Kotak Bank Peer Comparison
NSE: KOTAKBANK | BSE: 500247
₹464.65
As on 03-Nov-2026IST
Market cap
₹4,61,582 Cr
Revenue (TTM)
₹73,545 Cr
P/E Ratio
21.5
P/B Ratio
2.4
Div. Yield
0.1 %
| Kotak Bank | HDFC Bank | ICICI Bank | SBI | Axis Bank | |
|---|---|---|---|---|---|
Market cap (₹ Cr) |
4,61,582 | 11,18,541 | 10,22,618 | 8,94,955 | 3,83,343 |
Interest Income (₹ Cr) |
73,545 | 3,59,956 | 2,06,190 | 5,38,984 | 1,41,510 |
Net Interest Income (₹ Cr) |
42,401.13 | 1,70,621.48 | 1,13,549.23 | 2,13,727.54 | 61,497.14 |
NIM (%) |
-- | -- | -- | -- | -- |
RoA (%) |
2.10 | 1.73 | 2.09 | 1.13 | 1.56 |
Price to Earnings |
21.50 | 13.96 | 17.31 | 9.90 | 12.80 |
Price-To-Book |
2.37 | 1.85 | 2.67 | 1.52 | 1.67 |
Income Statement (₹ Cr)
| Kotak Bank | HDFC Bank | ICICI Bank | SBI | Axis Bank | |
|---|---|---|---|---|---|
|
Interest Earned
|
73,544.60 | 3,59,956.40 | 2,06,190.35 | 5,38,983.67 | 1,41,509.60 |
|
Other Income
|
41,909.27 | 1,46,359.86 | 1,23,055.79 | 1,95,561.73 | 29,418.69 |
|
Total Income
|
1,15,453.87 | 5,06,316.26 | 3,29,246.14 | 7,34,545.40 | 1,70,928.29 |
|
Interest Expended
|
31,143.47 | 1,89,334.92 | 92,641.12 | 3,25,256.13 | 80,012.46 |
|
Operating Expenses
|
52,552.42 | 1,91,420.31 | 1,48,585.26 | 2,73,713.68 | 43,749.80 |
|
Operating Profit before Prov. & Cont.
|
29,893.11 | 1,28,797.67 | 82,696.16 | 1,34,988.27 | 45,910.55 |
|
Provisions and Contingencies
|
3,110.06 | 15,072.60 | 5,099.60 | 19,873.42 | 10,035.27 |
|
Profit Before Tax
|
25,992.73 | 1,02,141.45 | 77,057.32 | 1,14,083.27 | 32,293.46 |
|
Taxes
|
7,589.03 | 26,803.39 | 20,375.35 | 30,223.58 | 7,148.41 |
|
Profit after Tax
|
21,426.68 | 83,685.04 | 62,544.81 | 92,357.85 | 29,982.35 |
|
Minority Interest
|
0.00 | -3,582.91 | -3,760.57 | -3,588.04 | -87.91 |
|
Share of Associate
|
46.60 | 0.00 | 282.04 | 1,664.33 | 55.82 |
|
Consolidated Profit
|
21,473.28 | 80,102.13 | 59,066.28 | 90,434.14 | 29,950.26 |
Liabilities (₹ Cr)
| Kotak Bank | HDFC Bank | ICICI Bank | SBI | Axis Bank | |
|---|---|---|---|---|---|
|
Shareholder's Funds
|
1,94,844.95 | 6,08,576.86 | 3,90,524.45 | 6,71,592.24 | 2,31,173.57 |
|
Minority Interest
|
0.00 | -3,582.91 | -3,760.57 | -3,588.04 | -87.91 |
|
Deposits
|
6,47,459.43 | 33,24,146.36 | 20,91,538.51 | 63,47,305.36 | 14,50,287.83 |
|
Borrowings
|
1,23,119.51 | 5,94,143.54 | 2,95,561.42 | 7,41,290.77 | 3,24,487.88 |
|
Other Liabilities & Provisions
|
1,58,978.26 | 6,15,390.59 | 4,95,647.72 | 8,77,173.62 | 1,08,139.53 |
|
Total Liabilities
|
10,03,352.79 | 49,08,040.84 | 29,14,497.97 | 83,21,568.57 | 19,46,050.29 |
Assets (₹ Cr)
| Kotak Bank | HDFC Bank | ICICI Bank | SBI | Axis Bank | |
|---|---|---|---|---|---|
|
Cash and Balance with Reserve Bank of India
|
62,958.96 | 1,75,156.11 | 1,00,196.53 | 2,20,334.72 | 82,241.79 |
|
Balances with Banks and Money at Call
|
38,041.05 | 88,644.04 | 1,75,065.51 | 1,33,811.11 | 51,480.63 |
|
Investments
|
3,35,776.26 | 13,56,850.48 | 9,48,727.57 | 24,86,333.94 | 4,53,434.16 |
|
Advances
|
6,45,578.00 | 33,16,057.54 | 19,35,385.44 | 52,60,608.80 | 14,31,452.73 |
|
Net Block
|
2,852.80 | 16,491.59 | 17,420.34 | 56,446.96 | 6,486.93 |
|
Other Assets
|
38,249.87 | 2,12,702.88 | 1,04,309.65 | 4,99,500.62 | 89,572.77 |
|
Miscellaneous Exp. Not Written Off
|
-- | -- | -- | -- | -- |
|
Total Assets
|
10,03,352.79 | 49,08,040.84 | 29,14,497.97 | 83,21,568.57 | 19,46,050.29 |
Cashflow (₹ Cr)
| Kotak Bank | HDFC Bank | ICICI Bank | SBI | Axis Bank | |
|---|---|---|---|---|---|
|
Cash From Operating Activities
|
41,726.51 | 1,13,506.38 | 67,325.42 | 38,097.39 | -8,636.71 |
|
Cash Flow from Investing Activities
|
-16,519.14 | 6,362.72 | -13,013.59 | -690.89 | -45,917.30 |
|
Cash from Financing Activities
|
-2,538.43 | -59,004.85 | -4,660.55 | -3,427.14 | 60,357.67 |
|
Net Cash Inflow / Outflow
|
22,668.95 | 60,864.25 | 49,651.28 | 33,979.37 | 5,803.66 |
Ratios
Profitability Ratios
| Kotak Bank | HDFC Bank | ICICI Bank | SBI | Axis Bank | |
|---|---|---|---|---|---|
|
Yield on Advances
|
12.33 | 11.43 | 11.87 | 10.34 | 10.34 |
|
Yield on Investments
|
7.12 | 8.02 | 6.31 | 6.39 | 6.09 |
|
Interest Spread
|
7.86 | 6.40 | 7.53 | 5.73 | 5.75 |
|
NIM (%)
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|
ROE (%)
|
11.28 | 13.41 | 15.68 | 13.45 | 13.42 |
|
ROA (%)
|
2.10 | 1.73 | 2.09 | 1.13 | 1.56 |
|
Cost to Income Ratio
|
61.84 | 58.45 | 62.93 | 66.05 | 47.91 |
Growth Ratios
| Kotak Bank | HDFC Bank | ICICI Bank | SBI | Axis Bank | |
|---|---|---|---|---|---|
|
Revenue Growth (%)
|
8.39 | 3.98 | 7.01 | 6.74 | 9.47 |
|
EBIT Growth (%)
|
-9.00 | 16.65 | 6.35 | 7.28 | 2.28 |
|
Net Profit Growth (%)
|
16.30 | 11.46 | 10.11 | 12.29 | 15.00 |
|
EPS Growth (%)
|
-77.18 | -36.31 | 10.03 | 5.74 | 14.85 |
|
Book Value Growth (%)
|
15.07 | 12.26 | 15.70 | 22.20 | 14.79 |
Valuation Ratios
| Kotak Bank | HDFC Bank | ICICI Bank | SBI | Axis Bank | |
|---|---|---|---|---|---|
|
Price / Earnings
|
21.50 | 13.96 | 17.31 | 9.90 | 12.80 |
|
Price / Book Value
|
2.37 | 1.85 | 2.67 | 1.52 | 1.67 |
|
Dividend Yield (%)
|
0.14 | 2.14 | 0.84 | 1.79 | 0.08 |
|
EV/EBITDA
|
-44.81 | -67.08 | -27.91 | -21.18 | 31.24 |
|
Market Cap (₹ Cr)
|
3,51,306.53 | 11,26,480.13 | 8,62,943.68 | 9,04,427.60 | 3,61,153.45 |