LIC Housing Fin. Peer Comparison

NSE: LICHSGFIN | BSE: 500253

₹566.00

₹1.75 (0.31%)

As on 25-Sep-2026IST

Market cap

₹31,249 Cr

Revenue (TTM)

₹28,683 Cr

P/E Ratio

5.4

P/B Ratio

0.7

Div. Yield

1.8 %

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	LIC Housing Fin.	PNB Housing Fin	Aadhar Housing Fin	Sammaan Capital	Aptus Value
Market cap (₹ Cr)	31,249	28,495	19,482	16,374	12,248
Revenue (₹ Cr)	28,683	8,692	3,817	7,418	2,272
Net Profit (₹ Cr)	5,734.11	2,315.08	1,140.96	-7,235.56	984.63
Net Margin (%)	19.99	26.65	29.77	-96.96	42.33
RoE (%)	14.36	12.45	15.98	-9.77	20.27
Price to Earnings	5.45	12.31	17.08	--	12.44
Price-To-Book	0.73	1.44	2.50	0.92	2.31

Income Statement (₹ Cr)

	LIC Housing Fin.	PNB Housing Fin	Aadhar Housing Fin	Sammaan Capital	Aptus Value
Operating Income	28,682.68	8,691.85	3,817.29	7,417.73	2,272.26
Other Income	8.96	-3.32	15.44	44.79	53.73
Total Income	28,849.98	8,901.68	3,706.87	9,090.25	2,245.48
Interest Expense	19,667.66	5,104.50	1,408.84	5,757.49	657.69
PBT & Exceptional Items	7,421.85	3,069.27	1,482.48	-15,338.17	1,268.35
Operating Expenses	1,602.13	514.76	909.57	4,044.86	399.96
Exceptional Income/Expenses	0.00	0.00	-15.92	-6,499.17	0.00
Profit before Tax	7,294.88	3,001.13	1,464.39	-8,926.51	1,254.70
Taxes	1,560.77	686.05	323.43	-1,690.95	270.07
Profit after Tax	5,734.11	2,315.08	1,140.96	-7,235.56	984.63
Minority Interest	-0.64	0.00	0.00	0.00	0.00
Share of Associate	5.19	0.00	0.00	0.00	0.00
Consolidated Profit	5,738.66	2,315.08	1,140.96	-7,235.56	984.63

	LIC Housing Fin.	PNB Housing Fin	Aadhar Housing Fin	Sammaan Capital	Aptus Value
Shareholder's Funds	41,428.93	19,219.13	7,540.89	18,991.47	5,060.04
Minority Interest	-0.64	0.00	0.00	0.00	0.00
Non-Current Liabilities	606.49	209.12	94.71	453.69	28.13
Current Liabilities	2,83,173.42	74,083.82	19,763.24	54,798.26	7,959.49
Total Liabilities	3,25,212.95	94,095.02	27,398.63	74,243.42	13,047.66

	LIC Housing Fin.	PNB Housing Fin	Aadhar Housing Fin	Sammaan Capital	Aptus Value
Non-Current Assets	1,313.14	146.16	36.46	2,692.25	9.44
Current Assets	3,22,897.04	93,157.56	27,205.23	68,643.96	12,956.52
Total Assets	3,25,212.95	94,095.02	27,398.63	74,243.42	13,047.66
Contingent Liabilities	35.15	236.00	8.41	673.15	--

	LIC Housing Fin.	PNB Housing Fin	Aadhar Housing Fin	Sammaan Capital	Aptus Value
Cash From Operating Activities	-8,503.83	-8,983.55	-2,807.88	-7,465.88	-489.26
Cash Flow from Investing Activities	1,752.04	684.33	308.62	-1,540.13	-71.99
Cash from Financing Activities	6,191.79	8,719.78	2,335.52	14,683.81	821.99
Net Cash Inflow / Outflow	-560.00	420.56	-163.74	5,677.80	260.74

	LIC Housing Fin.	PNB Housing Fin	Aadhar Housing Fin	Sammaan Capital	Aptus Value
ROCE (%)	8.59	9.41	11.31	-4.70	15.45
ROE (%)	14.36	12.45	15.98	-9.77	20.27
ROA (%)	1.79	2.63	4.51	-10.02	8.11
EBIT Margin (%)	93.97	93.29	75.28	44.29	81.80
Net Margin (%)	19.99	26.65	29.77	-96.96	42.33
Cash Profit Margin (%)	0.00	0.00	0.00	0.00	0.00

	LIC Housing Fin.	PNB Housing Fin	Aadhar Housing Fin	Sammaan Capital	Aptus Value
Revenue Growth (%)	0.65	9.77	17.72	-17.09	21.14
EBIT Growth (%)	0.67	11.31	17.51	43.19	18.61
Net Profit Growth (%)	4.27	13.66	20.23	-301.99	23.27
EPS Growth (%)	4.34	13.40	20.42	39.13	23.03
Book Value Growth (%)	13.97	14.01	18.24	-18.37	17.17

	LIC Housing Fin.	PNB Housing Fin	Aadhar Housing Fin	Sammaan Capital	Aptus Value
Price / Earnings	5.45	12.30	16.76	-9.21	12.44
Price / Book Value	0.73	1.44	2.50	0.92	2.31
Dividend Yield (%)	1.76	0.73	0.00	0.00	1.84
EV/EBITDA	11.35	11.77	12.74	16.81	10.36
Market Cap (₹ Cr)	27,239.53	19,716.88	19,597.62	17,099.94	9,751.95

	LIC Housing Fin.	PNB Housing Fin	Aadhar Housing Fin	Sammaan Capital	Aptus Value
Debt to Equity	0.00	0.00	0.00	0.00	0.00
Short term debt to equity ratio	1.99	1.20	0.47	0.73	0.41
Current Ratio	1.14	1.26	1.38	1.25	1.63
Quick Ratio	1.14	1.26	1.38	1.25	1.63
Interest Coverage	1.37	1.59	2.04	-0.55	2.91

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.