LIC Housing Fin. Financials
NSE: LICHSGFIN | BSE: 500253
₹562.90
As on 11-Sep-2026IST
Market cap
₹30,944 Cr
Revenue (TTM)
₹28,683 Cr
P/E Ratio
5.4
P/B Ratio
0.7
Div. Yield
1.8 %
Income Statement (₹ Cr) |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Operating Income
|
28,682.68
|
28,837.11
|
28,097.16
|
27,276.97
|
22,713.90
|
19,974.36
|
|||||
|
Other Income
|
8.96
|
12.87
|
3.44
|
0.83
|
14.32
|
30.95
|
|||||
|
Total Income
|
28,691.64
|
28,849.98
|
28,100.60
|
27,277.80
|
22,728.22
|
20,005.31
|
|||||
|
Interest Expense
|
19,667.66
|
19,770.55
|
19,532.23
|
18,387.87
|
16,134.76
|
14,151.09
|
|||||
|
Operating Expenses
|
1,602.13
|
1,857.56
|
1,594.68
|
2,756.33
|
2,963.65
|
3,011.77
|
|||||
|
Exceptional Income/Expenses
|
--
|
--
|
--
|
--
|
--
|
--
|
|||||
|
Profit before Tax
|
7,294.88
|
7,103.47
|
6,878.86
|
6,068.13
|
3,560.77
|
2,787.26
|
|||||
|
Taxes
|
1,560.77
|
1,499.23
|
1,436.16
|
1,304.81
|
669.60
|
501.26
|
|||||
|
Profit after Tax
|
5,734.11
|
5,604.24
|
5,442.70
|
4,763.32
|
2,891.17
|
2,286.00
|
|||||
|
Minority Interest
|
-0.64
|
-0.58
|
-0.48
|
-0.35
|
-0.41
|
-0.35
|
|||||
|
Share of Associate
|
5.19
|
--
|
--
|
--
|
0.24
|
0.69
|
|||||
|
Consolidated Profit
|
5,738.66
|
5,603.66
|
5,442.22
|
4,762.97
|
2,891.00
|
2,286.34
|
Liabilities (₹ Cr) |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Shareholder's Funds
|
41,428.93
|
41,428.93
|
36,351.79
|
31,476.66
|
27,184.66
|
24,750.82
|
|||||
|
Minority Interest
|
-0.64
|
4.11
|
3.72
|
3.40
|
3.19
|
2.92
|
|||||
|
Non-Current Liabilities
|
606.49
|
1,94,140.73
|
1,77,993.40
|
1,68,767.49
|
2,08,781.28
|
1,95,324.85
|
|||||
|
Current Liabilities
|
2,83,173.42
|
88,578.19
|
98,369.01
|
89,447.70
|
40,693.97
|
33,236.82
|
|||||
|
Total Liabilities
|
3,25,212.95
|
3,25,212.95
|
3,14,017.59
|
2,91,333.66
|
2,78,558.85
|
2,54,686.65
|
Assets (₹ Cr) |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Non-Current Assets
|
1,313.14
|
3,21,669.49
|
3,07,884.24
|
2,85,469.24
|
2,73,288.37
|
2,50,552.92
|
|||||
|
Current Assets
|
3,22,897.04
|
2,482.47
|
4,833.68
|
4,226.01
|
3,135.84
|
2,655.11
|
|||||
|
Total Assets
|
3,25,212.95
|
3,25,212.95
|
3,14,017.59
|
2,91,333.66
|
2,78,558.85
|
2,54,686.65
|
|||||
|
Contingent Liabilities
|
--
|
35.15
|
55.55
|
1,429.38
|
89.75
|
62.28
|
Cashflow (₹ Cr) |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Cash From Operating Activities
|
--
|
-8,503.83
|
-16,977.97
|
-7,151.41
|
-19,632.00
|
-16,729.27
|
|||||
|
Cash Flow from Investing Activities
|
--
|
1,752.04
|
-678.97
|
587.29
|
-799.67
|
-1,628.21
|
|||||
|
Cash from Financing Activities
|
--
|
6,191.79
|
17,533.93
|
7,345.57
|
20,248.69
|
17,850.27
|
|||||
|
Net Cash Inflow / Outflow
|
--
|
-560.00
|
-123.01
|
781.45
|
-182.98
|
-507.21
|
Financials Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Adjusted EPS (₹)
|
104.33
|
101.87
|
98.93
|
86.58
|
52.55
|
41.56
|
|||||
|
Cash EPS (₹)
|
104.33
|
104.09
|
100.72
|
87.85
|
53.81
|
42.56
|
|||||
|
Adjusted Book Value (₹)
|
780.38
|
753.12
|
660.82
|
572.20
|
494.18
|
449.93
|
|||||
|
Dividend per Share (₹)
|
1.78
|
10.00
|
10.00
|
9.00
|
8.50
|
8.50
|
|||||
|
Cash Flow per Share (₹)
|
--
|
-154.59
|
-308.63
|
-130.00
|
-356.88
|
-304.11
|
|||||
|
Free Cash Flow per Share (₹)
|
--
|
92.51
|
81.62
|
90.33
|
56.70
|
27.48
|
Profitability Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
ROCE (%)
|
--
|
8.59
|
8.94
|
8.80
|
7.57
|
7.11
|
|||||
|
ROE (%)
|
14.36
|
14.41
|
16.05
|
16.24
|
11.13
|
10.08
|
|||||
|
ROA (%)
|
1.79
|
1.76
|
1.81
|
1.68
|
1.09
|
0.94
|
|||||
|
EBIT Margin (%)
|
93.97
|
93.14
|
93.98
|
89.64
|
86.65
|
85.75
|
|||||
|
Net Margin (%)
|
19.99
|
19.43
|
19.37
|
17.46
|
12.72
|
11.58
|
|||||
|
Cash Profit Margin (%)
|
--
|
19.86
|
19.72
|
17.72
|
13.03
|
11.72
|
Growth Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Revenue Growth (%)
|
0.65
|
2.63
|
3.01
|
20.09
|
13.72
|
0.47
|
|||||
|
EBIT Growth (%)
|
0.67
|
1.72
|
7.99
|
24.24
|
16.41
|
-5.08
|
|||||
|
Net Profit Growth (%)
|
3.98
|
2.97
|
14.26
|
64.75
|
26.47
|
-16.60
|
|||||
|
EPS Growth (%)
|
4.34
|
2.97
|
14.26
|
64.75
|
26.45
|
-23.46
|
|||||
|
Book Value Growth (%)
|
--
|
13.97
|
15.49
|
15.79
|
9.83
|
20.14
|
Valuation Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Price / Earnings
|
5.39
|
4.86
|
5.70
|
7.06
|
6.25
|
8.65
|
|||||
|
Price / Book Value
|
0.72
|
0.66
|
0.85
|
1.07
|
0.67
|
0.80
|
|||||
|
Dividend Yield (%)
|
1.78
|
2.02
|
1.77
|
1.47
|
2.59
|
2.36
|
|||||
|
EV/EBITDA
|
11.35
|
11.25
|
11.33
|
11.60
|
13.26
|
14.26
|
|||||
|
Close Price (₹)
|
564.00
|
495.25
|
563.85
|
610.95
|
328.75
|
358.95
|
|||||
|
High Price (₹)
|
646.60
|
646.60
|
827.00
|
671.95
|
443.60
|
542.45
|
|||||
|
Low Price (₹)
|
458.90
|
458.90
|
483.50
|
316.35
|
291.75
|
321.20
|
|||||
|
Market Cap (₹ Cr)
|
30,943.79
|
27,239.53
|
31,008.03
|
33,613.41
|
18,082.54
|
19,776.09
|
Solvency Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Debt to Equity
|
--
|
6.69
|
7.44
|
8.02
|
9.00
|
9.03
|
|||||
|
Short term debt to equity ratio
|
--
|
1.99
|
2.52
|
2.63
|
1.27
|
1.10
|
|||||
|
Current Ratio
|
1.14
|
0.03
|
0.05
|
0.05
|
0.08
|
0.08
|
|||||
|
Quick Ratio
|
1.14
|
0.03
|
0.05
|
0.05
|
0.08
|
0.08
|
|||||
|
Interest Coverage
|
1.37
|
1.36
|
1.35
|
1.33
|
1.22
|
1.20
|