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Karur Vysya Bank Key Ratios

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NSE: KARURVYSYA | BSE: 590003

₹336.30

up-down-arrow ₹-19.75 (-5.55%)

As on 23-Oct-2026IST

Market cap

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₹32,428 Cr

Revenue (TTM)

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₹11,983 Cr

P/E Ratio

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11

P/B Ratio

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2.1

Div. Yield

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0.8 %

Key Ratios and Highlights

Growth Score (%) Quarterly Annual (TTM)
Particulars QoQ YoY 1-Year 3-Years 5-Years
Interest Income 6.10 15.22 15.43 17.73 16.97
Interest Expended 6.85 12.36 10.13 19.91 16.92
Net Interest Income 5.24 18.73 22.32 15.36 17.02
EPS 4.23 37.19 40.49 29.25 48.01
Book Value -- -- 18.20 17.84 15.00
Key Ratios (%) Average Annual (TTM)
Particulars3-Years5-YearsTTMMar-26Mar-25
Net NPAs info 0.260.760.180.190.20
Net Interest Margin info 3.723.714.263.733.68
Net Margin info 17.4115.4421.1519.0816.87
Return on equity info 18.0715.4320.0619.2917.68
Return on Assets info 1.781.502.111.961.73

Income Statement

View Detailed Peer Comparison

Provisions and Contingencies

--

--

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Karur Vysya Bank
--
630.19
523.77
534.68
979.82
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Profitability

View Detailed Peer Comparison

Yield on Advances

--

--

Interest Earned as per cent of total advances

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Karur Vysya Bank
--
11.28
11.52
11.15
10.32
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Yield on Investments

--

--

(Interest on investments + net profit on investments) / total investments

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Karur Vysya Bank
--
7.05
7.10
7.27
6.00
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Interest Spread

--

--

[Interest Earned / Advances * 100] - [ Interest expended / (borrowings + deposits) * 100]

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Karur Vysya Bank
--
6.09
6.28
6.35
6.26
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
NIM

4.26

--

(Interest earned - Interest expended) / (Cash and balance with RBI + Bank call money + Investments + Advances) * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Karur Vysya Bank
4.26
3.73
3.68
3.76
3.87
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROE

20.06

Higher than Peers by 6.82

Profit after tax / Average Net worth * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Karur Vysya Bank
20.06
19.29
17.68
17.24
13.67
Peer Median
13.23
13.25
15.04
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROA

2.11

Higher than Peers by 0.98

Profit after tax / Average Total assets * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Karur Vysya Bank
2.11
1.96
1.73
1.64
1.30
Peer Median
1.12
1.13
1.16
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Cost to Income Ratio

--

--

Operating expenses / (Interest earned - Interest Expended + Other Income) * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Karur Vysya Bank
--
41.98
47.25
48.26
45.08
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Growth

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Revenue Growth

15.43

Higher than Peers by 2.47

Year on year growth in net sales

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Karur Vysya Bank
15.43
14.43
17.84
26.04
16.62
Peer Median
12.96
9.62
13.29
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Growth

62.96

--

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Karur Vysya Bank
62.96
26.85
13.54
14.27
51.87
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Profit Growth

22.32

Higher than Peers by 2.56

Year on year growth in profit after tax

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Karur Vysya Bank
22.32
29.29
20.99
45.09
64.29
Peer Median
19.76
19.32
17.87
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EPS Growth

40.49

Higher than Peers by 26.44

Year on year growth in earnings per share

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Karur Vysya Bank
40.49
29.22
20.88
44.67
63.87
Peer Median
14.04
16.81
10.58
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Book Value Growth

0.26

--

Year on year growth in book value per share

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Karur Vysya Bank
0.26
18.26
18.83
16.94
12.98
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Valuation

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Price / Earnings

10.96

Higher than Peers by 1.69

Current share price divided by earning per share in the last twelve months

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Karur Vysya Bank
10.96
11.13
7.23
9.16
7.56
Peer Median
9.28
9.59
9.38
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Price / Book Value

2.11

Higher than Peers by 0.87

Current share price divided by book value per share in the latest financial year

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Karur Vysya Bank
2.11
1.98
1.41
1.46
0.97
Peer Median
1.24
1.19
1.38
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Dividend Yield

0.78

Higher than Peers by 0.05

Dividend per share in the past twelve months divided by current share price

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Karur Vysya Bank
0.78
0.90
1.24
1.31
1.92
Peer Median
0.73
0.70
1.14
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EV/EBITDA

6.63

--

Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Karur Vysya Bank
6.63
7.50
5.62
6.07
3.95
Peer Median
--
7.87
4.40
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Market Cap

32,428

Lower than Peers by 32,630

Current Share price multiplied by latest total number of shares outstanding

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Karur Vysya Bank
32,428
27,941
16,835
14,692
8,357
Peer Median
65,059
61,027
60,073
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
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