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The Karnataka Bank Key Ratios

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NSE: KTKBANK | BSE: 532652

₹320.75

up-down-arrow ₹1.85 (0.58%)

As on 08-Nov-2026 15:33IST

Market cap

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₹12,163 Cr

Revenue (TTM)

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₹9,364 Cr

P/E Ratio

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7.8

P/B Ratio

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0.9

Div. Yield

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1.6 %

Key Ratios and Highlights

Growth Score (%) Quarterly Annual (TTM)
Particulars QoQ YoY 1-Year 3-Years 5-Years
Interest Income 5.09 14.90 4.72 6.26 8.98
Interest Expended 5.34 4.85 -1.30 9.09 8.82
Net Interest Income 4.71 34.93 16.31 2.19 9.25
EPS 3.94 36.42 35.28 -1.79 26.26
Book Value -- -- 9.07 10.68 10.97
Key Ratios (%) Average Annual (TTM)
Particulars3-Years5-YearsTTMMar-26Mar-25
Net NPAs info 1.29--0.74----
Net Interest Margin info 2.963.090.002.683.04
Net Margin info 12.8812.0214.5112.7012.38
Return on equity info 12.3012.2611.4410.8211.61
Return on Assets info 1.111.031.221.051.07

Income Statement

View Detailed Peer Comparison

Provisions and Contingencies

--

--

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
The Karnataka Bank
--
773.38
737.08
971.86
1,476.55
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Profitability

View Detailed Peer Comparison

Yield on Advances

--

--

Interest Earned as per cent of total advances

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
The Karnataka Bank
--
10.90
11.78
11.60
12.04
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Yield on Investments

--

--

(Interest on investments + net profit on investments) / total investments

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
The Karnataka Bank
--
6.67
6.31
6.21
6.18
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Interest Spread

--

--

[Interest Earned / Advances * 100] - [ Interest expended / (borrowings + deposits) * 100]

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
The Karnataka Bank
--
5.82
6.43
6.72
7.51
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
NIM

--

--

(Interest earned - Interest expended) / (Cash and balance with RBI + Bank call money + Investments + Advances) * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
The Karnataka Bank
--
2.68
3.04
3.18
3.56
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROE

11.44

Higher than Peers by 1.29

Profit after tax / Average Net worth * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
The Karnataka Bank
11.44
10.82
11.61
14.48
16.46
Peer Median
10.16
10.42
10.84
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROA

1.22

Higher than Peers by 0.23

Profit after tax / Average Total assets * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
The Karnataka Bank
1.22
1.05
1.07
1.21
1.24
Peer Median
0.98
0.78
1.21
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Cost to Income Ratio

--

--

Operating expenses / (Interest earned - Interest Expended + Other Income) * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
The Karnataka Bank
--
56.33
60.10
53.15
47.16
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Growth

View Detailed Peer Comparison

Revenue Growth

4.72

Lower than Peers by 6.84

Year on year growth in net sales

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
The Karnataka Bank
4.72
-1.06
8.62
14.93
16.05
Peer Median
11.56
5.67
14.70
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Growth

207.69

--

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
The Karnataka Bank
207.69
8.03
-15.53
-2.00
35.16
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Profit Growth

16.31

Higher than Peers by 8.61

Year on year growth in profit after tax

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
The Karnataka Bank
16.31
2.98
-2.58
10.76
132.22
Peer Median
7.69
29.91
23.13
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EPS Growth

35.28

Higher than Peers by 25.49

Year on year growth in earnings per share

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
The Karnataka Bank
35.28
2.91
-2.76
-8.30
131.35
Peer Median
9.79
29.91
23.13
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Book Value Growth

--

--

Year on year growth in book value per share

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
The Karnataka Bank
--
9.14
12.01
34.28
16.08
Peer Median
--
20.90
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Valuation

View Detailed Peer Comparison

Price / Earnings

7.83

Lower than Peers by 1.73

Current share price divided by earning per share in the last twelve months

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
The Karnataka Bank
7.83
6.44
5.21
6.50
3.60
Peer Median
9.55
9.55
9.72
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Price / Book Value

0.91

Lower than Peers by 0.04

Current share price divided by book value per share in the latest financial year

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
The Karnataka Bank
0.91
0.67
0.57
0.82
0.55
Peer Median
0.95
1.02
1.10
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Dividend Yield

1.56

Lower than Peers by 0.01

Dividend per share in the past twelve months divided by current share price

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
The Karnataka Bank
1.56
2.24
2.85
2.44
3.68
Peer Median
1.57
1.57
1.26
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EV/EBITDA

4.64

--

Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
The Karnataka Bank
4.64
6.97
4.69
5.96
2.63
Peer Median
--
11.46
7.24
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Market Cap

12,163

Lower than Peers by 2,184

Current Share price multiplied by latest total number of shares outstanding

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
The Karnataka Bank
12,163
8,435
6,637
8,492
4,249
Peer Median
14,347
14,347
21,642
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
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