Kotak Bank Financials

NSE: KOTAKBANK | BSE: 500247

₹414.80

up-down-arrow2.30 (0.56%)

As on 21-Sep-2026IST

Market cap

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₹4,12,837 Cr

Revenue (TTM)

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₹70,887 Cr

P/E Ratio

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20.3

P/B Ratio

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2.2

Div. Yield

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0.2 %

Income Statement (₹ Cr)

TTM Mar-26 Mar-25 Mar-24 Mar-23 Mar-22 Mar-21 Mar-20 Mar-19 Mar-18 Mar-17
Interest Earned
70,887.47
69,781.21
65,668.83
56,236.63
42,151.06
33,740.62
Other Income
40,040.91
38,166.38
41,233.41
38,037.28
25,990.97
24,941.06
Total Income
1,10,928.38
1,07,947.59
1,06,902.24
94,273.91
68,142.03
58,681.68
Interest Expended
29,795.43
29,619.98
28,270.91
22,567.24
14,411.13
11,553.54
Operating Expenses
50,708.51
48,434.50
45,783.06
45,870.82
33,645.03
30,409.33
Operating Profit before Prov. & Cont.
30,424.44
29,893.11
32,848.26
25,835.85
20,085.87
16,718.81
Provisions and Contingencies
3,344.05
3,900.39
3,859.24
1,972.47
439.68
770.50
Profit Before Tax
27,448.18
25,992.73
28,989.03
23,863.38
19,646.18
15,948.30
Taxes
7,209.63
6,812.10
7,043.29
5,886.55
4,865.74
4,016.43
Profit after Tax
20,238.55
19,180.63
21,945.74
17,976.83
14,780.44
11,931.87
Minority Interest
--
--
--
--
--
--
Share of Associate
57.62
107.27
180.25
236.38
144.57
157.52
Consolidated Profit
20,296.17
19,287.89
22,125.99
18,213.21
14,925.01
12,089.39

Liabilities (₹ Cr)

TTM Mar-26 Mar-25 Mar-24 Mar-23 Mar-22 Mar-21 Mar-20 Mar-19 Mar-18 Mar-17
Shareholder's Funds
1,81,225.87
1,81,225.87
1,57,489.35
1,29,971.69
1,12,314.40
97,165.34
Minority Interest
--
--
--
--
--
--
Deposits
5,66,940.33
5,66,940.33
4,94,707.48
4,45,268.76
3,61,272.62
3,10,086.89
Borrowings
95,393.53
95,393.53
97,622.03
75,105.61
57,033.92
55,159.87
Other Liabilities & Provisions
1,59,793.06
1,59,793.06
1,29,955.48
1,17,320.90
89,808.79
84,085.81
Total Liabilities
10,03,352.79
10,03,352.79
8,79,774.34
7,67,666.96
6,20,429.73
5,46,497.91

Assets (₹ Cr)

TTM Mar-26 Mar-25 Mar-24 Mar-23 Mar-22 Mar-21 Mar-20 Mar-19 Mar-18 Mar-17
Cash and Balance with Reserve Bank of India
51,281.74
51,281.74
41,748.35
36,286.74
19,985.20
36,049.18
Balances with Banks and Money at Call
50,809.37
50,809.37
37,313.40
28,919.65
22,940.14
16,616.31
Investments
2,90,632.80
2,90,632.81
2,84,255.00
2,46,445.72
1,95,337.97
1,64,529.41
Advances
5,65,767.88
5,65,767.88
4,86,165.52
4,30,351.58
3,59,107.46
3,04,473.60
Net Block
2,852.80
2,852.80
2,810.80
2,562.51
2,261.20
1,909.63
Other Assets
41,060.44
42,008.20
27,481.26
23,100.76
20,797.75
22,919.79
Miscellaneous Exp. Not Written Off
--
--
--
--
--
--
Total Assets
10,03,352.79
10,03,352.79
8,79,774.34
7,67,666.96
6,20,429.73
5,46,497.91

Cashflow (₹ Cr)

TTM Mar-26 Mar-25 Mar-24 Mar-23 Mar-22 Mar-21 Mar-20 Mar-19 Mar-18 Mar-17
Cash From Operating Activities
--
41,726.51
16,915.73
15,685.00
-1,242.43
8,308.36
Cash Flow from Investing Activities
--
-16,519.14
-25,272.08
-9,096.93
-10,550.18
-10,969.26
Cash from Financing Activities
--
-2,538.43
22,165.20
15,515.11
1,883.00
7,543.40
Net Cash Inflow / Outflow
--
22,668.95
13,808.86
22,103.18
-9,909.60
4,882.51

Financials Ratios

TTM Mar-26 Mar-25 Mar-24 Mar-23 Mar-22 Mar-21 Mar-20 Mar-19 Mar-18 Mar-17
Adjusted EPS (₹) info
20.40
19.39
22.26
18.29
14.99
12.14
Cash EPS (₹) info
20.40
20.32
23.02
18.88
15.48
12.51
Adjusted Book Value (₹) info
187.58
182.09
158.33
130.68
112.51
97.38
Dividend per Share (₹) info
0.16
0.65
0.50
0.40
0.30
0.22
Cash Flow per Share (₹) info
--
41.95
85.08
78.71
-6.46
41.66
Free Cash Flow per Share (₹) info
--
37.33
97.95
99.83
-19.54
38.92

Profitability Ratios

TTM Mar-26 Mar-25 Mar-24 Mar-23 Mar-22 Mar-21 Mar-20 Mar-19 Mar-18 Mar-17
Yield on Advances info
--
12.33
13.51
13.07
11.74
11.08
Yield on Investments info
--
7.12
8.64
6.52
5.53
7.03
Interest Spread info
--
7.86
8.73
8.73
8.29
7.92
NIM (%) info
--
4.19
4.40
4.54
4.64
4.25
ROE (%) info
11.47
11.33
15.28
14.88
14.19
13.19
ROA (%) info
2.15
2.04
2.66
2.59
2.53
2.33
Cost to Income Ratio info
--
61.84
58.23
63.97
62.62
64.52

Growth Ratios

TTM Mar-26 Mar-25 Mar-24 Mar-23 Mar-22 Mar-21 Mar-20 Mar-19 Mar-18 Mar-17
Revenue Growth (%) info
5.68
6.26
16.77
33.42
24.93
2.81
EBIT Growth (%) info
-20.41
-9.00
27.14
28.63
20.14
4.36
Net Profit Growth (%) info
7.89
-12.60
22.08
21.63
23.87
20.49
EPS Growth (%) info
-14.63
-12.87
21.72
22.02
23.42
20.93
Book Value Growth (%) info
--
15.07
21.17
16.23
15.65
14.58

Valuation Ratios

TTM Mar-26 Mar-25 Mar-24 Mar-23 Mar-22 Mar-21 Mar-20 Mar-19 Mar-18 Mar-17
Price / Earnings info
20.34
18.21
3.90
19.53
23.14
28.90
Price / Book Value info
2.21
1.94
2.74
2.73
3.08
3.60
Dividend Yield (%) info
0.16
0.18
0.12
0.11
0.09
0.06
EV/EBITDA info
15.02
14.94
16.11
16.65
20.01
24.16
Close Price (₹) info
392.25
353.40
434.24
357.10
346.57
350.77
High Price (₹) info
453.20
460.38
440.55
412.88
399.51
450.60
Low Price (₹) info
345.40
351.65
308.77
333.36
326.00
325.20
Market Cap (₹ Cr) info
4,12,837.07
3,51,306.53
4,31,700.29
3,55,004.99
3,44,369.95
3,48,247.06
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
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