REC Peer Comparison

NSE: RECLTD | BSE: 532955

₹287.75

₹-11.25 (-3.76%)

As on 01-Oct-2026IST

Market cap

₹76,127 Cr

Revenue (TTM)

₹59,169 Cr

P/E Ratio

4.7

P/B Ratio

0.9

Div. Yield

6.4 %

Edit

	REC	Cholamandalam Inv	Indian Railway Fin	IIFL Finance	SBFC Finance
Market cap (₹ Cr)	76,127	1,35,260	1,00,693	24,943	9,340
Revenue (₹ Cr)	59,169	32,663	28,630	14,344	1,782
Net Profit (₹ Cr)	16,035.21	5,746.51	7,190.69	2,255.68	480.07
Net Margin (%)	27.05	17.34	24.96	15.70	26.93
RoE (%)	19.05	20.39	12.73	15.64	13.41
Price to Earnings	4.75	23.52	14.00	11.86	19.46
Price-To-Book	0.86	4.23	1.72	1.72	2.44

Income Statement (₹ Cr)

	REC	Cholamandalam Inv	Indian Railway Fin	IIFL Finance	SBFC Finance
Operating Income	59,169.11	32,662.59	28,630.42	14,344.21	1,781.85
Other Income	104.75	479.73	180.74	19.29	0.68
Total Income	59,628.35	31,539.08	27,338.06	13,645.42	1,679.50
Interest Expense	36,051.45	14,923.44	21,301.91	6,148.03	564.81
PBT & Exceptional Items	20,377.07	7,955.35	7,196.56	3,207.43	661.93
Operating Expenses	2,808.78	10,263.53	312.69	5,008.04	555.79
Exceptional Income/Expenses	-18.28	0.00	0.00	0.00	0.00
Profit before Tax	20,368.21	7,663.84	7,190.69	2,980.93	642.01
Taxes	4,333.00	1,917.33	0.00	725.25	161.94
Profit after Tax	16,035.21	5,746.51	7,190.69	2,255.68	480.07
Minority Interest	0.00	0.00	0.00	-153.14	0.00
Share of Associate	0.00	4.49	0.00	0.00	0.00
Consolidated Profit	16,035.21	5,751.00	7,190.69	2,102.54	480.07

	REC	Cholamandalam Inv	Indian Railway Fin	IIFL Finance	SBFC Finance
Shareholder's Funds	85,054.40	30,458.40	56,748.76	13,919.96	3,725.15
Minority Interest	0.00	0.00	0.00	-153.14	0.00
Non-Current Liabilities	943.02	364.96	1,508.64	506.14	8.44
Current Liabilities	5,54,160.58	2,14,624.87	4,58,419.08	72,933.81	7,351.81
Total Liabilities	6,40,158.00	2,45,448.23	5,16,676.48	88,986.59	11,085.85

	REC	Cholamandalam Inv	Indian Railway Fin	IIFL Finance	SBFC Finance
Non-Current Assets	4,282.80	3,070.88	27.68	1,317.22	332.06
Current Assets	6,35,499.87	2,42,206.84	5,06,411.25	86,518.51	10,747.11
Total Assets	6,40,158.00	2,45,448.23	5,16,676.48	88,986.59	11,085.85
Contingent Liabilities	6,941.38	391.58	929.13	777.91	1.57

	REC	Cholamandalam Inv	Indian Railway Fin	IIFL Finance	SBFC Finance
Cash From Operating Activities	5,971.57	-30,020.80	-27,026.41	-13,975.99	-1,892.70
Cash Flow from Investing Activities	-3,307.66	-2,554.01	-2.64	-2,605.61	130.99
Cash from Financing Activities	-2,375.02	35,610.01	21,560.07	17,843.20	1,977.35
Net Cash Inflow / Outflow	288.89	3,035.20	-5,468.98	1,261.60	215.64

	REC	Cholamandalam Inv	Indian Railway Fin	IIFL Finance	SBFC Finance
ROCE (%)	9.71	9.70	5.64	11.11	11.82
ROE (%)	19.05	20.39	12.73	15.64	13.41
ROA (%)	2.56	2.57	1.43	2.88	4.88
EBIT Margin (%)	95.21	67.68	98.89	63.51	67.69
Net Margin (%)	27.05	17.34	24.96	15.70	26.93
Cash Profit Margin (%)	0.00	0.00	0.00	0.00	0.00

	REC	Cholamandalam Inv	Indian Railway Fin	IIFL Finance	SBFC Finance
Revenue Growth (%)	1.83	19.64	4.87	36.06	27.63
EBIT Growth (%)	-0.15	17.49	4.36	62.39	28.65
Net Profit Growth (%)	-5.06	29.12	7.79	338.70	30.68
EPS Growth (%)	-4.97	28.02	7.79	112.83	28.63
Book Value Growth (%)	8.58	28.52	7.75	12.33	17.42

	REC	Cholamandalam Inv	Indian Railway Fin	IIFL Finance	SBFC Finance
Price / Earnings	4.74	23.35	14.00	11.82	19.32
Price / Book Value	0.86	4.23	1.72	1.72	2.44
Dividend Yield (%)	6.42	0.13	2.73	0.68	0.00
EV/EBITDA	10.45	14.82	18.93	9.31	12.80
Market Cap (₹ Cr)	80,355.20	1,15,355.78	1,14,023.19	18,277.25	8,953.99

	REC	Cholamandalam Inv	Indian Railway Fin	IIFL Finance	SBFC Finance
Debt to Equity	0.00	0.00	0.00	0.00	0.00
Short term debt to equity ratio	0.14	2.55	0.55	1.72	0.61
Current Ratio	1.15	1.13	1.10	1.19	1.46
Quick Ratio	1.15	1.13	1.10	1.19	1.46
Interest Coverage	1.56	1.51	1.34	1.48	2.14

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.