953.93 | 444.01 |
|
Exceptional Income/Expenses
|
0.00 | 0.00 | 0.00 | -15.92 | 0.00 |
|
Profit before Tax
|
0.13 | 3,038.10 | 7,511.09 | 1,518.70 | 807.87 |
|
Taxes
|
0.04 | 688.06 | 1,620.54 | 335.90 | 188.18 |
|
Profit after Tax
|
0.08 | 2,350.04 | 5,890.55 | 1,182.80 | 619.69 |
|
Minority Interest
|
0.00 | 0.00 | -0.66 | 0.00 | 0.00 |
|
Share of Associate
|
0.00 | 0.00 | 5.97 | 0.00 | 0.00 |
|
Consolidated Profit
|
0.08 | 2,350.04 | 5,895.86 | 1,182.80 | 619.69 |
Liabilities (₹ Cr)
| India Home Loan | PNB Housing Fin | LIC Housing Fin. | Aadhar Housing Fin | Home First Fin | |
|---|---|---|---|---|---|
|
Shareholder's Funds
|
41.54 | 20,249.19 | 43,879.35 | 8,201.44 | 4,665.12 |
|
Minority Interest
|
0.00 | 0.00 | -0.66 | 0.00 | 0.00 |
|
Non-Current Liabilities
|
1.56 | 123.99 | 620.18 | 91.58 | 81.12 |
|
Current Liabilities
|
53.92 | 81,264.92 | 2,85,672.57 | 21,082.23 | 12,438.58 |
|
Total Liabilities
|
97.30 | 94,095.02 | 3,25,212.95 | 27,398.63 | 15,333.13 |
Assets (₹ Cr)
| India Home Loan | PNB Housing Fin | LIC Housing Fin. | Aadhar Housing Fin | Home First Fin | |
|---|---|---|---|---|---|
|
Non-Current Assets
|
0.12 | 121.70 | 1,201.22 | 38.76 | 21.15 |
|
Current Assets
|
47.00 | 1,01,294.63 | 3,28,514.25 | 29,171.92 | 17,104.39 |
|
Total Assets
|
97.30 | 94,095.02 | 3,25,212.95 | 27,398.63 | 15,333.13 |
|
Contingent Liabilities
|
-- | 236.00 | 35.15 | 8.41 | -- |
Cashflow (₹ Cr)
| India Home Loan | PNB Housing Fin | LIC Housing Fin. | Aadhar Housing Fin | Home First Fin | |
|---|---|---|---|---|---|
|
Cash From Operating Activities
|
5.93 | -8,983.55 | -8,503.83 | -2,807.88 | -1,939.78 |
|
Cash Flow from Investing Activities
|
-- | 684.33 | 1,752.04 | 308.62 | -408.14 |
|
Cash from Financing Activities
|
-6.39 | 8,719.78 | 6,191.79 | 2,335.52 | 2,197.50 |
|
Net Cash Inflow / Outflow
|
-0.46 | 420.56 | -560.00 | -163.74 | -150.43 |
Ratios
Profitability Ratios
| India Home Loan | PNB Housing Fin | LIC Housing Fin. | Aadhar Housing Fin | Home First Fin | |
|---|---|---|---|---|---|
|
ROCE (%)
|
8.47 | 9.41 | 8.59 | 11.31 | 11.13 |
|
ROE (%)
|
0.20 | 11.91 | 13.82 | 15.19 | 13.74 |
|
ROA (%)
|
0.09 | 2.51 | 1.81 | 4.34 | 4.00 |
|
EBIT Margin (%)
|
50.30 | 92.30 | 94.78 | 75.04 | 77.74 |
|
Net Margin (%)
|
0.67 | 26.16 | 20.52 | 29.71 | 29.58 |
|
Cash Profit Margin (%)
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Growth Ratios
| India Home Loan | PNB Housing Fin | LIC Housing Fin. | Aadhar Housing Fin | Home First Fin | |
|---|---|---|---|---|---|
|
Revenue Growth (%)
|
-15.97 | 10.03 | 0.17 | 17.55 | 19.25 |
|
EBIT Growth (%)
|
-19.50 | 9.34 | 1.00 | 16.76 | 17.93 |
|
Net Profit Growth (%)
|
-51.45 | 9.37 | 6.67 | 19.73 | 36.85 |
|
EPS Growth (%)
|
-51.44 | 9.16 | 6.78 | 19.74 | 27.08 |
|
Book Value Growth (%)
|
0.05 | 14.01 | 13.97 | 18.24 | 73.82 |
Valuation Ratios
| India Home Loan | PNB Housing Fin | LIC Housing Fin. | Aadhar Housing Fin | Home First Fin | |
|---|---|---|---|---|---|
|
Price / Earnings
|
509.04 | 12.20 | 4.97 | 15.99 | 18.57 |
|
Price / Book Value
|
1.03 | 1.42 | 0.67 | 2.47 | 2.47 |
|
Dividend Yield (%)
|
0.00 | 0.73 | 1.88 | 0.00 | 0.47 |
|
EV/EBITDA
|
13.24 | 11.53 | 11.18 | 12.20 | 12.47 |
|
Market Cap (₹ Cr)
|
37.46 | 19,716.88 | 27,239.53 | 19,597.62 | 9,418.44 |
Solvency Ratios
| India Home Loan | PNB Housing Fin | LIC Housing Fin. | Aadhar Housing Fin | Home First Fin | |
|---|---|---|---|---|---|
|
Debt to Equity
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|
Short term debt to equity ratio
|
-- | 1.20 | 1.99 | 0.47 | 0.51 |
|
Current Ratio
|
0.87 | 1.25 | 1.15 | 1.38 | 1.38 |
|
Quick Ratio
|
0.87 | 1.25 | 1.15 | 1.38 | 1.38 |
|
Interest Coverage
|
1.02 | 1.58 | 1.38 | 2.04 | 1.98 |