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Value Research Rating
Quality Score 
0/0
Growth Score
0/0
Valuation Score
0/0
Momentum Score
0/0
Today’s Range
52 Week Range
Liquidity
Market cap
₹21,294 Cr
P/E Ratio
25.28
P/B Ratio
1.78
Industry P/E
9.56
Debt to Equity
0.68
ROE
4.15 %
ROCE
5.98 %
Div. Yield
0.67 %
Book Value
16.82
EPS
1.19
CFO
₹-7,040.42 Cr
EBITDA
₹-9,594.99 Cr
Net Profit
₹-1,405.07 Cr
|
YTD
|
1 Month
|
3 Months
|
1 Year
|
3 Years
|
5 Years
|
10 Years
|
|
|---|---|---|---|---|---|---|---|
|
Punjab & Sind
| -37.65 | -27.10 | -39.76 | -48.99 | 21.96 | 11.46 | -5.16 |
|
BSE Bankex
| 9.96 | 10.28 | 13.18 | 18.06 | 14.81 | 22.05 | 11.79 |
|
BSE Mid Cap
| -7.51 | 3.73 | -2.60 | 7.25 | 20.44 | 29.46 | 15.06 |
|
2024
|
2023
|
2022
|
2021
|
2020
|
2019
|
2018
|
|
|---|---|---|---|---|---|---|---|
|
Punjab & Sind
| 9.81 | 27.85 | 109.63 | 19.70 | -35.59 | -36.07 | -32.30 |
|
BSE Mid Cap
| 25.84 | 45.53 | 1.38 | 39.18 | 19.87 | -3.05 | -13.31 |
|
BSE Bankex
| 6.13 | 11.19 | 21.03 | 12.59 | -2.14 | 20.72 | 5.24 |
3Y Avg -- 5Y Avg -- TTM --
P/E Ratio
--
--Min --Median --Max
P/B Ratio
--
--Min --Median --Max
Earnings Yield (%)
--
Earnings Yield (%) = EBIT / Enterprise value
PEG Ratio
--
Price = Price / Earnings to growth ratio
Company |
Price (₹) | Market Cap (₹ Cr) | P/E Ratio | ROE |
|---|---|---|---|---|
| 167.94 | 27,056.26 | 10.9 | 10.95 | |
| 441.45 | 6,985.67 | 6.11 | 13.99 | |
| 196.82 | 7,436.18 | 5.74 | 11.56 | |
| 31.27 | 39,236.28 | 9.56 | 14.77 |
4 min read•By Jugal Harpalani
1 min read•By Research Desk
Govt's Give-and-take with PSU Banks
2 min read•By Research Desk
Punjab & Sind Bank provides various banking and financial products and services in India. The company operates through four segments: Treasury Operations, Corporate/Wholesale Banking, Digital Banking and Other Retail Banking, and Other Banking... Operations. It offers deposit products, including saving accounts, current accounts, salary PLUS accounts, saving bank deposit accounts, smart business flexi current scheme accounts, recurring deposit accounts, fixed deposits, tax saver, flexi savings deposit and special fixed deposit. The company also provides loan products, home, auto, skill education, commercial vehicle, personal, doctor, mortgage, vyapar, gold, Mudra, MSME, and agri loans; and SME liquid plus and contractor plus products, as well as sukhmoney for senior citizens, and SB OD and central sector interest subsidiary schemes. The company also provides non fund based products, including letter of credit, LC advising/confirming, bank guarantee, co-acceptance facility, solvency certificate, and credit report products and services, as well as debt restructuring services. In addition, it offers locker facility, government schemes, and life, general, and health insurance services; digital banking services comprising internet and mobile banking, SMS banking, Aadhaar seeding and pay, point of sale, unified payment interface, BBPS, IMPS/USSD, RTGS/NEFT, ATM/debit cards, and online payment; international banking services, including NRI schemes, export/import services, forex treasury, residential facilities, and gold card scheme; and social banking, as well as products for micro and small enterprises and applications supported by blocked amount services for investors. The company was incorporated in 1908 and is headquartered in New Delhi, India. Read more
Incorporated
1980
Chairman
--
Managing Director
Swarup Kumar Saha
Group
PSU
Headquarters
New Delhi, New Delhi
Website
Looking for more details about Punjab & Sind Bank’s IPO? Explore our IPO Details page.
Our rating system has guided millions of investors in the past 20 years.
Annual Reports
The total asset value of Punjab & Sind Bank stood at ₹ 1,54,708 Cr as on 31-Dec-24
The share price of Punjab & Sind Bank is ₹30.02 (NSE) and ₹30.01 (BSE) as of 21-Apr-2025 IST. Punjab & Sind Bank has given a return of 21.96% in the last 3 years.
Punjab & Sind Bank has a market capitalisation of ₹ 21,294 Cr as on 21-Apr-2025. As per Value Research classification, it is a Mid Cap company.
The P/B ratio of Punjab & Sind Bank is 1.78 times as on 21-Apr-2025, a 59% premium to its peers’ median range of 1.12 times.
The P/E ratio of Punjab & Sind Bank is 25.28 times as on 21-Apr-2025, a 164% premium to its peers’ median range of 9.56 times.
Step 1. Open a demat account through a broker. You would need to provide your email, PAN, bank account details, aadhar details, etc., for KYC
Step 2. Sign in to the broker’s application through a mobile app or website. Use the Login ID and password provided by your broker.
Step 3. Transfer funds from your bank account into the wallet present in your brokerage account.
Step 4. Search for the Punjab & Sind Bank and enter the required number of quantities and click on buy to purchase the shares of Punjab & Sind Bank.
Punjab & Sind Bank provides various banking and financial products and services in India. The company operates through four segments: Treasury Operations, Corporate/Wholesale Banking, Digital Banking and Other Retail Banking, and Other Banking Operations. It offers deposit products, including saving accounts, current accounts, salary PLUS accounts, saving bank deposit accounts, smart business flexi current scheme accounts, recurring deposit accounts, fixed deposits, tax saver, flexi savings deposit and special fixed deposit. The company also provides loan products, home, auto, skill education, commercial vehicle, personal, doctor, mortgage, vyapar, gold, Mudra, MSME, and agri loans; and SME liquid plus and contractor plus products, as well as sukhmoney for senior citizens, and SB OD and central sector interest subsidiary schemes. The company also provides non fund based products, including letter of credit, LC advising/confirming, bank guarantee, co-acceptance facility, solvency certificate, and credit report products and services, as well as debt restructuring services. In addition, it offers locker facility, government schemes, and life, general, and health insurance services; digital banking services comprising internet and mobile banking, SMS banking, Aadhaar seeding and pay, point of sale, unified payment interface, BBPS, IMPS/USSD, RTGS/NEFT, ATM/debit cards, and online payment; international banking services, including NRI schemes, export/import services, forex treasury, residential facilities, and gold card scheme; and social banking, as well as products for micro and small enterprises and applications supported by blocked amount services for investors. The company was incorporated in 1908 and is headquartered in New Delhi, India.
The promoter of Punjab & Sind Bank is President of India. President of India owns 93.85 per cent of the total equity. The chairman of the company is , and the managing director is Swarup Kumar Saha..
There is no promoter pledging in Punjab & Sind Bank.
Some of the close peers are:
| Company | Market Cap(₹ Cr) |
|---|---|
|
38,170
|
|
|
25,590
|
|
|
7,228
|
|
|
6,885
|
| Punjab & Sind Bank | Ratios |
|---|---|
|
Return on equity(%)
|
7.27
|
|
Operating margin(%)
|
2.69
|
|
Net Margin(%)
|
6.96
|
|
Dividend yield(%)
|
0.67
|
Yes, TTM profit after tax of Punjab & Sind Bank was ₹842 Cr.
₹1.92
(
