The Karnataka Bank Peer Comparison

NSE: KTKBANK | BSE: 532652

₹318.90

₹-4.75 (-1.47%)

As on 06-Nov-2026IST

Market cap

₹12,063 Cr

Revenue (TTM)

₹9,364 Cr

P/E Ratio

7.8

P/B Ratio

0.9

Div. Yield

1.6 %

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	The Karnataka Bank	Bandhan Bank	Punjab & Sind	Tamilnad Mercantile	UCO Bank
Market cap (₹ Cr)	12,063	26,576	14,347	13,106	29,882
Interest Income (₹ Cr)	9,364	22,244	12,680	6,502	27,590
Net Interest Income (₹ Cr)	3,555.81	11,364.96	4,160.55	2,922.84	10,955.18
NIM (%)	--	--	2.77	4.19	3.19
RoA (%)	1.22	0.91	0.84	2.04	0.76
Price to Earnings	7.76	14.26	9.55	8.31	10.02
Price-To-Book	0.90	1.02	1.06	1.22	0.95

Income Statement (₹ Cr)

	The Karnataka Bank	Bandhan Bank	Punjab & Sind	Tamilnad Mercantile	UCO Bank
Interest Earned	9,363.89	22,243.78	12,679.82	6,502.38	27,590.49
Other Income	1,346.71	2,770.39	1,619.05	908.37	4,152.21
Total Income	10,710.60	25,014.17	14,298.87	7,410.75	31,742.70
Interest Expended	5,808.08	10,878.82	8,519.27	3,579.54	16,635.31
Operating Expenses	2,652.88	8,334.68	3,480.09	1,588.05	7,172.01
Operating Profit before Prov. & Cont.	1,974.42	5,864.92	2,181.74	1,855.23	6,428.93
Provisions and Contingencies	228.66	3,231.76	210.76	107.63	1,893.53
Profit Before Tax	1,658.35	1,733.81	1,752.33	1,806.60	4,373.49
Taxes	466.97	705.76	587.02	557.73	3,059.23
Profit after Tax	1,554.01	1,863.15	1,501.73	1,577.80	2,982.62
Minority Interest	0.00	0.00	0.00	0.00	0.00
Share of Associate	0.00	0.00	0.00	0.00	0.00
Consolidated Profit	1,554.01	1,863.15	1,501.73	1,577.80	2,982.62

	The Karnataka Bank	Bandhan Bank	Punjab & Sind	Tamilnad Mercantile	UCO Bank
Shareholder's Funds	13,934.17	26,470.38	14,543.83	10,769.36	34,578.08
Minority Interest	0.00	0.00	0.00	0.00	0.00
Deposits	1,15,115.51	1,72,688.35	1,53,311.97	69,545.83	3,49,590.46
Borrowings	5,463.77	10,008.46	19,229.85	2,229.30	26,074.91
Other Liabilities & Provisions	2,070.79	4,270.32	3,202.39	3,406.93	9,713.17
Total Liabilities	1,29,355.20	2,11,123.73	1,79,270.31	75,299.60	3,95,858.44

	The Karnataka Bank	Bandhan Bank	Punjab & Sind	Tamilnad Mercantile	UCO Bank
Cash and Balance with Reserve Bank of India	4,681.29	12,196.10	6,329.75	2,531.52	11,490.17
Balances with Banks and Money at Call	1,057.14	2,212.51	1,439.60	1,087.77	12,531.15
Investments	27,523.37	36,083.34	50,907.22	18,800.05	99,927.51
Advances	90,581.25	1,54,600.46	1,24,033.71	60,429.04	2,82,571.02
Net Block	1,051.54	931.02	1,862.01	310.56	4,125.96
Other Assets	11,704.60	6,698.97	5,565.47	2,788.89	9,258.94
Miscellaneous Exp. Not Written Off	--	--	--	--	--
Total Assets	1,29,355.20	2,11,123.73	1,79,270.31	75,299.60	3,95,858.44

	The Karnataka Bank	Bandhan Bank	Punjab & Sind	Tamilnad Mercantile	UCO Bank
Cash From Operating Activities	1,100.10	1,142.59	-1,893.11	-100.87	-10,584.18
Cash Flow from Investing Activities	-87.82	316.56	-240.91	-118.25	-419.25
Cash from Financing Activities	-1,260.36	2,922.69	-386.79	25.81	-977.36
Net Cash Inflow / Outflow	-248.08	4,381.83	-2,520.81	-193.31	-11,980.79

	The Karnataka Bank	Bandhan Bank	Punjab & Sind	Tamilnad Mercantile	UCO Bank
Yield on Advances	10.90	14.45	10.34	10.95	10.20
Yield on Investments	6.67	7.59	7.52	7.05	7.01
Interest Spread	5.82	8.44	5.30	5.68	5.61
NIM (%)	0.00	0.00	2.77	4.19	3.19
ROE (%)	11.44	7.16	10.47	15.11	8.79
ROA (%)	1.22	0.91	0.84	2.04	0.76
Cost to Income Ratio	56.33	56.76	60.97	45.50	52.92

	The Karnataka Bank	Bandhan Bank	Punjab & Sind	Tamilnad Mercantile	UCO Bank
Revenue Growth (%)	4.72	2.31	5.67	18.82	6.37
EBIT Growth (%)	8.03	-20.62	5.15	6.27	6.49
Net Profit Growth (%)	35.38	51.69	29.64	29.91	18.43
EPS Growth (%)	35.28	51.69	28.17	29.91	16.98
Book Value Growth (%)	9.14	3.68	10.03	14.04	20.90

	The Karnataka Bank	Bandhan Bank	Punjab & Sind	Tamilnad Mercantile	UCO Bank
Price / Earnings	7.76	14.26	9.55	8.31	10.02
Price / Book Value	0.90	1.02	1.06	1.22	0.95
Dividend Yield (%)	1.57	0.91	1.93	1.51	1.85
EV/EBITDA	10.69	8.89	35.86	7.19	7.75
Market Cap (₹ Cr)	8,435.37	22,754.05	14,623.42	9,188.86	28,152.59

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.