Power Fin. Peer Comparison

NSE: PFC | BSE: 532810

₹355.60

₹10.10 (2.92%)

As on 04-Sep-2026 15:59IST

Market cap

₹1,17,434 Cr

Revenue (TTM)

₹1,15,431 Cr

P/E Ratio

4.5

P/B Ratio

0.8

Div. Yield

5.2 %

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	Power Fin.	Shriram Finance	JIO Financial	Muthoot Finance	L&T Fin
Market cap (₹ Cr)	1,17,434	2,44,946	1,58,376	1,17,229	78,699
Revenue (₹ Cr)	1,15,431	49,997	4,905	33,431	18,898
Net Profit (₹ Cr)	33,641.84	11,295.71	1,793.58	11,457.46	3,198.02
Net Margin (%)	29.14	22.56	36.40	34.14	16.89
RoE (%)	--	17.89	1.54	29.84	11.79
Price to Earnings	4.51	21.64	76.64	10.31	24.73
Price-To-Book	0.82	2.25	1.14	2.89	2.73

Income Statement (₹ Cr)

	Power Fin.	Shriram Finance	JIO Financial	Muthoot Finance	L&T Fin
Operating Income	1,15,431.43	49,997.06	1,033.51	33,430.70	18,897.97
Other Income	30.13	71.89	19.87	127.27	33.72
Total Income	1,17,569.96	48,198.74	--	31,263.41	20,182.06
Interest Expense	69,470.21	21,324.71	0.00	12,103.11	7,054.41
PBT & Exceptional Items	42,959.21	15,728.26	834.68	15,581.90	4,494.40
Operating Expenses	2,995.58	13,015.98	218.70	5,872.96	7,325.86
Exceptional Income/Expenses	-18.28	0.00	0.00	0.00	-28.51
Profit before Tax	42,910.80	15,019.68	822.25	15,447.95	4,291.23
Taxes	9,268.96	3,723.47	107.44	3,990.48	1,093.21
Profit after Tax	33,641.84	11,296.21	714.81	11,457.46	3,198.02
Minority Interest	-7,595.11	0.00	0.00	-84.26	-15.47
Share of Associate	-0.02	21.82	0.00	0.00	0.00
Consolidated Profit	26,046.71	11,317.53	714.81	11,373.21	3,182.55

	Power Fin.	Shriram Finance	JIO Financial	Muthoot Finance	L&T Fin
Shareholder's Funds	1,42,931.46	65,918.59	29,305.48	40,601.75	27,983.53
Minority Interest	-7,595.11	0.00	0.00	-84.26	-15.47
Non-Current Liabilities	3,456.34	1,000.14	116.67	1,519.84	616.40
Current Liabilities	10,55,587.04	2,54,455.79	14.23	1,66,446.70	1,13,554.88
Total Liabilities	12,44,578.55	3,21,374.52	--	1,95,720.51	1,42,183.73

	Power Fin.	Shriram Finance	JIO Financial	Muthoot Finance	L&T Fin
Non-Current Assets	6,219.23	6,899.32	15.74	931.41	2,795.13
Current Assets	12,37,703.41	3,13,459.86	29,381.82	2,08,093.51	1,38,099.25
Total Assets	12,44,578.55	3,21,374.52	--	1,95,720.51	1,42,183.73
Contingent Liabilities	9,278.30	3,248.72	--	876.93	307.66

	Power Fin.	Shriram Finance	JIO Financial	Muthoot Finance	L&T Fin
Cash From Operating Activities	-4,504.50	-13,281.43	--	-47,392.65	-14,189.24
Cash Flow from Investing Activities	-3,441.05	-242.83	--	2,457.79	366.90
Cash from Financing Activities	9,264.84	8,586.79	--	49,319.56	15,415.06
Net Cash Inflow / Outflow	1,319.29	-4,937.47	--	4,384.70	1,592.72

	Power Fin.	Shriram Finance	JIO Financial	Muthoot Finance	L&T Fin
ROCE (%)	10.05	11.49	--	15.87	8.54
ROE (%)	26.84	17.89	2.45	29.84	11.79
ROA (%)	5.40	3.67	2.62	6.40	2.44
EBIT Margin (%)	97.35	72.55	77.64	82.03	60.01
Net Margin (%)	29.14	22.56	67.86	34.14	16.89
Cash Profit Margin (%)	0.00	0.00	0.00	0.00	0.00

	Power Fin.	Shriram Finance	JIO Financial	Muthoot Finance	L&T Fin
Revenue Growth (%)	4.63	14.20	28.24	50.65	15.24
EBIT Growth (%)	4.92	17.43	29.85	67.57	15.99
Net Profit Growth (%)	4.11	17.69	30.29	86.88	20.27
EPS Growth (%)	7.17	-57.41	29.57	84.79	20.08
Book Value Growth (%)	12.84	16.78	--	33.25	9.67

	Power Fin.	Shriram Finance	JIO Financial	Muthoot Finance	L&T Fin
Price / Earnings	4.51	18.43	214.37	10.31	24.53
Price / Book Value	0.82	2.25	4.75	2.89	2.73
Dividend Yield (%)	5.21	1.04	0.25	1.03	0.88
EV/EBITDA	9.97	13.14	200.54	9.29	15.16
Market Cap (₹ Cr)	1,25,290.95	1,64,090.04	--	1,26,846.80	60,155.90

	Power Fin.	Shriram Finance	JIO Financial	Muthoot Finance	L&T Fin
Debt to Equity	0.00	0.00	0.00	0.00	0.00
Short term debt to equity ratio	1.39	1.17	--	1.48	2.03
Current Ratio	1.17	1.23	2,064.78	1.25	1.22
Quick Ratio	1.17	1.23	2,064.78	1.25	1.22
Interest Coverage	1.62	1.70	3.06	2.28	1.61

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.