Power Fin. Key Ratios

Stock Card

NSE: PFC | BSE: 532810

₹334.25

₹-4.75 (-1.40%)

As on 13-Nov-2026IST

Market cap

₹1,10,421 Cr

Revenue (TTM)

₹1,15,586 Cr

P/E Ratio

4.2

P/B Ratio

0.8

Div. Yield

5.5 %

Key Ratios and Highlights

Growth Score (%)	Quarterly		Annual (TTM)
Particulars	QoQ	YoY	1-Year	3-Years	5-Years
Revenue	1.81	0.53	1.84	11.63	9.09
EBIT	-2.90	1.06	3.24	10.68	10.97
Net Profit	-13.94	5.07	-1.06	14.36	8.85
EPS	-13.94	5.07	6.39	13.64	15.09
Book Value	--	--	12.84	16.44	16.94

Key Ratios (%)	Average		Annual (TTM)
Particulars	3-Years	5-Years	TTM	Mar-26	Mar-25
EBIT-Margin	96.75	94.52	97.47	95.42	96.35
Net Margin	32.14	27.40	28.92	28.60	28.47
Return on equity	20.21	27.76	18.84	26.84	27.88
Return on Assets	3.21	2.65	2.68	2.79	2.77

Profitability

View Detailed Peer Comparison

ROCE

Earning before interest and taxes / (Average net worth + Average total Debt) * 100

Company Name	TTM	Mar-26	Mar-25	Mar-24	Mar-23
Power Fin.	--	10.05	10.06	10.27	9.57
Peer Median	--	9.86	10.60	9.14	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

ROE

18.84

Higher than Peers by 9.83

Profit after tax / Average Net worth * 100

Company Name	TTM	Mar-26	Mar-25	Mar-24	Mar-23
Power Fin.	18.84	26.84	27.88	28.56	27.18
Peer Median	9.01	10.77	10.78	8.66	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

ROA

2.68

Lower than Peers by 0.11

Profit after tax / Average Total assets * 100

Company Name	TTM	Mar-26	Mar-25	Mar-24	Mar-23
Power Fin.	2.68	2.79	2.77	2.75	2.53
Peer Median	2.79	2.72	3.50	2.67	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

EBIT Margin

97.47

Higher than Peers by 28.69

Operating profit (EBIT) / Net Sales * 100

Company Name	TTM	Mar-26	Mar-25	Mar-24	Mar-23
Power Fin.	97.47	95.42	96.35	97.98	94.18
Peer Median	68.77	62.34	61.18	97.28	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Net Margin

28.92

Higher than Peers by 5.16

Net profit / Total Income (Net sales plus other income) * 100

Company Name	TTM	Mar-26	Mar-25	Mar-24	Mar-23
Power Fin.	28.92	28.60	28.47	28.33	27.14
Peer Median	23.76	20.16	26.68	51.92	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Cash Profit Margin

(Net profit + Depreciation) / Gross Sales * 100

Company Name	TTM	Mar-26	Mar-25	Mar-24	Mar-23
Power Fin.	--	29.18	28.70	29.11	27.37
Peer Median	--	--	--	0.00	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Growth

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Revenue Growth

1.84

Lower than Peers by 17.60

Year on year growth in net sales

Company Name	TTM	Mar-26	Mar-25	Mar-24	Mar-23
Power Fin.	1.84	8.40	16.91	17.44	1.71
Peer Median	19.44	19.62	17.06	34.70	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

EBIT Growth

3.24

Lower than Peers by 15.51

Year on year growth in operating profit (EBIT)

Company Name	TTM	Mar-26	Mar-25	Mar-24	Mar-23
Power Fin.	3.24	7.35	14.96	22.17	8.02
Peer Median	18.76	30.96	15.67	38.04	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Net Profit Growth

-1.06

Lower than Peers by 21.45

Year on year growth in profit after tax

Company Name	TTM	Mar-26	Mar-25	Mar-24	Mar-23
Power Fin.	-1.06	10.20	15.32	24.94	12.84
Peer Median	20.39	51.73	11.48	49.18	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

EPS Growth

6.39

Lower than Peers by 3.57

Year on year growth in earnings per share

Company Name	TTM	Mar-26	Mar-25	Mar-24	Mar-23
Power Fin.	6.39	12.66	16.34	24.37	13.38
Peer Median	9.96	37.83	-3.51	50.00	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Book Value Growth

Year on year growth in book value per share

Company Name	TTM	Mar-26	Mar-25	Mar-24	Mar-23
Power Fin.	--	12.84	16.40	20.19	17.41
Peer Median	--	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Solvency

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Debt to Equity

Total debt / Net worth

Company Name	TTM	Mar-26	Mar-25	Mar-24	Mar-23
Power Fin.	--	7.62	8.25	8.52	8.74
Peer Median	--	1.97	2.00	1.60	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Short term debt to equity ratio

(Short term borrowings / Net worth)

Company Name	TTM	Mar-26	Mar-25	Mar-24	Mar-23
Power Fin.	--	1.39	1.23	1.40	0.08
Peer Median	--	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Current Ratio

1.17

Lower than Peers by 0.31

Current Assets / Current Liabilities and Provisions

Company Name	TTM	Mar-26	Mar-25	Mar-24	Mar-23
Power Fin.	1.17	0.10	0.10	0.07	0.76
Peer Median	1.48	0.99	4.14	2.82	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Quick Ratio

1.17

Lower than Peers by 0.30

(Current Assets - Inventory) / Current Liabilities and Provisions

Company Name	TTM	Mar-26	Mar-25	Mar-24	Mar-23
Power Fin.	1.17	0.10	0.10	0.07	0.76
Peer Median	1.47	1.44	1.54	1.36	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Interest Coverage

1.61

Lower than Peers by 0.36

Earning before interest and taxes (EBIT) / Interest Expenses

Company Name	TTM	Mar-26	Mar-25	Mar-24	Mar-23
Power Fin.	1.61	1.62	1.60	1.58	1.56
Peer Median	1.97	1.78	1.98	2.17	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Valuation

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Price / Earnings

4.19

Lower than Peers by 13.86

Current share price divided by earning per share in the last twelve months

Company Name	TTM	Mar-26	Mar-25	Mar-24	Mar-23
Power Fin.	4.19	4.84	5.95	6.52	2.02
Peer Median	18.06	18.04	20.09	19.35	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Price / Book Value

0.75

Lower than Peers by 0.81

Current share price divided by book value per share in the latest financial year

Company Name	TTM	Mar-26	Mar-25	Mar-24	Mar-23
Power Fin.	0.75	0.94	1.16	1.27	0.48
Peer Median	1.56	1.56	1.53	1.83	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Dividend Yield

5.54

Higher than Peers by 5.46

Dividend per share in the past twelve months divided by current share price

Company Name	TTM	Mar-26	Mar-25	Mar-24	Mar-23
Power Fin.	5.54	4.89	3.81	3.46	8.73
Peer Median	0.09	0.06	0.05	0.16	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

EV/EBITDA

4.15

Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)

Company Name	TTM	Mar-26	Mar-25	Mar-24	Mar-23
Power Fin.	4.15	10.09	10.63	10.78	10.48
Peer Median	--	15.17	13.42	23.06	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Market Cap

1,10,421

Higher than Peers by 1,02,805

Current Share price multiplied by latest total number of shares outstanding

Company Name	TTM	Mar-26	Mar-25	Mar-24	Mar-23
Power Fin.	1,10,421	1,25,291	1,36,727	1,28,774	40,064
Peer Median	7,616	6,230	3,133	4,482	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.