Kotak Bank Financials
NSE: KOTAKBANK | BSE: 500247
₹414.80
As on 21-Sep-2026IST
Market cap
₹4,12,837 Cr
Revenue (TTM)
₹70,887 Cr
P/E Ratio
20.3
P/B Ratio
2.2
Div. Yield
0.2 %
Income Statement (₹ Cr) |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Interest Earned
|
70,887.47
|
69,781.21
|
65,668.83
|
56,236.63
|
42,151.06
|
33,740.62
|
|||||
|
Other Income
|
40,040.91
|
38,166.38
|
41,233.41
|
38,037.28
|
25,990.97
|
24,941.06
|
|||||
|
Total Income
|
1,10,928.38
|
1,07,947.59
|
1,06,902.24
|
94,273.91
|
68,142.03
|
58,681.68
|
|||||
|
Interest Expended
|
29,795.43
|
29,619.98
|
28,270.91
|
22,567.24
|
14,411.13
|
11,553.54
|
|||||
|
Operating Expenses
|
50,708.51
|
48,434.50
|
45,783.06
|
45,870.82
|
33,645.03
|
30,409.33
|
|||||
|
Operating Profit before Prov. & Cont.
|
30,424.44
|
29,893.11
|
32,848.26
|
25,835.85
|
20,085.87
|
16,718.81
|
|||||
|
Provisions and Contingencies
|
3,344.05
|
3,900.39
|
3,859.24
|
1,972.47
|
439.68
|
770.50
|
|||||
|
Profit Before Tax
|
27,448.18
|
25,992.73
|
28,989.03
|
23,863.38
|
19,646.18
|
15,948.30
|
|||||
|
Taxes
|
7,209.63
|
6,812.10
|
7,043.29
|
5,886.55
|
4,865.74
|
4,016.43
|
|||||
|
Profit after Tax
|
20,238.55
|
19,180.63
|
21,945.74
|
17,976.83
|
14,780.44
|
11,931.87
|
|||||
|
Minority Interest
|
--
|
--
|
--
|
--
|
--
|
--
|
|||||
|
Share of Associate
|
57.62
|
107.27
|
180.25
|
236.38
|
144.57
|
157.52
|
|||||
|
Consolidated Profit
|
20,296.17
|
19,287.89
|
22,125.99
|
18,213.21
|
14,925.01
|
12,089.39
|
Liabilities (₹ Cr) |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Shareholder's Funds
|
1,81,225.87
|
1,81,225.87
|
1,57,489.35
|
1,29,971.69
|
1,12,314.40
|
97,165.34
|
|||||
|
Minority Interest
|
--
|
--
|
--
|
--
|
--
|
--
|
|||||
|
Deposits
|
5,66,940.33
|
5,66,940.33
|
4,94,707.48
|
4,45,268.76
|
3,61,272.62
|
3,10,086.89
|
|||||
|
Borrowings
|
95,393.53
|
95,393.53
|
97,622.03
|
75,105.61
|
57,033.92
|
55,159.87
|
|||||
|
Other Liabilities & Provisions
|
1,59,793.06
|
1,59,793.06
|
1,29,955.48
|
1,17,320.90
|
89,808.79
|
84,085.81
|
|||||
|
Total Liabilities
|
10,03,352.79
|
10,03,352.79
|
8,79,774.34
|
7,67,666.96
|
6,20,429.73
|
5,46,497.91
|
Assets (₹ Cr) |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Cash and Balance with Reserve Bank of India
|
51,281.74
|
51,281.74
|
41,748.35
|
36,286.74
|
19,985.20
|
36,049.18
|
|||||
|
Balances with Banks and Money at Call
|
50,809.37
|
50,809.37
|
37,313.40
|
28,919.65
|
22,940.14
|
16,616.31
|
|||||
|
Investments
|
2,90,632.80
|
2,90,632.81
|
2,84,255.00
|
2,46,445.72
|
1,95,337.97
|
1,64,529.41
|
|||||
|
Advances
|
5,65,767.88
|
5,65,767.88
|
4,86,165.52
|
4,30,351.58
|
3,59,107.46
|
3,04,473.60
|
|||||
|
Net Block
|
2,852.80
|
2,852.80
|
2,810.80
|
2,562.51
|
2,261.20
|
1,909.63
|
|||||
|
Other Assets
|
41,060.44
|
42,008.20
|
27,481.26
|
23,100.76
|
20,797.75
|
22,919.79
|
|||||
|
Miscellaneous Exp. Not Written Off
|
--
|
--
|
--
|
--
|
--
|
--
|
|||||
|
Total Assets
|
10,03,352.79
|
10,03,352.79
|
8,79,774.34
|
7,67,666.96
|
6,20,429.73
|
5,46,497.91
|
Cashflow (₹ Cr) |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Cash From Operating Activities
|
--
|
41,726.51
|
16,915.73
|
15,685.00
|
-1,242.43
|
8,308.36
|
|||||
|
Cash Flow from Investing Activities
|
--
|
-16,519.14
|
-25,272.08
|
-9,096.93
|
-10,550.18
|
-10,969.26
|
|||||
|
Cash from Financing Activities
|
--
|
-2,538.43
|
22,165.20
|
15,515.11
|
1,883.00
|
7,543.40
|
|||||
|
Net Cash Inflow / Outflow
|
--
|
22,668.95
|
13,808.86
|
22,103.18
|
-9,909.60
|
4,882.51
|
Financials Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Adjusted EPS (₹)
|
20.40
|
19.39
|
22.26
|
18.29
|
14.99
|
12.14
|
|||||
|
Cash EPS (₹)
|
20.40
|
20.32
|
23.02
|
18.88
|
15.48
|
12.51
|
|||||
|
Adjusted Book Value (₹)
|
187.58
|
182.09
|
158.33
|
130.68
|
112.51
|
97.38
|
|||||
|
Dividend per Share (₹)
|
0.16
|
0.65
|
0.50
|
0.40
|
0.30
|
0.22
|
|||||
|
Cash Flow per Share (₹)
|
--
|
41.95
|
85.08
|
78.71
|
-6.46
|
41.66
|
|||||
|
Free Cash Flow per Share (₹)
|
--
|
37.33
|
97.95
|
99.83
|
-19.54
|
38.92
|
Profitability Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Yield on Advances
|
--
|
12.33
|
13.51
|
13.07
|
11.74
|
11.08
|
|||||
|
Yield on Investments
|
--
|
7.12
|
8.64
|
6.52
|
5.53
|
7.03
|
|||||
|
Interest Spread
|
--
|
7.86
|
8.73
|
8.73
|
8.29
|
7.92
|
|||||
|
NIM (%)
|
--
|
4.19
|
4.40
|
4.54
|
4.64
|
4.25
|
|||||
|
ROE (%)
|
11.47
|
11.33
|
15.28
|
14.88
|
14.19
|
13.19
|
|||||
|
ROA (%)
|
2.15
|
2.04
|
2.66
|
2.59
|
2.53
|
2.33
|
|||||
|
Cost to Income Ratio
|
--
|
61.84
|
58.23
|
63.97
|
62.62
|
64.52
|
Growth Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Revenue Growth (%)
|
5.68
|
6.26
|
16.77
|
33.42
|
24.93
|
2.81
|
|||||
|
EBIT Growth (%)
|
-20.41
|
-9.00
|
27.14
|
28.63
|
20.14
|
4.36
|
|||||
|
Net Profit Growth (%)
|
7.89
|
-12.60
|
22.08
|
21.63
|
23.87
|
20.49
|
|||||
|
EPS Growth (%)
|
-14.63
|
-12.87
|
21.72
|
22.02
|
23.42
|
20.93
|
|||||
|
Book Value Growth (%)
|
--
|
15.07
|
21.17
|
16.23
|
15.65
|
14.58
|
Valuation Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Price / Earnings
|
20.34
|
18.21
|
3.90
|
19.53
|
23.14
|
28.90
|
|||||
|
Price / Book Value
|
2.21
|
1.94
|
2.74
|
2.73
|
3.08
|
3.60
|
|||||
|
Dividend Yield (%)
|
0.16
|
0.18
|
0.12
|
0.11
|
0.09
|
0.06
|
|||||
|
EV/EBITDA
|
15.02
|
14.94
|
16.11
|
16.65
|
20.01
|
24.16
|
|||||
|
Close Price (₹)
|
392.25
|
353.40
|
434.24
|
357.10
|
346.57
|
350.77
|
|||||
|
High Price (₹)
|
453.20
|
460.38
|
440.55
|
412.88
|
399.51
|
450.60
|
|||||
|
Low Price (₹)
|
345.40
|
351.65
|
308.77
|
333.36
|
326.00
|
325.20
|
|||||
|
Market Cap (₹ Cr)
|
4,12,837.07
|
3,51,306.53
|
4,31,700.29
|
3,55,004.99
|
3,44,369.95
|
3,48,247.06
|