Ing Vysya Bank Peer Comparison

NSE: INGVYSYABK | BSE: 531807

₹1,027.00

₹-4.80 (-0.47%)

As on 15-Apr-2015IST

Market cap

₹19,733 Cr

Revenue (TTM)

₹5,629 Cr

P/E Ratio

32.4

P/B Ratio

2.6

Div. Yield

0.6 %

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	Ing Vysya Bank	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Market cap (₹ Cr)	19,733	63,775	33,308	28,041	24,051
Interest Income (₹ Cr)	5,629	14,736	11,555	37,270	7,249
Net Interest Income (₹ Cr)	1,922.83	6,536.59	5,281.95	14,771.97	3,024.68
NIM (%)	3.37	--	4.26	--	3.78
RoA (%)	1.01	0.55	2.14	0.87	1.61
Price to Earnings	32.44	70.93	12.14	6.14	17.14
Price-To-Book	2.63	1.49	2.24	0.76	2.19

Income Statement (₹ Cr)

	Ing Vysya Bank	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Interest Earned	5,205.27	1,351.62	5,115.96	24,478.32	2,545.93
Other Income	866.79	260.97	564.45	1,931.38	279.86
Total Income	6,072.06	1,612.59	5,680.41	26,409.69	2,825.79
Interest Expended	3,451.74	1,009.99	3,832.26	17,963.08	1,786.54
Operating Expenses	1,492.53	423.90	1,010.36	5,190.08	458.27
Operating Profit before Prov. & Cont.	1,127.79	178.69	837.80	3,256.53	580.97
Provisions and Contingencies	149.78	46.17	411.61	4,240.04	156.50
Profit Before Tax	978.01	132.52	426.19	-983.51	424.47
Taxes	320.09	39.85	-3.41	268.00	77.40
Profit after Tax	657.92	92.67	429.60	-1,251.51	347.07
Minority Interest	--	--	--	30.82	--
Share of Associate	--	--	--	42.31	--
Consolidated Profit	657.92	92.67	429.60	-1,265.99	347.07

	Ing Vysya Bank	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Shareholder's Funds	7,078.17	2,014.76	3,326.34	16,010.20	2,024.93
Minority Interest	--	--	--	30.82	--
Deposits	41,212.24	11,598.60	43,757.68	2,40,344.53	22,016.89
Borrowings	9,668.48	3,895.54	3,293.21	22,136.55	304.98
Other Liabilities & Provisions	2,454.50	689.23	1,165.82	11,572.55	647.02
Total Liabilities	60,413.40	18,198.13	51,543.06	2,90,094.64	24,993.83

	Ing Vysya Bank	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Cash and Balance with Reserve Bank of India	3,295.20	980.73	2,546.20	11,926.63	1,040.11
Balances with Banks and Money at Call	2,530.88	211.52	131.94	459.69	1,139.50
Investments	16,718.66	6,518.04	13,247.00	86,262.40	5,953.56
Advances	35,828.85	9,835.05	33,992.13	1,77,754.61	16,096.84
Net Block	506.06	111.25	375.94	2,814.34	182.95
Other Assets	1,515.06	518.45	1,241.09	10,876.98	580.86
Miscellaneous Exp. Not Written Off	--	--	--	--	--
Total Assets	60,413.40	18,198.13	51,543.06	2,90,094.64	24,993.83

	Ing Vysya Bank	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Cash From Operating Activities	-1,930.01	236.16	1,184.25	-2,489.72	412.40
Cash Flow from Investing Activities	-82.60	-59.36	-113.01	-369.04	-79.00
Cash from Financing Activities	5,005.21	326.37	-189.12	1,152.60	75.73
Net Cash Inflow / Outflow	2,992.60	503.17	882.12	-1,706.16	409.13

	Ing Vysya Bank	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Yield on Advances	14.53	13.74	15.05	13.77	15.82
Yield on Investments	8.71	7.00	9.82	7.21	7.74
Interest Spread	7.74	7.22	6.91	6.93	7.81
NIM (%)	3.00	1.95	2.57	2.36	3.13
ROE (%)	11.44	5.31	13.46	-10.17	18.94
ROA (%)	1.14	0.59	0.87	-0.45	1.45
Cost to Income Ratio	56.96	70.35	54.67	61.45	44.10

	Ing Vysya Bank	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Revenue Growth (%)	7.07	53.71	20.59	11.79	16.32
EBIT Growth (%)	13.56	14.04	-1.30	2.00	10.99
Net Profit Growth (%)	7.30	0.22	-21.94	-221.49	7.78
EPS Growth (%)	-11.92	-6.82	-21.94	-211.32	-5.78
Book Value Growth (%)	53.99	17.35	7.02	4.14	23.42

	Ing Vysya Bank	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Price / Earnings	18.01	0.00	1.58	0.00	6.95
Price / Book Value	1.70	0.00	1.22	0.54	1.44
Dividend Yield (%)	0.96	--	3.47	0.00	1.86
EV/EBITDA	19.08	23.32	8.72	9.37	5.55
Market Cap (₹ Cr)	11,847.26	0.00	4,011.94	6,752.20	2,919.93

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.