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India Home Loan Key Ratios

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BSE: 530979

₹31.22

up-down-arrow ₹-0.88 (-2.74%)

As on 02-Sep-2026IST

Market cap

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₹45 Cr

Revenue (TTM)

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₹13 Cr

P/E Ratio

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299.2

P/B Ratio

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1.1

Div. Yield

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0 %

Key Ratios and Highlights

Growth Score (%) Quarterly Annual (TTM)
Particulars QoQ YoY 1-Year 3-Years 5-Years
Revenue -33.25 -42.15 -10.95 -14.01 -15.76
EBIT -30.69 -36.09 -13.76 -16.35 -20.38
Net Profit 1,475.00 530.00 -8.72 -8.10 -10.54
EPS 1,475.00 530.00 -4.49 -7.78 -34.67
Book Value -- -- 0.05 -2.41 1.17
Key Ratios (%) Average Annual (TTM)
Particulars3-Years5-YearsTTMMar-26Mar-25
EBIT-Margin info 47.8152.2151.8849.4657.92
Net Margin info -7.42-2.711.150.651.99
Return on equity info -2.38-0.190.360.230.66
Return on Assets info -0.82-0.220.150.100.27

Profitability

View Detailed Peer Comparison

ROCE

--

--

Earning before interest and taxes / (Average net worth + Average total Debt) * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
India Home Loan
--
8.47
8.47
5.26
9.10
Peer Median
--
9.41
10.02
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROE

0.36

Lower than Peers by 14.16

Profit after tax / Average Net worth * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
India Home Loan
0.36
0.23
0.66
-8.03
1.41
Peer Median
14.52
14.41
14.69
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROA

0.15

Lower than Peers by 2.72

Profit after tax / Average Total assets * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
India Home Loan
0.15
0.10
0.27
-2.83
0.39
Peer Median
2.87
2.72
2.70
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Margin

51.88

Lower than Peers by 36.73

Operating profit (EBIT) / Net Sales * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
India Home Loan
51.88
49.46
57.92
36.04
50.86
Peer Median
88.61
81.80
86.67
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Margin

1.15

Lower than Peers by 24.61

Net profit / Total Income (Net sales plus other income) * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
India Home Loan
1.15
0.65
1.99
-24.91
2.44
Peer Median
25.76
25.74
24.94
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Cash Profit Margin

--

--

(Net profit + Depreciation) / Gross Sales * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
India Home Loan
--
2.25
3.70
-27.11
5.23
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Growth

View Detailed Peer Comparison

Revenue Growth

-10.95

Lower than Peers by 26.62

Year on year growth in net sales

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
India Home Loan
-10.95
7.72
13.17
-46.21
-25.65
Peer Median
15.67
16.34
18.42
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Growth

-13.76

Lower than Peers by 31.12

Year on year growth in operating profit (EBIT)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
India Home Loan
-13.76
-8.00
81.86
-61.88
-43.34
Peer Median
17.36
15.62
20.13
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Profit Growth

-8.72

Lower than Peers by 30.28

Year on year growth in profit after tax

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
India Home Loan
-8.72
-64.66
107.92
-668.90
-68.39
Peer Median
21.56
20.23
22.21
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EPS Growth

-4.49

Lower than Peers by 23.01

Year on year growth in earnings per share

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
India Home Loan
-4.49
-64.66
107.92
-668.84
-68.39
Peer Median
18.52
20.42
19.77
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Book Value Growth

--

--

Year on year growth in book value per share

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
India Home Loan
--
0.05
0.57
-7.64
8.63
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Solvency

View Detailed Peer Comparison

Debt to Equity

--

--

Total debt / Net worth

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
India Home Loan
--
1.04
1.19
1.38
2.04
Peer Median
--
3.13
3.55
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Short term debt to equity ratio

0.41

--

(Short term borrowings / Net worth)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
India Home Loan
0.41
--
--
--
--
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Current Ratio

0.88

Lower than Peers by 0.41

Current Assets / Current Liabilities and Provisions

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
India Home Loan
0.88
0.15
0.10
0.14
1.12
Peer Median
1.29
0.40
0.51
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Quick Ratio

0.88

Lower than Peers by 0.41

(Current Assets - Inventory) / Current Liabilities and Provisions

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
India Home Loan
0.88
0.15
0.10
0.14
1.12
Peer Median
1.29
1.26
1.30
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Interest Coverage

1.02

Lower than Peers by 0.56

Earning before interest and taxes (EBIT) / Interest Expenses

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
India Home Loan
1.02
1.02
1.05
0.65
1.08
Peer Median
1.59
1.59
1.60
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Valuation

View Detailed Peer Comparison

Price / Earnings

299.25

Higher than Peers by 286.30

Current share price divided by earning per share in the last twelve months

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
India Home Loan
299.25
388.59
166.86
--
83.03
Peer Median
12.94
13.43
21.74
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Price / Book Value

1.07

Lower than Peers by 0.49

Current share price divided by book value per share in the latest financial year

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
India Home Loan
1.07
0.90
1.10
1.03
1.13
Peer Median
1.56
1.69
2.88
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Dividend Yield

--

--

Dividend per share in the past twelve months divided by current share price

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
India Home Loan
--
--
--
--
--
Peer Median
0.83
0.70
0.52
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EV/EBITDA

12.52

--

Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
India Home Loan
12.52
10.51
11.45
15.62
9.52
Peer Median
--
12.84
16.45
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Market Cap

45

Lower than Peers by 17,709

Current Share price multiplied by latest total number of shares outstanding

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
India Home Loan
45
37
46
43
50
Peer Median
17,754
17,754
15,598
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
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