Cholamandalam Financial Key Ratios
NSE: CHOLAHLDNG | BSE: 504973
₹1,365.00
₹60.90
(4.67%)
As on 29-Oct-2026IST
Market cap
₹25,646 Cr
Revenue (TTM)
₹40,890 Cr
P/E Ratio
9.6
P/B Ratio
1.5
Div. Yield
0.1 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 7.21 | 19.55 | 17.54 | 27.27 | 23.46 |
| EBIT | 9.82 | 24.21 | 16.12 | 28.98 | 27.70 |
| Net Profit | 17.29 | 39.32 | 20.07 | 25.35 | 21.85 |
| EPS | 17.29 | 39.32 | 21.10 | 24.16 | 30.60 |
| Book Value | -- | -- | 23.32 | 26.41 | 23.37 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Mar-26 | Mar-25 |
| EBIT-Margin
| 95.85 | 53.12 | 54.88 | 54.29 | 55.85 |
| Net Margin
| -- | 14.62 | 14.51 | 13.84 | 14.12 |
| Return on equity
| 4.96 | 40.64 | 18.33 | 39.52 | 41.92 |
| Return on Assets
| 4.92 | 2.40 | 2.44 | 2.23 | 2.37 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
Mar-20
|
Mar-19
|
Mar-18
|
Mar-17
|
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Cholamandalam Financial
|
--
|
10.52
|
11.41
|
11.60
|
10.64
|
10.18
|
|
|
|
|
|
|
Peer Median
|
--
|
4.86
|
11.60
|
10.11
|
13.59
|
5.01
|
|
|
|
|
|
ROE
18.33
Higher than Peers by 10.31
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
Mar-20
|
Mar-19
|
Mar-18
|
Mar-17
|
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Cholamandalam Financial
|
18.33
|
39.52
|
41.92
|
43.25
|
40.34
|
38.18
|
|
|
|
|
|
|
Peer Median
|
8.01
|
3.65
|
12.49
|
10.06
|
11.95
|
5.53
|
|
|
|
|
|
ROA
2.44
Higher than Peers by 0.08
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
Mar-20
|
Mar-19
|
Mar-18
|
Mar-17
|
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Cholamandalam Financial
|
2.44
|
2.23
|
2.37
|
2.51
|
2.48
|
2.43
|
|
|
|
|
|
|
Peer Median
|
2.36
|
1.26
|
2.73
|
6.32
|
8.16
|
1.69
|
|
|
|
|
|
EBIT Margin
54.88
Lower than Peers by 30.39
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
Mar-20
|
Mar-19
|
Mar-18
|
Mar-17
|
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Cholamandalam Financial
|
54.88
|
54.29
|
55.85
|
54.81
|
51.57
|
49.09
|
|
|
|
|
|
|
Peer Median
|
85.27
|
63.36
|
60.33
|
81.42
|
64.52
|
66.04
|
|
|
|
|
|
Net Margin
14.51
Lower than Peers by 49.24
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
Mar-20
|
Mar-19
|
Mar-18
|
Mar-17
|
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Cholamandalam Financial
|
14.51
|
13.84
|
14.12
|
14.70
|
15.33
|
15.12
|
|
|
|
|
|
|
Peer Median
|
63.74
|
53.85
|
55.47
|
586.12
|
83.76
|
22.74
|
|
|
|
|
|
Cash Profit Margin
--
--
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
Mar-20
|
Mar-19
|
Mar-18
|
Mar-17
|
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Cholamandalam Financial
|
--
|
14.87
|
15.18
|
15.84
|
16.50
|
16.36
|
|
|
|
|
|
|
Peer Median
|
0.00
|
0.00
|
--
|
0.00
|
--
|
--
|
|
|
|
|
|
Revenue Growth
17.54
Lower than Peers by 2.71
Year on year growth in net sales
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
Mar-20
|
Mar-19
|
Mar-18
|
Mar-17
|
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Cholamandalam Financial
|
17.54
|
17.95
|
28.38
|
42.20
|
23.92
|
5.32
|
|
|
|
|
|
|
Peer Median
|
20.25
|
17.54
|
18.65
|
37.98
|
8.59
|
20.15
|
|
|
|
|
|
EBIT Growth
16.12
No difference
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
Mar-20
|
Mar-19
|
Mar-18
|
Mar-17
|
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Cholamandalam Financial
|
16.12
|
14.65
|
30.80
|
51.14
|
30.19
|
3.47
|
|
|
|
|
|
|
Peer Median
|
16.12
|
19.11
|
18.77
|
64.67
|
-5.20
|
14.20
|
|
|
|
|
|
Net Profit Growth
20.07
Higher than Peers by 10.35
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
Mar-20
|
Mar-19
|
Mar-18
|
Mar-17
|
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Cholamandalam Financial
|
20.07
|
15.71
|
23.33
|
36.20
|
25.69
|
27.12
|
|
|
|
|
|
|
Peer Median
|
9.72
|
1.96
|
-1.74
|
63.83
|
2.11
|
28.89
|
|
|
|
|
|
EPS Growth
21.10
Higher than Peers by 11.77
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
Mar-20
|
Mar-19
|
Mar-18
|
Mar-17
|
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Cholamandalam Financial
|
21.10
|
12.31
|
22.63
|
37.38
|
26.05
|
24.06
|
|
|
|
|
|
|
Peer Median
|
9.33
|
19.75
|
0.48
|
42.57
|
4.66
|
54.64
|
|
|
|
|
|
Book Value Growth
--
--
Year on year growth in book value per share
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
Mar-20
|
Mar-19
|
Mar-18
|
Mar-17
|
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Cholamandalam Financial
|
--
|
23.32
|
22.02
|
34.23
|
18.56
|
19.41
|
|
|
|
|
|
|
Peer Median
|
Solvency
Debt to Equity
--
--
Total debt / Net worth
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
Mar-20
|
Mar-19
|
Mar-18
|
Mar-17
|
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Cholamandalam Financial
|
--
|
13.74
|
14.05
|
13.17
|
12.82
|
10.83
|
|
|
|
|
|
|
Peer Median
|
--
|
0.05
|
0.02
|
0.02
|
0.03
|
0.01
|
|
|
|
|
|
Short term debt to equity ratio
--
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
Mar-20
|
Mar-19
|
Mar-18
|
Mar-17
|
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Cholamandalam Financial
|
--
|
5.02
|
4.57
|
4.64
|
2.91
|
1.60
|
|
|
|
|
|
|
Peer Median
|
Current Ratio
1.16
Lower than Peers by 12.82
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
Mar-20
|
Mar-19
|
Mar-18
|
Mar-17
|
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Cholamandalam Financial
|
1.16
|
0.24
|
0.23
|
0.13
|
0.16
|
0.36
|
|
|
|
|
|
|
Peer Median
|
13.98
|
3.53
|
2.29
|
2.69
|
3.06
|
2.93
|
|
|
|
|
|
Quick Ratio
1.16
Lower than Peers by 12.81
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
Mar-20
|
Mar-19
|
Mar-18
|
Mar-17
|
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Cholamandalam Financial
|
1.16
|
0.24
|
0.23
|
0.13
|
0.16
|
0.36
|
|
|
|
|
|
|
Peer Median
|
13.97
|
10.56
|
3.92
|
25.81
|
21.06
|
14.18
|
|
|
|
|
|
Interest Coverage
1.54
Lower than Peers by 470.78
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
Mar-20
|
Mar-19
|
Mar-18
|
Mar-17
|
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Cholamandalam Financial
|
1.54
|
1.51
|
1.51
|
1.56
|
1.66
|
1.70
|
|
|
|
|
|
|
Peer Median
|
472.32
|
1.51
|
16.47
|
177.44
|
210.87
|
35.31
|
|
|
|
|
|
Valuation
Price / Earnings
9.61
Lower than Peers by 17.39
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
Mar-20
|
Mar-19
|
Mar-18
|
Mar-17
|
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Cholamandalam Financial
|
9.61
|
10.50
|
15.14
|
11.81
|
7.85
|
11.34
|
|
|
|
|
|
|
Peer Median
|
27.00
|
27.00
|
17.90
|
14.11
|
6.91
|
11.95
|
|
|
|
|
|
Price / Book Value
1.50
No difference
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
Mar-20
|
Mar-19
|
Mar-18
|
Mar-17
|
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Cholamandalam Financial
|
1.50
|
1.68
|
2.65
|
2.06
|
1.34
|
1.81
|
|
|
|
|
|
|
Peer Median
|
1.50
|
1.50
|
1.31
|
0.47
|
0.37
|
0.46
|
|
|
|
|
|
Dividend Yield
0.10
No difference
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
Mar-20
|
Mar-19
|
Mar-18
|
Mar-17
|
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Cholamandalam Financial
|
0.10
|
0.10
|
0.07
|
0.05
|
0.10
|
0.09
|
|
|
|
|
|
|
Peer Median
|
0.10
|
0.02
|
--
|
0.29
|
0.45
|
0.37
|
|
|
|
|
|
EV/EBITDA
9.62
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
Mar-20
|
Mar-19
|
Mar-18
|
Mar-17
|
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Cholamandalam Financial
|
9.62
|
10.16
|
10.42
|
10.38
|
10.65
|
10.02
|
|
|
|
|
|
|
Peer Median
|
--
|
15.53
|
28.31
|
39.08
|
15.85
|
15.97
|
|
|
|
|
|
Market Cap
25,646
Higher than Peers by 24,255
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
Mar-20
|
Mar-19
|
Mar-18
|
Mar-17
|
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Cholamandalam Financial
|
25,646
|
25,643
|
32,903
|
20,940
|
10,133
|
11,599
|
|
|
|
|
|
|
Peer Median
|
1,391
|
1,391
|
1,801
|
858
|
471
|
399
|
|
|
|
|
|
New Process Alert 
Seems like you've uploaded a wrong QR code. Please upload the QR code downloaded from MF Central platform.
