Kotak Bank Peer Comparison
NSE: KOTAKBANK | BSE: 500247
₹423.50
As on 02-Sep-2026IST
Market cap
₹4,22,427 Cr
Revenue (TTM)
₹70,887 Cr
P/E Ratio
20.8
P/B Ratio
2.3
Div. Yield
0.2 %
| Kotak Bank | HDFC Bank | ICICI Bank | SBI | Axis Bank | |
|---|---|---|---|---|---|
Market cap (₹ Cr) |
4,22,427 | 10,80,457 | 10,24,844 | 9,42,215 | 3,90,712 |
Interest Income (₹ Cr) |
70,887 | 3,51,819 | 1,98,379 | 5,25,951 | 1,35,732 |
Net Interest Income (₹ Cr) |
41,092.04 | 1,66,410.26 | 1,09,377.11 | 2,06,964.91 | 59,680.89 |
NIM (%) |
-- | -- | -- | -- | -- |
RoA (%) |
2.15 | 1.75 | 2.10 | 1.11 | 1.53 |
Price to Earnings |
20.81 | 13.67 | 18.27 | 10.93 | 14.07 |
Price-To-Book |
2.26 | 1.80 | 2.74 | 1.60 | 1.76 |
Income Statement (₹ Cr)
| Kotak Bank | HDFC Bank | ICICI Bank | SBI | Axis Bank | |
|---|---|---|---|---|---|
|
Interest Earned
|
70,887.47 | 3,51,818.61 | 1,98,379.35 | 5,25,950.83 | 1,35,731.89 |
|
Other Income
|
40,040.91 | 1,43,699.59 | 1,18,852.20 | 1,96,736.17 | 29,291.88 |
|
Total Income
|
1,10,928.38 | 4,95,518.20 | 3,17,231.55 | 7,22,687.00 | 1,65,023.77 |
|
Interest Expended
|
29,795.43 | 1,85,408.35 | 89,002.24 | 3,18,985.92 | 76,051.00 |
|
Operating Expenses
|
50,708.51 | 1,86,479.64 | 1,44,245.63 | 2,67,600.36 | 42,777.36 |
|
Operating Profit before Prov. & Cont.
|
29,893.11 | 1,28,797.67 | 82,696.16 | 1,34,988.27 | 45,910.55 |
|
Provisions and Contingencies
|
3,344.05 | 15,145.43 | 5,113.70 | 21,444.63 | 11,920.36 |
|
Profit Before Tax
|
25,992.73 | 1,02,141.45 | 77,057.32 | 1,14,083.27 | 32,293.46 |
|
Taxes
|
7,209.63 | 25,973.06 | 19,380.64 | 29,561.79 | 6,384.89 |
|
Profit after Tax
|
20,238.55 | 82,511.72 | 59,489.34 | 88,120.87 | 27,890.16 |
|
Minority Interest
|
0.00 | -3,498.95 | -3,665.98 | -3,454.87 | -165.35 |
|
Share of Associate
|
57.62 | 0.00 | 266.80 | 1,544.31 | 48.63 |
|
Consolidated Profit
|
20,296.17 | 79,012.77 | 56,090.16 | 86,210.31 | 27,773.44 |
Liabilities (₹ Cr)
| Kotak Bank | HDFC Bank | ICICI Bank | SBI | Axis Bank | |
|---|---|---|---|---|---|
|
Shareholder's Funds
|
1,81,225.87 | 6,06,305.90 | 3,80,529.71 | 6,21,939.73 | 2,23,076.91 |
|
Minority Interest
|
0.00 | -3,498.95 | -3,665.98 | -3,454.87 | -165.35 |
|
Deposits
|
5,66,940.33 | 31,67,330.55 | 18,70,362.74 | 60,73,776.83 | 13,71,173.07 |
|
Borrowings
|
95,393.53 | 5,65,871.38 | 2,26,317.72 | 8,20,334.04 | 2,85,257.98 |
|
Other Liabilities & Provisions
|
1,59,793.06 | 6,08,886.35 | 5,07,663.30 | 8,67,170.93 | 1,05,651.34 |
|
Total Liabilities
|
10,03,352.79 | 49,08,040.84 | 29,14,497.97 | 83,21,568.57 | 19,46,050.29 |
Assets (₹ Cr)
| Kotak Bank | HDFC Bank | ICICI Bank | SBI | Axis Bank | |
|---|---|---|---|---|---|
|
Cash and Balance with Reserve Bank of India
|
51,281.74 | 1,50,579.79 | 74,009.08 | 2,12,013.35 | 58,656.85 |
|
Balances with Banks and Money at Call
|
50,809.37 | 87,186.84 | 1,22,484.20 | 1,37,493.13 | 76,940.40 |
|
Investments
|
2,90,632.80 | 13,39,916.99 | 9,39,300.36 | 24,00,494.73 | 4,38,796.54 |
|
Advances
|
5,65,767.88 | 31,56,014.45 | 17,29,327.48 | 50,95,828.84 | 13,15,862.99 |
|
Net Block
|
2,852.80 | 16,491.59 | 17,420.34 | 56,446.96 | 6,486.93 |
|
Other Assets
|
41,060.44 | 2,21,442.30 | 1,09,406.43 | 5,00,072.57 | 88,634.60 |
|
Miscellaneous Exp. Not Written Off
|
-- | -- | -- | -- | -- |
|
Total Assets
|
10,03,352.79 | 49,08,040.84 | 29,14,497.97 | 83,21,568.57 | 19,46,050.29 |
Cashflow (₹ Cr)
| Kotak Bank | HDFC Bank | ICICI Bank | SBI | Axis Bank | |
|---|---|---|---|---|---|
|
Cash From Operating Activities
|
41,726.51 | 1,13,506.38 | 67,325.42 | 38,097.39 | -8,636.71 |
|
Cash Flow from Investing Activities
|
-16,519.14 | 6,362.72 | -13,013.59 | -690.89 | -45,917.30 |
|
Cash from Financing Activities
|
-2,538.43 | -59,004.85 | -4,660.55 | -3,427.14 | 60,357.67 |
|
Net Cash Inflow / Outflow
|
22,668.95 | 60,864.25 | 49,651.28 | 33,979.37 | 5,803.66 |
Ratios
Profitability Ratios
| Kotak Bank | HDFC Bank | ICICI Bank | SBI | Axis Bank | |
|---|---|---|---|---|---|
|
Yield on Advances
|
12.33 | 11.43 | 11.87 | 10.34 | 10.34 |
|
Yield on Investments
|
7.12 | 8.02 | 6.31 | 6.39 | 6.09 |
|
Interest Spread
|
7.86 | 6.40 | 7.53 | 5.73 | 5.75 |
|
NIM (%)
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|
ROE (%)
|
11.47 | 13.49 | 15.38 | 13.84 | 12.92 |
|
ROA (%)
|
2.15 | 1.75 | 2.10 | 1.11 | 1.53 |
|
Cost to Income Ratio
|
61.84 | 58.45 | 62.93 | 66.05 | 47.91 |
Growth Ratios
| Kotak Bank | HDFC Bank | ICICI Bank | SBI | Axis Bank | |
|---|---|---|---|---|---|
|
Revenue Growth (%)
|
5.68 | 2.81 | 3.96 | 5.59 | 5.58 |
|
EBIT Growth (%)
|
-9.00 | 16.65 | 6.35 | 7.28 | 2.28 |
|
Net Profit Growth (%)
|
6.66 | 12.50 | 5.47 | 8.84 | -0.11 |
|
EPS Growth (%)
|
-60.43 | -44.34 | 5.07 | 2.21 | -0.65 |
|
Book Value Growth (%)
|
15.07 | 12.26 | 15.70 | 22.20 | 14.79 |
Valuation Ratios
| Kotak Bank | HDFC Bank | ICICI Bank | SBI | Axis Bank | |
|---|---|---|---|---|---|
|
Price / Earnings
|
20.81 | 13.67 | 18.27 | 10.93 | 14.07 |
|
Price / Book Value
|
2.26 | 1.80 | 2.74 | 1.60 | 1.76 |
|
Dividend Yield (%)
|
0.15 | 2.21 | 0.84 | 1.70 | 0.08 |
|
EV/EBITDA
|
-43.23 | -67.62 | -28.11 | -21.73 | 33.24 |
|
Market Cap (₹ Cr)
|
3,51,306.53 | 11,26,480.13 | 8,62,943.68 | 9,04,427.60 | 3,61,153.45 |