The Karnataka Bank Peer Comparison

NSE: KTKBANK | BSE: 532652

₹329.85

₹-6.10 (-1.82%)

As on 16-Oct-2026IST

Market cap

₹12,500 Cr

Revenue (TTM)

₹9,039 Cr

P/E Ratio

8.7

P/B Ratio

Div. Yield

1.5 %

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	The Karnataka Bank	Bandhan Bank	Punjab & Sind	Tamilnad Mercantile	UCO Bank
Market cap (₹ Cr)	12,500	26,995	15,114	13,565	29,781
Interest Income (₹ Cr)	9,039	21,844	12,284	6,096	27,590
Net Interest Income (₹ Cr)	3,301.48	10,993.04	3,949.70	2,712.80	10,955.18
NIM (%)	--	6.20	2.53	4.29	3.19
RoA (%)	1.15	0.67	0.81	1.96	0.76
Price to Earnings	8.70	19.95	10.92	9.39	9.99
Price-To-Book	0.96	1.05	1.11	1.28	0.95

Income Statement (₹ Cr)

	The Karnataka Bank	Bandhan Bank	Punjab & Sind	Tamilnad Mercantile	UCO Bank
Interest Earned	9,039.20	21,844.05	12,284.21	6,095.61	27,590.49
Other Income	1,400.02	2,611.97	1,641.42	884.20	4,152.21
Total Income	10,439.22	24,456.02	13,925.63	6,979.81	31,742.70
Interest Expended	5,737.72	10,851.02	8,334.51	3,382.81	16,635.31
Operating Expenses	2,613.93	8,050.38	3,404.00	1,542.96	7,172.01
Operating Profit before Prov. & Cont.	1,974.42	5,864.92	2,181.74	1,855.23	6,428.93
Provisions and Contingencies	233.97	3,666.79	306.32	94.22	1,893.53
Profit Before Tax	1,658.35	1,733.81	1,752.33	1,806.60	4,373.49
Taxes	416.23	534.57	496.52	515.65	3,059.23
Profit after Tax	1,437.37	1,353.27	1,384.28	1,444.17	2,982.62
Minority Interest	0.00	0.00	0.00	0.00	0.00
Share of Associate	0.00	0.00	0.00	0.00	0.00
Consolidated Profit	1,437.37	1,353.27	1,384.28	1,444.17	2,982.62

	The Karnataka Bank	Bandhan Bank	Punjab & Sind	Tamilnad Mercantile	UCO Bank
Shareholder's Funds	13,224.22	25,574.90	14,633.27	10,562.02	34,578.08
Minority Interest	0.00	0.00	0.00	0.00	0.00
Deposits	1,08,777.07	1,66,344.45	1,47,129.58	64,408.69	3,49,590.46
Borrowings	5,329.00	14,302.81	16,881.45	1,540.21	26,074.91
Other Liabilities & Provisions	2,024.91	4,901.57	3,056.33	3,275.13	9,713.17
Total Liabilities	1,29,355.20	2,11,123.73	1,79,270.31	75,299.60	3,95,858.44

	The Karnataka Bank	Bandhan Bank	Punjab & Sind	Tamilnad Mercantile	UCO Bank
Cash and Balance with Reserve Bank of India	7,063.49	13,126.69	6,064.53	2,704.05	11,490.17
Balances with Banks and Money at Call	672.14	824.43	180.97	1,368.74	12,531.15
Investments	26,737.05	38,668.28	50,226.18	16,202.27	99,927.51
Advances	81,809.63	1,50,103.78	1,17,419.37	57,040.50	2,82,571.02
Net Block	1,051.54	931.02	1,862.01	310.56	4,125.96
Other Assets	12,012.73	6,999.25	5,849.50	2,158.40	9,258.94
Miscellaneous Exp. Not Written Off	--	--	--	--	--
Total Assets	1,29,355.20	2,11,123.73	1,79,270.31	75,299.60	3,95,858.44

	The Karnataka Bank	Bandhan Bank	Punjab & Sind	Tamilnad Mercantile	UCO Bank
Cash From Operating Activities	1,100.10	1,142.59	-1,893.11	-100.87	-10,584.18
Cash Flow from Investing Activities	-87.82	316.56	-240.91	-118.25	-419.25
Cash from Financing Activities	-1,260.36	2,922.69	-386.79	25.81	-977.36
Net Cash Inflow / Outflow	-248.08	4,381.83	-2,520.81	-193.31	-11,980.79

	The Karnataka Bank	Bandhan Bank	Punjab & Sind	Tamilnad Mercantile	UCO Bank
Yield on Advances	10.90	14.45	10.34	10.95	10.20
Yield on Investments	6.67	7.59	7.52	7.05	7.01
Interest Spread	5.82	8.44	5.30	5.68	5.61
NIM (%)	0.00	6.20	2.53	4.29	3.19
ROE (%)	11.14	5.37	9.69	14.20	8.79
ROA (%)	1.15	0.67	0.81	1.96	0.76
Cost to Income Ratio	56.33	56.76	60.97	45.50	52.92

	The Karnataka Bank	Bandhan Bank	Punjab & Sind	Tamilnad Mercantile	UCO Bank
Revenue Growth (%)	0.47	-0.20	4.64	12.96	6.37
EBIT Growth (%)	8.03	-20.62	5.15	6.27	6.49
Net Profit Growth (%)	23.39	-34.11	25.45	20.33	18.43
EPS Growth (%)	23.29	-34.11	22.73	20.33	16.98
Book Value Growth (%)	9.14	3.68	10.47	13.23	20.90

	The Karnataka Bank	Bandhan Bank	Punjab & Sind	Tamilnad Mercantile	UCO Bank
Price / Earnings	8.70	19.95	10.92	9.39	9.98
Price / Book Value	0.96	1.05	1.11	1.28	0.95
Dividend Yield (%)	1.51	0.90	1.83	1.46	1.85
EV/EBITDA	14.68	9.29	46.12	8.59	7.72
Market Cap (₹ Cr)	8,435.37	22,754.05	14,623.42	9,188.86	28,152.59

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.