Travancore Bank [Merged] Financials

NSE: SBT | BSE: 532191

₹608.75

₹8.05 (1.34%)

As on 15-Mar-2017IST

Market cap

₹4,318 Cr

Revenue (TTM)

₹9,481 Cr

P/E Ratio

P/B Ratio

0.8

Div. Yield

0.8 %

Income Statement (₹ Cr)	TTM	Mar-16	Mar-15	Mar-14	Mar-13	Mar-12
Interest Earned	9,481.02	9,608.88	9,568.60	9,706.55	8,634.84	6,896.14
Other Income	1,586.05	1,148.19	1,014.79	851.95	653.02	580.91
Total Income	11,067.06	10,757.07	10,583.39	10,558.50	9,287.86	7,477.05
Interest Expended	7,041.58	7,054.96	7,285.47	7,323.40	6,506.64	4,998.39
Operating Expenses	2,117.97	1,903.78	1,925.77	1,865.41	1,430.22	1,229.86
Operating Profit before Prov. & Cont.	1,907.51	1,798.33	1,372.16	1,369.69	1,351.01	1,248.80
Provisions and Contingencies	2,808.69	1,301.25	811.83	832.67	455.30	501.05
Profit Before Tax	-901.18	497.08	560.33	537.02	895.71	747.75
Taxes	435.02	159.35	224.80	232.68	280.67	237.29
Profit after Tax	-1,336.20	337.73	335.53	304.34	615.04	510.46
Minority Interest	--	--	--	--	--	--
Share of Associate	--	--	--	--	--	--
Consolidated Profit	--	337.73	335.53	304.34	615.04	510.46

Liabilities (₹ Cr)	TTM	Mar-16	Mar-15	Mar-14	Mar-13	Mar-12
Shareholder's Funds	5,241.30	6,021.12	5,726.38	4,959.82	4,364.98	3,866.16
Minority Interest	--	--	--	--	--	--
Deposits	1,04,197.47	1,01,118.80	91,076.94	89,336.68	84,623.72	71,469.83
Borrowings	3,751.47	2,949.44	3,796.27	6,818.37	8,747.16	7,607.32
Other Liabilities & Provisions	3,302.34	4,417.42	4,995.84	4,170.54	3,843.46	3,043.39
Total Liabilities	1,16,492.58	1,14,506.78	1,05,595.43	1,05,285.42	1,01,579.33	85,986.69

Assets (₹ Cr)	TTM	Mar-16	Mar-15	Mar-14	Mar-13	Mar-12
Cash and Balance with Reserve Bank of India	5,198.59	5,323.79	5,339.93	4,458.57	4,544.00	4,776.65
Balances with Banks and Money at Call	1,505.96	2,495.89	667.93	1,200.60	223.70	1,040.02
Investments	38,940.50	36,061.83	24,819.46	27,941.37	27,225.50	22,437.58
Advances	64,920.60	65,466.27	68,720.61	69,404.61	67,483.62	55,345.95
Net Block	987.85	444.85	431.95	339.01	286.29	243.27
Other Assets	4,939.07	4,714.15	5,615.56	1,941.26	1,816.22	2,143.21
Miscellaneous Exp. Not Written Off	--	--	--	--	--	--
Total Assets	1,16,492.58	1,14,506.78	1,05,595.43	1,05,285.42	1,01,579.33	85,986.69

Cashflow (₹ Cr)	TTM	Mar-16	Mar-15	Mar-14	Mar-13	Mar-12
Cash From Operating Activities	--	1,973.80	466.80	843.90	-640.88	786.23
Cash Flow from Investing Activities	--	-107.71	-177.10	-132.69	-101.77	-72.10
Cash from Financing Activities	--	-54.27	58.99	180.26	-306.30	249.99
Net Cash Inflow / Outflow	--	1,811.83	348.69	891.46	-1,048.96	964.12

Financials Ratios	TTM	Mar-16	Mar-15	Mar-14	Mar-13	Mar-12
Adjusted EPS (₹)	--	47.50	56.63	57.91	117.03	97.13
Cash EPS (₹)	--	60.83	70.83	73.13	128.21	106.68
Adjusted Book Value (₹)	--	846.80	886.42	870.49	830.56	735.65
Dividend per Share (₹)	--	5.00	5.00	2.50	20.00	18.00
Cash Flow per Share (₹)	--	277.59	78.78	168.78	-128.18	157.25
Free Cash Flow per Share (₹)	--	23.04	-101.16	-77.58	-299.90	-20.66

Profitability Ratios	TTM	Mar-16	Mar-15	Mar-14	Mar-13	Mar-12
Yield on Advances	--	14.68	13.92	13.99	12.80	12.46
Yield on Investments	--	7.49	9.97	8.64	7.15	6.74
Interest Spread	--	7.90	6.24	6.37	5.83	6.14
NIM (%)	--	2.34	2.29	2.31	2.14	2.27
ROE (%)	-23.73	5.99	6.83	6.81	14.94	13.93
ROA (%)	-1.18	0.31	0.32	0.29	0.66	0.65
Cost to Income Ratio	--	51.42	58.39	57.66	51.42	49.62

Growth Ratios	TTM	Mar-16	Mar-15	Mar-14	Mar-13	Mar-12
Revenue Growth (%)	-0.76	0.42	-1.42	12.41	25.21	31.89
EBIT Growth (%)	-47.64	31.06	0.18	1.38	8.18	6.19
Net Profit Growth (%)	-2.58	0.66	10.25	-50.52	20.49	-29.86
EPS Growth (%)	-364.10	-16.12	-2.22	-50.52	20.49	-29.86
Book Value Growth (%)	--	14.64	14.81	4.81	12.90	11.62

Valuation Ratios	TTM	Mar-16	Mar-15	Mar-14	Mar-13	Mar-12
Price / Earnings	--	8.12	7.70	6.59	4.01	5.42
Price / Book Value	0.83	0.46	0.49	0.46	0.59	0.75
Dividend Yield (%)	0.82	1.30	1.15	0.59	3.85	3.10
EV/EBITDA	1.02	3.16	4.65	6.52	8.39	8.42
Close Price (₹)	531.95	381.45	438.35	399.76	496.56	555.73
High Price (₹)	615.00	487.00	631.60	546.45	616.50	776.33
Low Price (₹)	360.00	360.00	368.27	326.12	435.72	428.11
Market Cap (₹ Cr)	4,317.80	2,741.42	2,584.64	2,107.00	2,594.25	2,905.50

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Income Statement (₹ Cr)