Karur Vysya Bank Peer Comparison

NSE: KARURVYSYA | BSE: 590003

₹336.30

₹-19.75 (-5.55%)

As on 23-Oct-2026IST

Market cap

₹32,428 Cr

Revenue (TTM)

₹11,983 Cr

P/E Ratio

P/B Ratio

2.1

Div. Yield

0.8 %

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	Karur Vysya Bank	RBL Bank	Central Bank	South Indian Bank	J&k Bank
Market cap (₹ Cr)	32,428	53,569	26,104	13,771	12,449
Interest Income (₹ Cr)	11,983	15,550	38,888	10,501	13,865
Net Interest Income (₹ Cr)	5,518.14	7,116.41	15,638.71	3,936.59	5,982.91
NIM (%)	4.26	--	--	--	--
RoA (%)	2.11	0.64	0.87	1.09	1.25
Price to Earnings	10.96	44.46	5.42	8.68	5.27
Price-To-Book	2.11	1.24	0.69	1.14	0.78

Income Statement (₹ Cr)

	Karur Vysya Bank	RBL Bank	Central Bank	South Indian Bank	J&k Bank
Interest Earned	11,982.65	15,549.99	38,887.57	10,500.52	13,864.54
Other Income	2,001.35	4,123.71	5,467.24	1,719.26	1,080.13
Total Income	13,984.00	19,673.70	44,354.81	12,219.78	14,944.67
Interest Expended	6,464.51	8,433.58	23,248.86	6,563.93	7,881.63
Operating Expenses	3,009.59	7,013.57	12,219.04	3,165.75	3,873.81
Operating Profit before Prov. & Cont.	4,074.98	3,365.60	8,607.03	2,373.85	2,992.18
Provisions and Contingencies	571.25	2,683.40	2,179.01	358.26	180.83
Profit Before Tax	3,320.05	1,105.99	4,483.52	1,956.52	2,963.57
Taxes	980.34	338.19	1,900.32	545.96	649.12
Profit after Tax	2,958.31	1,204.96	4,807.58	1,585.88	2,359.28
Minority Interest	0.00	0.00	-6.51	0.00	0.00
Share of Associate	0.00	0.00	18.06	0.00	2.27
Consolidated Profit	2,958.31	1,204.96	4,819.13	1,585.88	2,361.55

	Karur Vysya Bank	RBL Bank	Central Bank	South Indian Bank	J&k Bank
Shareholder's Funds	15,392.90	43,453.95	41,638.52	12,091.17	17,543.47
Minority Interest	0.00	0.00	-6.51	0.00	0.00
Deposits	1,28,123.29	1,56,103.79	5,08,862.56	1,37,274.87	1,76,775.87
Borrowings	2,320.91	13,371.78	38,908.14	3,681.20	5,381.00
Other Liabilities & Provisions	4,993.62	9,359.15	9,517.52	3,141.48	3,726.46
Total Liabilities	1,36,603.09	1,80,746.93	5,51,079.15	1,41,756.46	1,88,959.76

	Karur Vysya Bank	RBL Bank	Central Bank	South Indian Bank	J&k Bank
Cash and Balance with Reserve Bank of India	5,691.06	10,246.82	17,809.55	8,704.60	6,870.94
Balances with Banks and Money at Call	1,968.98	15,548.08	25,135.09	6,315.20	922.30
Investments	27,731.35	42,782.76	1,64,474.70	27,708.53	45,647.90
Advances	1,11,015.22	1,42,314.08	3,74,377.36	1,08,388.15	1,31,202.49
Net Block	454.81	601.77	5,201.69	1,042.84	2,444.84
Other Assets	3,911.50	10,803.77	12,052.98	4,032.10	16,266.60
Miscellaneous Exp. Not Written Off	--	--	--	--	--
Total Assets	1,36,603.09	1,80,746.93	5,51,079.15	1,41,756.46	1,88,959.76

	Karur Vysya Bank	RBL Bank	Central Bank	South Indian Bank	J&k Bank
Cash From Operating Activities	-553.95	7,612.27	2,803.99	3,906.64	-1,125.68
Cash Flow from Investing Activities	-1,745.12	-224.91	-453.87	-5,464.95	-302.29
Cash from Financing Activities	-205.01	3,159.95	-712.82	-561.04	-499.93
Net Cash Inflow / Outflow	-2,504.08	10,547.31	1,637.30	-2,119.35	-1,927.90

	Karur Vysya Bank	RBL Bank	Central Bank	South Indian Bank	J&k Bank
Yield on Advances	11.28	12.55	10.69	9.92	10.72
Yield on Investments	7.05	7.93	7.20	7.97	7.57
Interest Spread	6.09	7.43	6.31	4.88	6.42
NIM (%)	4.26	0.00	0.00	0.00	0.00
ROE (%)	20.06	4.00	11.95	13.49	13.87
ROA (%)	2.11	0.64	0.87	1.09	1.25
Cost to Income Ratio	41.98	67.91	58.33	56.41	56.21

	Karur Vysya Bank	RBL Bank	Central Bank	South Indian Bank	J&k Bank
Revenue Growth (%)	15.43	11.37	12.41	10.37	6.77
EBIT Growth (%)	26.85	-7.90	5.28	4.56	1.96
Net Profit Growth (%)	40.55	122.73	7.07	16.77	12.47
EPS Growth (%)	22.65	39.54	5.57	16.69	12.99
Book Value Growth (%)	0.26	6.77	6.62	12.91	15.49

	Karur Vysya Bank	RBL Bank	Central Bank	South Indian Bank	J&k Bank
Price / Earnings	10.96	44.46	5.42	8.68	5.27
Price / Book Value	2.11	1.24	0.69	1.14	0.78
Dividend Yield (%)	0.78	0.29	4.16	0.86	0.00
EV/EBITDA	11.86	459.94	5.88	9.80	3.80
Market Cap (₹ Cr)	27,940.59	17,916.63	28,467.59	8,952.44	12,113.13

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.