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Kotak Bank Key Ratios

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NSE: KOTAKBANK | BSE: 500247

₹424.50

up-down-arrow ₹3.35 (0.80%)

As on 04-Sep-2026 15:53IST

Market cap

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₹4,22,626 Cr

Revenue (TTM)

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₹70,887 Cr

P/E Ratio

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20.8

P/B Ratio

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2.3

Div. Yield

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0.2 %

Key Ratios and Highlights

Growth Score (%) Quarterly Annual (TTM)
Particulars QoQ YoY 1-Year 3-Years 5-Years
Interest Income 2.96 6.41 5.68 15.63 16.92
Interest Expended 4.43 2.33 2.77 22.42 19.57
Net Interest Income 1.92 9.58 7.89 11.54 15.20
EPS 1.05 22.48 -14.63 0.03 10.37
Book Value -- -- 15.01 17.41 16.43
Key Ratios (%) Average Annual (TTM)
Particulars3-Years5-YearsTTMMar-26Mar-25
Net NPAs info 0.30--0.00----
Net Interest Margin info 4.214.410.004.194.40
Net Margin info 23.2219.8818.2417.7720.53
Return on equity info 13.9513.7711.4711.3315.28
Return on Assets info 2.322.432.152.042.66

Income Statement

View Detailed Peer Comparison

Provisions and Contingencies

--

--

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Kotak Bank
--
--
4,814.66
3,055.16
2,313.56
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Profitability

View Detailed Peer Comparison

Yield on Advances

--

--

Interest Earned as per cent of total advances

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Kotak Bank
--
12.33
13.51
13.07
11.74
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Yield on Investments

--

--

(Interest on investments + net profit on investments) / total investments

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Kotak Bank
--
7.12
8.64
6.52
5.53
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Interest Spread

--

--

[Interest Earned / Advances * 100] - [ Interest expended / (borrowings + deposits) * 100]

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Kotak Bank
--
7.86
8.73
8.73
8.29
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
NIM

--

--

(Interest earned - Interest expended) / (Cash and balance with RBI + Bank call money + Investments + Advances) * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Kotak Bank
--
4.19
4.40
4.54
4.64
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROE

11.47

Lower than Peers by 1.81

Profit after tax / Average Net worth * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Kotak Bank
11.47
11.33
15.28
14.88
14.19
Peer Median
13.28
13.26
15.04
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROA

2.15

Higher than Peers by 1.01

Profit after tax / Average Total assets * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Kotak Bank
2.15
2.04
2.66
2.59
2.53
Peer Median
1.14
1.18
1.16
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Cost to Income Ratio

--

--

Operating expenses / (Interest earned - Interest Expended + Other Income) * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Kotak Bank
--
61.84
58.23
63.97
62.62
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Growth

View Detailed Peer Comparison

Revenue Growth

5.68

Lower than Peers by 7.82

Year on year growth in net sales

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Kotak Bank
5.68
6.26
16.77
33.42
24.93
Peer Median
13.50
5.68
13.29
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Growth

-20.41

--

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Kotak Bank
-20.41
-9.00
27.14
28.63
20.14
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Profit Growth

7.89

Lower than Peers by 12.56

Year on year growth in profit after tax

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Kotak Bank
7.89
-12.60
22.08
21.63
23.87
Peer Median
20.44
17.67
17.87
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EPS Growth

-14.63

Lower than Peers by 28.52

Year on year growth in earnings per share

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Kotak Bank
-14.63
-12.87
21.72
22.02
23.42
Peer Median
13.90
14.04
10.58
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Book Value Growth

--

--

Year on year growth in book value per share

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Kotak Bank
--
15.07
21.17
16.23
15.65
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Valuation

View Detailed Peer Comparison

Price / Earnings

20.82

Higher than Peers by 10.36

Current share price divided by earning per share in the last twelve months

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Kotak Bank
20.82
18.21
3.90
19.53
23.14
Peer Median
10.46
10.46
9.38
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Price / Book Value

2.26

Higher than Peers by 0.76

Current share price divided by book value per share in the latest financial year

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Kotak Bank
2.26
1.94
2.74
2.73
3.08
Peer Median
1.50
1.50
1.38
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Dividend Yield

0.15

Lower than Peers by 0.55

Dividend per share in the past twelve months divided by current share price

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Kotak Bank
0.15
0.18
0.12
0.11
0.09
Peer Median
0.70
0.66
1.14
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EV/EBITDA

15.34

--

Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Kotak Bank
15.34
14.94
16.11
16.65
20.01
Peer Median
--
10.93
4.40
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Market Cap

4,22,626

Higher than Peers by 3,44,245

Current Share price multiplied by latest total number of shares outstanding

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Kotak Bank
4,22,626
3,51,307
4,31,700
3,55,005
3,44,370
Peer Median
78,382
74,724
60,073
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
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