Travancore Bank [Merged] Peer Comparison

NSE: SBT | BSE: 532191

₹608.75

₹8.05 (1.34%)

As on 15-Mar-2017IST

Market cap

₹4,318 Cr

Revenue (TTM)

₹9,481 Cr

P/E Ratio

P/B Ratio

0.8

Div. Yield

0.8 %

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	Travancore Bank [Merged]	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Market cap (₹ Cr)	4,318	58,234	35,764	28,032	22,872
Interest Income (₹ Cr)	9,481	15,550	11,983	38,888	7,249
Net Interest Income (₹ Cr)	2,439.44	7,116.41	5,518.14	15,638.71	3,024.68
NIM (%)	--	--	4.26	--	3.78
RoA (%)	-1.18	0.64	2.11	0.87	1.61
Price to Earnings	--	48.33	12.09	5.82	16.30
Price-To-Book	0.83	1.35	2.32	0.74	2.08

Income Statement (₹ Cr)

	Travancore Bank [Merged]	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Interest Earned	9,481.02	2,744.31	5,443.43	25,987.66	2,944.21
Other Income	1,586.05	490.54	706.78	1,944.47	409.98
Total Income	11,067.06	3,234.85	6,150.22	27,932.13	3,354.19
Interest Expended	7,041.58	1,925.10	3,662.03	18,889.30	1,963.17
Operating Expenses	2,117.97	767.34	1,185.12	6,377.69	557.73
Operating Profit before Prov. & Cont.	1,798.33	542.41	1,303.06	2,665.14	833.28
Provisions and Contingencies	2,808.69	114.41	391.42	5,322.31	230.59
Profit Before Tax	497.08	428.00	911.63	-2,657.17	602.69
Taxes	435.02	135.52	344.00	-1,251.00	158.00
Profit after Tax	-1,336.20	292.48	567.63	-1,406.17	444.69
Minority Interest	--	--	--	35.07	--
Share of Associate	--	--	--	14.59	--
Consolidated Profit	337.73	292.48	567.63	-1,396.37	444.69

	Travancore Bank [Merged]	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Shareholder's Funds	5,241.30	2,989.23	4,572.95	18,507.57	3,052.00
Minority Interest	--	--	--	35.07	--
Deposits	1,04,197.47	24,348.65	50,078.90	2,66,686.30	27,158.13
Borrowings	3,751.47	10,536.22	2,894.24	9,503.12	664.55
Other Liabilities & Provisions	3,302.34	1,286.98	1,438.63	11,889.08	929.29
Total Liabilities	1,14,506.78	39,161.09	58,984.72	3,06,621.15	31,803.96

	Travancore Bank [Merged]	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Cash and Balance with Reserve Bank of India	5,198.59	1,339.75	2,529.06	14,070.20	1,412.57
Balances with Banks and Money at Call	1,505.96	1,110.18	362.54	1,499.45	1,237.50
Investments	38,940.50	14,436.03	14,442.67	89,086.68	6,826.45
Advances	64,920.60	21,229.08	39,084.38	1,80,895.18	21,056.92
Net Block	444.85	158.24	416.54	4,369.02	217.56
Other Assets	4,939.07	868.75	2,145.95	16,700.60	1,052.97
Miscellaneous Exp. Not Written Off	--	--	--	--	--
Total Assets	1,14,506.78	39,161.09	58,984.72	3,06,621.15	31,803.96

	Travancore Bank [Merged]	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Cash From Operating Activities	1,973.80	-4,384.20	579.87	281.29	248.46
Cash Flow from Investing Activities	-107.71	-60.43	-91.65	-148.96	-59.99
Cash from Financing Activities	-54.27	4,039.88	-345.71	599.29	-75.17
Net Cash Inflow / Outflow	1,811.83	-404.75	142.51	731.62	113.30

	Travancore Bank [Merged]	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Yield on Advances	14.68	12.93	13.93	14.37	13.98
Yield on Investments	7.49	5.58	8.24	7.93	8.59
Interest Spread	7.90	7.41	7.01	7.53	6.93
NIM (%)	2.34	2.15	3.16	2.49	3.21
ROE (%)	-23.73	11.21	12.88	-9.19	15.47
ROA (%)	-1.18	0.88	1.01	-0.45	1.49
Cost to Income Ratio	51.42	58.59	47.63	70.53	40.10

	Travancore Bank [Merged]	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Revenue Growth (%)	-0.76	40.51	0.88	-1.84	9.09
EBIT Growth (%)	31.06	50.62	38.14	-25.56	20.30
Net Profit Growth (%)	-385.78	41.18	24.59	-327.43	15.77
EPS Growth (%)	-364.09	27.58	24.35	-305.74	15.45
Book Value Growth (%)	14.64	34.04	7.88	-7.79	13.22

	Travancore Bank [Merged]	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Price / Earnings	8.12	0.00	1.59	0.00	10.54
Price / Book Value	0.46	0.00	1.16	0.85	1.86
Dividend Yield (%)	1.30	--	3.21	0.00	1.27
EV/EBITDA	3.16	20.02	6.30	8.26	7.60
Market Cap (₹ Cr)	2,741.42	0.00	5,318.23	12,512.33	5,670.84

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.