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Ing Vysya Bank Key Ratios

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NSE: INGVYSYABK | BSE: 531807

₹1,027.00

up-down-arrow ₹-4.80 (-0.47%)

As on 15-Apr-2015IST

Market cap

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₹19,733 Cr

Revenue (TTM)

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₹5,629 Cr

P/E Ratio

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32.4

P/B Ratio

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2.6

Div. Yield

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0.6 %

Key Ratios and Highlights

Growth Score (%) Quarterly Annual (TTM)
Particulars QoQ YoY 1-Year 3-Years 5-Years
Interest Income 3.65 16.84 9.24 24.55 18.37
Interest Expended 6.13 16.21 7.50 26.94 16.77
Net Interest Income -1.05 18.15 12.74 20.33 21.97
EPS -19.53 -14.30 -20.87 9.84 13.60
Book Value -- -- 26.41 21.01 18.91
Key Ratios (%) Average Annual (TTM)
Particulars3-Years5-YearsTTMMar-14Mar-13
Net NPAs info 0.21--0.66----
Net Interest Margin info 2.872.783.373.002.91
Net Margin info 10.639.989.3410.8410.97
Return on equity info 13.4413.288.3811.4414.58
Return on Assets info 1.141.001.011.141.20

Profitability

View Detailed Peer Comparison

Yield on Advances

--

--

Interest Earned as per cent of total advances

Company Name
TTM
Mar-14
Mar-13
Mar-12
Mar-11
Ing Vysya Bank
--
14.53
15.30
13.43
11.41
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Yield on Investments

--

--

(Interest on investments + net profit on investments) / total investments

Company Name
TTM
Mar-14
Mar-13
Mar-12
Mar-11
Ing Vysya Bank
--
8.71
7.32
7.82
6.59
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Interest Spread

--

--

[Interest Earned / Advances * 100] - [ Interest expended / (borrowings + deposits) * 100]

Company Name
TTM
Mar-14
Mar-13
Mar-12
Mar-11
Ing Vysya Bank
--
7.74
8.36
6.95
6.50
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
NIM

3.37

--

(Interest earned - Interest expended) / (Cash and balance with RBI + Bank call money + Investments + Advances) * 100

Company Name
TTM
Mar-14
Mar-13
Mar-12
Mar-11
Ing Vysya Bank
3.37
3.00
2.91
2.71
2.71
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROE

8.38

Lower than Peers by 4.90

Profit after tax / Average Net worth * 100

Company Name
TTM
Mar-14
Mar-13
Mar-12
Mar-11
Ing Vysya Bank
8.38
11.45
14.60
14.28
13.45
Peer Median
13.28
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROA

1.01

Lower than Peers by 0.12

Profit after tax / Average Total assets * 100

Company Name
TTM
Mar-14
Mar-13
Mar-12
Mar-11
Ing Vysya Bank
1.01
1.14
1.20
1.06
0.87
Peer Median
1.14
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Cost to Income Ratio

--

--

Operating expenses / (Interest earned - Interest Expended + Other Income) * 100

Company Name
TTM
Mar-14
Mar-13
Mar-12
Mar-11
Ing Vysya Bank
--
56.97
56.18
59.11
61.75
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Growth

View Detailed Peer Comparison

Revenue Growth

9.24

Lower than Peers by 4.26

Year on year growth in net sales

Company Name
TTM
Mar-14
Mar-13
Mar-12
Mar-11
Ing Vysya Bank
9.24
7.07
26.05
43.16
20.65
Peer Median
13.50
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Growth

6.90

--

Company Name
TTM
Mar-14
Mar-13
Mar-12
Mar-11
Ing Vysya Bank
6.90
13.58
29.27
20.84
-1.01
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Profit Growth

12.74

Lower than Peers by 7.70

Year on year growth in profit after tax

Company Name
TTM
Mar-14
Mar-13
Mar-12
Mar-11
Ing Vysya Bank
12.74
7.32
34.33
43.20
31.56
Peer Median
20.44
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EPS Growth

-20.87

Lower than Peers by 34.77

Year on year growth in earnings per share

Company Name
TTM
Mar-14
Mar-13
Mar-12
Mar-11
Ing Vysya Bank
-20.87
-11.90
30.23
15.41
30.45
Peer Median
13.90
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Book Value Growth

6.69

--

Year on year growth in book value per share

Company Name
TTM
Mar-14
Mar-13
Mar-12
Mar-11
Ing Vysya Bank
6.69
54.07
16.73
53.87
13.44
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Valuation

View Detailed Peer Comparison

Price / Earnings

32.44

Higher than Peers by 21.97

Current share price divided by earning per share in the last twelve months

Company Name
TTM
Mar-14
Mar-13
Mar-12
Mar-11
Ing Vysya Bank
32.44
18.01
14.09
11.71
12.20
Peer Median
10.46
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Price / Book Value

2.63

Higher than Peers by 1.13

Current share price divided by book value per share in the latest financial year

Company Name
TTM
Mar-14
Mar-13
Mar-12
Mar-11
Ing Vysya Bank
2.63
1.70
1.91
1.38
1.54
Peer Median
1.50
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Dividend Yield

0.58

Lower than Peers by 0.12

Dividend per share in the past twelve months divided by current share price

Company Name
TTM
Mar-14
Mar-13
Mar-12
Mar-11
Ing Vysya Bank
0.58
0.96
0.99
1.12
0.93
Peer Median
0.70
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EV/EBITDA

21.31

--

Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)

Company Name
TTM
Mar-14
Mar-13
Mar-12
Mar-11
Ing Vysya Bank
21.31
19.08
15.26
14.38
12.64
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Market Cap

19,733

Lower than Peers by 58,649

Current Share price multiplied by latest total number of shares outstanding

Company Name
TTM
Mar-14
Mar-13
Mar-12
Mar-11
Ing Vysya Bank
19,733
11,847
8,637
5,343
3,887
Peer Median
78,382
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
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