Karur Vysya Bank Peer Comparison

NSE: KARURVYSYA | BSE: 590003

₹347.60

₹0.00 (0.00%)

As on 01-Sep-2026IST

Market cap

₹33,608 Cr

Revenue (TTM)

₹11,555 Cr

P/E Ratio

12.2

P/B Ratio

2.3

Div. Yield

0.7 %

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	Karur Vysya Bank	RBL Bank	Central Bank	City Union Bank	J&k Bank
Market cap (₹ Cr)	33,608	59,013	27,417	23,293	16,226
Interest Income (₹ Cr)	11,555	14,736	37,270	7,249	13,429
Net Interest Income (₹ Cr)	5,281.95	6,536.59	14,771.97	3,024.68	5,914.08
NIM (%)	4.26	--	--	3.78	--
RoA (%)	2.14	0.55	0.87	1.61	1.25
Price to Earnings	12.25	65.64	6.01	16.60	7.04
Price-To-Book	2.26	1.38	0.74	2.12	1.05

Income Statement (₹ Cr)

	Karur Vysya Bank	RBL Bank	Central Bank	City Union Bank	J&k Bank
Interest Earned	11,555.22	14,735.81	37,270.22	7,249.41	13,428.76
Other Income	2,078.86	3,977.83	5,593.93	1,038.54	919.11
Total Income	13,634.08	18,713.64	42,864.15	8,287.96	14,347.87
Interest Expended	6,273.27	8,199.22	22,498.25	4,224.74	7,514.68
Operating Expenses	2,995.73	6,959.61	11,962.89	1,919.34	3,810.63
Operating Profit before Prov. & Cont.	4,074.98	3,365.60	8,607.03	2,014.23	2,992.18
Provisions and Contingencies	727.09	2,416.57	1,930.89	351.00	97.55
Profit Before Tax	3,320.05	1,105.99	4,483.52	1,671.23	2,963.57
Taxes	893.41	239.18	1,920.12	390.00	618.12
Profit after Tax	2,744.58	899.06	4,552.00	1,402.89	2,306.89
Minority Interest	0.00	0.00	-6.31	0.00	0.00
Share of Associate	0.00	0.00	19.24	0.00	-3.12
Consolidated Profit	2,744.58	899.06	4,564.93	1,402.89	2,303.77

	Karur Vysya Bank	RBL Bank	Central Bank	City Union Bank	J&k Bank
Shareholder's Funds	14,107.87	16,724.24	40,958.07	10,564.86	17,003.44
Minority Interest	0.00	0.00	-6.31	0.00	0.00
Deposits	1,15,665.74	1,38,959.35	4,79,410.49	78,307.95	1,73,404.49
Borrowings	2,622.56	16,796.44	28,818.57	5,326.80	4,381.00
Other Liabilities & Provisions	4,206.92	8,266.89	9,322.64	2,824.78	3,810.54
Total Liabilities	1,36,603.09	1,80,746.93	5,51,079.15	97,024.40	1,88,959.76

	Karur Vysya Bank	RBL Bank	Central Bank	City Union Bank	J&k Bank
Cash and Balance with Reserve Bank of India	5,154.39	14,011.59	18,080.94	6,267.33	7,077.03
Balances with Banks and Money at Call	148.25	9,054.26	19,024.66	2,659.74	1,012.37
Investments	29,019.89	32,058.63	1,54,862.65	18,986.92	42,951.83
Advances	98,190.61	1,14,231.94	3,48,040.83	65,875.17	1,28,168.19
Net Block	454.81	601.77	5,201.69	468.53	2,444.84
Other Assets	3,588.33	10,768.22	13,368.09	2,766.70	16,875.69
Miscellaneous Exp. Not Written Off	--	--	--	--	--
Total Assets	1,36,603.09	1,80,746.93	5,51,079.15	97,024.40	1,88,959.76

	Karur Vysya Bank	RBL Bank	Central Bank	City Union Bank	J&k Bank
Cash From Operating Activities	-553.95	7,612.27	2,803.99	802.47	-1,125.68
Cash Flow from Investing Activities	-1,745.12	-224.91	-453.87	-207.85	-302.29
Cash from Financing Activities	-205.01	3,159.95	-712.82	3,041.91	-499.93
Net Cash Inflow / Outflow	-2,504.08	10,547.31	1,637.30	3,636.53	-1,927.90

	Karur Vysya Bank	RBL Bank	Central Bank	City Union Bank	J&k Bank
Yield on Advances	11.28	12.55	10.69	10.43	10.72
Yield on Investments	7.05	7.93	7.20	6.72	7.57
Interest Spread	6.09	7.43	6.31	5.60	6.42
NIM (%)	4.26	0.00	0.00	3.78	0.00
ROE (%)	20.40	5.47	11.35	13.69	14.18
ROA (%)	2.14	0.55	0.87	1.61	1.25
Cost to Income Ratio	41.98	67.91	58.33	47.93	56.21

	Karur Vysya Bank	RBL Bank	Central Bank	City Union Bank	J&k Bank
Revenue Growth (%)	16.02	5.37	9.45	19.81	4.78
EBIT Growth (%)	26.85	-7.90	5.28	19.99	1.96
Net Profit Growth (%)	36.93	54.95	8.61	20.41	7.02
EPS Growth (%)	14.04	28.93	6.25	11.99	7.26
Book Value Growth (%)	-1.50	6.77	6.62	11.60	15.49

	Karur Vysya Bank	RBL Bank	Central Bank	City Union Bank	J&k Bank
Price / Earnings	12.25	65.64	6.01	16.60	7.04
Price / Book Value	2.26	1.38	0.74	2.12	1.05
Dividend Yield (%)	0.75	0.26	3.96	0.64	0.00
EV/EBITDA	13.53	-124.68	7.63	17.82	5.61
Market Cap (₹ Cr)	27,940.59	17,916.63	28,467.59	17,825.64	12,113.13

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.