Stock Report

All about this stock under one free report Last Updated: 04-Sep-2026

Stock Rating

Is this stock worth it? Our ratings reveal the truth.

Wealth Insight New Issue

Serious stock insights. No fluff. No FOMO.

Recently Viewed

Clear All

LIC Housing Fin. Key Ratios

Stock Card factsheet watchlist-stock-modal share-fund-plan-icon

NSE: LICHSGFIN | BSE: 500253

₹576.95

up-down-arrow ₹22.95 (4.14%)

As on 04-Sep-2026 11:59IST

Market cap

info icon

₹30,889 Cr

Revenue (TTM)

info icon

₹28,683 Cr

P/E Ratio

info icon

5.4

P/B Ratio

info icon

0.7

Div. Yield

info icon

1.8 %

Key Ratios and Highlights

Growth Score (%) Quarterly Annual (TTM)
Particulars QoQ YoY 1-Year 3-Years 5-Years
Revenue -1.79 -1.44 0.65 13.56 21.44
EBIT 1.86 1.35 0.67 8.61 9.99
Net Profit 0.42 9.90 3.98 51.41 36.11
EPS 0.42 9.90 4.34 20.45 20.52
Book Value -- -- 13.97 15.08 13.03
Key Ratios (%) Average Annual (TTM)
Particulars3-Years5-YearsTTMMar-26Mar-25
EBIT-Margin info 92.3989.8393.9793.1493.98
Net Margin info 18.7716.1119.9919.4319.37
Return on equity info 15.5913.5814.3614.4116.05
Return on Assets info 1.751.461.791.761.81

Profitability

View Detailed Peer Comparison

ROCE

--

--

Earning before interest and taxes / (Average net worth + Average total Debt) * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
LIC Housing Fin.
--
8.59
8.94
8.80
7.57
Peer Median
--
9.41
10.02
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROE

14.36

Lower than Peers by 0.16

Profit after tax / Average Net worth * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
LIC Housing Fin.
14.36
14.41
16.05
16.24
11.13
Peer Median
14.52
14.41
14.69
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROA

1.79

Lower than Peers by 1.08

Profit after tax / Average Total assets * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
LIC Housing Fin.
1.79
1.76
1.81
1.68
1.09
Peer Median
2.87
2.72
2.70
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Margin

93.97

Higher than Peers by 5.36

Operating profit (EBIT) / Net Sales * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
LIC Housing Fin.
93.97
93.14
93.98
89.64
86.65
Peer Median
88.61
81.80
86.67
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Margin

19.99

Lower than Peers by 5.77

Net profit / Total Income (Net sales plus other income) * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
LIC Housing Fin.
19.99
19.43
19.37
17.46
12.72
Peer Median
25.76
25.74
24.94
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Cash Profit Margin

--

--

(Net profit + Depreciation) / Gross Sales * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
LIC Housing Fin.
--
19.86
19.72
17.72
13.03
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Growth

View Detailed Peer Comparison

Revenue Growth

0.65

Lower than Peers by 15.02

Year on year growth in net sales

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
LIC Housing Fin.
0.65
2.63
3.01
20.09
13.72
Peer Median
15.67
16.34
18.42
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Growth

0.67

Lower than Peers by 16.69

Year on year growth in operating profit (EBIT)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
LIC Housing Fin.
0.67
1.72
7.99
24.24
16.41
Peer Median
17.36
15.62
20.13
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Profit Growth

3.98

Lower than Peers by 17.58

Year on year growth in profit after tax

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
LIC Housing Fin.
3.98
2.97
14.26
64.75
26.47
Peer Median
21.56
20.23
22.21
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EPS Growth

4.34

Lower than Peers by 14.18

Year on year growth in earnings per share

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
LIC Housing Fin.
4.34
2.97
14.26
64.75
26.45
Peer Median
18.52
20.42
19.77
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Book Value Growth

--

--

Year on year growth in book value per share

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
LIC Housing Fin.
--
13.97
15.49
15.79
9.83
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Solvency

View Detailed Peer Comparison

Debt to Equity

--

--

Total debt / Net worth

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
LIC Housing Fin.
--
6.69
7.44
8.02
9.00
Peer Median
--
3.13
3.55
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Short term debt to equity ratio

--

--

(Short term borrowings / Net worth)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
LIC Housing Fin.
--
1.99
2.52
2.63
1.27
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Current Ratio

1.14

Lower than Peers by 0.15

Current Assets / Current Liabilities and Provisions

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
LIC Housing Fin.
1.14
0.03
0.05
0.05
0.08
Peer Median
1.29
0.40
0.51
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Quick Ratio

1.14

Lower than Peers by 0.15

(Current Assets - Inventory) / Current Liabilities and Provisions

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
LIC Housing Fin.
1.14
0.03
0.05
0.05
0.08
Peer Median
1.29
1.26
1.30
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Interest Coverage

1.37

Lower than Peers by 0.22

Earning before interest and taxes (EBIT) / Interest Expenses

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
LIC Housing Fin.
1.37
1.36
1.35
1.33
1.22
Peer Median
1.59
1.59
1.60
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Valuation

View Detailed Peer Comparison

Price / Earnings

5.38

Lower than Peers by 7.71

Current share price divided by earning per share in the last twelve months

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
LIC Housing Fin.
5.38
4.86
5.70
7.06
6.25
Peer Median
13.09
13.82
21.74
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Price / Book Value

0.72

Lower than Peers by 0.87

Current share price divided by book value per share in the latest financial year

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
LIC Housing Fin.
0.72
0.66
0.85
1.07
0.67
Peer Median
1.59
1.73
2.88
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Dividend Yield

1.79

Higher than Peers by 0.95

Dividend per share in the past twelve months divided by current share price

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
LIC Housing Fin.
1.79
2.02
1.77
1.47
2.59
Peer Median
0.84
0.70
0.52
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EV/EBITDA

11.35

--

Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
LIC Housing Fin.
11.35
11.25
11.33
11.60
13.26
Peer Median
--
12.86
16.45
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Market Cap

30,889

Higher than Peers by 12,984

Current Share price multiplied by latest total number of shares outstanding

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
LIC Housing Fin.
30,889
27,240
31,008
33,613
18,083
Peer Median
17,905
17,905
15,598
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
loading...
loading...
loading...
loading...
loading...