LIC Housing Fin. Peer Comparison

NSE: LICHSGFIN | BSE: 500253

₹504.95

₹9.65 (1.95%)

As on 03-Nov-2026IST

Market cap

₹27,778 Cr

Revenue (TTM)

₹28,698 Cr

P/E Ratio

4.7

P/B Ratio

0.6

Div. Yield

2 %

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	LIC Housing Fin.	PNB Housing Fin	Home First Fin	Can Fin Homes	Aavas Financiers
Market cap (₹ Cr)	27,778	27,641	11,118	9,804	8,895
Revenue (₹ Cr)	28,698	8,987	2,089	4,373	2,834
Net Profit (₹ Cr)	5,890.55	2,350.04	619.69	1,152.88	704.50
Net Margin (%)	20.52	26.16	29.58	26.35	24.85
RoE (%)	13.82	11.91	13.74	18.60	13.48
Price to Earnings	4.71	11.76	17.94	8.50	12.63
Price-To-Book	0.63	1.37	2.38	1.53	1.65

Income Statement (₹ Cr)

	LIC Housing Fin.	PNB Housing Fin	Home First Fin	Can Fin Homes	Aavas Financiers
Operating Income	28,697.65	8,987.14	2,088.66	4,373.42	2,833.90
Other Income	8.65	-5.26	6.63	2.48	1.42
Total Income	28,849.98	8,901.68	1,922.72	4,218.24	2,687.23
Interest Expense	19,696.34	5,252.19	822.48	2,625.97	1,145.92
PBT & Exceptional Items	7,635.20	3,106.62	828.81	1,399.26	952.07
Operating Expenses	1,374.76	623.07	444.01	350.67	737.34
Exceptional Income/Expenses	0.00	0.00	0.00	0.00	0.00
Profit before Tax	7,511.09	3,038.10	807.87	1,380.08	905.79
Taxes	1,620.54	688.06	188.18	227.20	201.29
Profit after Tax	5,890.55	2,350.04	619.69	1,152.88	704.50
Minority Interest	-0.66	0.00	0.00	0.00	0.00
Share of Associate	5.97	0.00	0.00	0.00	0.00
Consolidated Profit	5,895.86	2,350.04	619.69	1,152.88	704.50

	LIC Housing Fin.	PNB Housing Fin	Home First Fin	Can Fin Homes	Aavas Financiers
Shareholder's Funds	43,879.35	20,249.19	4,665.12	6,417.14	5,398.47
Minority Interest	-0.66	0.00	0.00	0.00	0.00
Non-Current Liabilities	620.18	123.99	81.12	100.57	186.48
Current Liabilities	2,85,672.57	81,264.92	12,438.58	39,297.54	16,756.23
Total Liabilities	3,25,212.95	94,095.02	15,333.13	44,899.71	21,212.50

	LIC Housing Fin.	PNB Housing Fin	Home First Fin	Can Fin Homes	Aavas Financiers
Non-Current Assets	1,201.22	121.70	21.15	317.82	92.70
Current Assets	3,28,514.25	1,01,294.63	17,104.39	45,477.97	22,122.35
Total Assets	3,25,212.95	94,095.02	15,333.13	44,899.71	21,212.50
Contingent Liabilities	35.15	236.00	--	4.76	0.21

	LIC Housing Fin.	PNB Housing Fin	Home First Fin	Can Fin Homes	Aavas Financiers
Cash From Operating Activities	-8,503.83	-8,983.55	-1,939.78	-2,910.33	-1,386.42
Cash Flow from Investing Activities	1,752.04	684.33	-408.14	123.93	-116.54
Cash from Financing Activities	6,191.79	8,719.78	2,197.50	2,786.71	1,720.21
Net Cash Inflow / Outflow	-560.00	420.56	-150.43	0.30	217.25

	LIC Housing Fin.	PNB Housing Fin	Home First Fin	Can Fin Homes	Aavas Financiers
ROCE (%)	8.59	9.41	11.13	9.14	9.97
ROE (%)	13.82	11.91	13.74	18.60	13.48
ROA (%)	1.81	2.51	4.00	2.63	3.37
EBIT Margin (%)	94.78	92.30	77.74	91.54	72.35
Net Margin (%)	20.52	26.16	29.58	26.35	24.85
Cash Profit Margin (%)	0.00	0.00	0.00	0.00	0.00

	LIC Housing Fin.	PNB Housing Fin	Home First Fin	Can Fin Homes	Aavas Financiers
Revenue Growth (%)	0.17	10.03	19.25	7.87	12.12
EBIT Growth (%)	1.00	9.34	17.93	7.82	11.49
Net Profit Growth (%)	6.67	9.37	36.85	25.13	16.78
EPS Growth (%)	6.78	9.16	27.08	25.13	16.62
Book Value Growth (%)	13.97	14.01	73.82	18.02	15.74

	LIC Housing Fin.	PNB Housing Fin	Home First Fin	Can Fin Homes	Aavas Financiers
Price / Earnings	4.71	11.75	17.90	8.50	12.62
Price / Book Value	0.63	1.37	2.38	1.53	1.65
Dividend Yield (%)	1.98	0.75	0.49	2.04	0.00
EV/EBITDA	11.12	11.41	12.22	11.87	10.77
Market Cap (₹ Cr)	27,239.53	19,716.88	9,418.44	10,567.65	8,553.79

	LIC Housing Fin.	PNB Housing Fin	Home First Fin	Can Fin Homes	Aavas Financiers
Debt to Equity	0.00	0.00	0.00	0.00	0.00
Short term debt to equity ratio	1.99	1.20	0.51	2.18	0.58
Current Ratio	1.15	1.25	1.38	1.16	1.32
Quick Ratio	1.15	1.25	1.38	1.16	1.32
Interest Coverage	1.38	1.58	1.98	1.53	1.79

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.