HDFC Bank Peer Comparison
NSE: HDFCBANK | BSE: 500180
₹685.30
As on 28-Oct-2026IST
Market cap
₹10,58,188 Cr
Revenue (TTM)
₹3,59,956 Cr
P/E Ratio
13.2
P/B Ratio
1.8
Div. Yield
2.3 %
| HDFC Bank | ICICI Bank | Kotak Bank | Axis Bank | Punjab National Bank | |
|---|---|---|---|---|---|
Market cap (₹ Cr) |
10,58,188 | 9,86,903 | 4,37,707 | 3,79,918 | 1,37,973 |
Interest Income (₹ Cr) |
3,59,956 | 2,06,190 | 73,545 | 1,41,510 | 1,34,543 |
Net Interest Income (₹ Cr) |
1,70,621.48 | 1,13,549.23 | 42,401.13 | 61,497.14 | 44,112.85 |
NIM (%) |
-- | -- | -- | -- | -- |
RoA (%) |
1.73 | 2.09 | 2.10 | 1.56 | 1.05 |
Price to Earnings |
13.21 | 16.71 | 20.38 | 12.69 | 6.04 |
Price-To-Book |
1.75 | 2.57 | 2.25 | 1.65 | 0.92 |
Income Statement (₹ Cr)
| HDFC Bank | ICICI Bank | Kotak Bank | Axis Bank | Punjab National Bank | |
|---|---|---|---|---|---|
|
Interest Earned
|
3,59,956.40 | 2,06,190.35 | 73,544.60 | 1,41,509.60 | 1,34,543.41 |
|
Other Income
|
1,46,359.86 | 1,23,055.79 | 41,909.27 | 29,418.69 | 16,982.12 |
|
Total Income
|
5,06,316.26 | 3,29,246.14 | 1,15,453.87 | 1,70,928.29 | 1,51,525.53 |
|
Interest Expended
|
1,89,334.92 | 92,641.12 | 31,143.47 | 80,012.46 | 90,430.56 |
|
Operating Expenses
|
1,91,420.31 | 1,48,585.26 | 52,552.42 | 43,749.80 | 30,777.05 |
|
Operating Profit before Prov. & Cont.
|
1,28,797.67 | 82,696.16 | 29,893.11 | 45,910.55 | 29,564.94 |
|
Provisions and Contingencies
|
15,072.60 | 5,099.60 | 3,110.06 | 10,035.27 | 2,140.44 |
|
Profit Before Tax
|
1,02,141.45 | 77,057.32 | 25,992.73 | 32,293.46 | 27,081.67 |
|
Taxes
|
26,803.39 | 20,375.35 | 7,589.03 | 7,148.41 | 6,862.28 |
|
Profit after Tax
|
83,685.04 | 62,544.81 | 21,426.68 | 29,982.35 | 21,315.20 |
|
Minority Interest
|
-3,582.91 | -3,760.57 | 0.00 | -87.91 | -71.22 |
|
Share of Associate
|
0.00 | 282.04 | 46.60 | 55.82 | 1,616.64 |
|
Consolidated Profit
|
80,102.13 | 59,066.28 | 21,473.28 | 29,950.26 | 22,860.62 |
Liabilities (₹ Cr)
| HDFC Bank | ICICI Bank | Kotak Bank | Axis Bank | Punjab National Bank | |
|---|---|---|---|---|---|
|
Shareholder's Funds
|
6,08,576.86 | 3,90,524.45 | 1,94,844.95 | 2,31,173.57 | 1,60,982.01 |
|
Minority Interest
|
-3,582.91 | -3,760.57 | 0.00 | -87.91 | -71.22 |
|
Deposits
|
33,24,146.36 | 20,91,538.51 | 6,47,459.43 | 14,50,287.83 | 17,92,780.02 |
|
Borrowings
|
5,94,143.54 | 2,95,561.42 | 1,23,119.51 | 3,24,487.88 | 1,37,835.72 |
|
Other Liabilities & Provisions
|
6,15,390.59 | 4,95,647.72 | 1,58,978.26 | 1,08,139.53 | 36,576.36 |
|
Total Liabilities
|
49,08,040.84 | 29,14,497.97 | 10,03,352.79 | 19,46,050.29 | 20,33,330.95 |
Assets (₹ Cr)
| HDFC Bank | ICICI Bank | Kotak Bank | Axis Bank | Punjab National Bank | |
|---|---|---|---|---|---|
|
Cash and Balance with Reserve Bank of India
|
1,75,156.11 | 1,00,196.53 | 62,958.96 | 82,241.79 | 50,455.28 |
|
Balances with Banks and Money at Call
|
88,644.04 | 1,75,065.51 | 38,041.05 | 51,480.63 | 1,02,760.73 |
|
Investments
|
13,56,850.48 | 9,48,727.57 | 3,35,776.26 | 4,53,434.16 | 5,47,217.47 |
|
Advances
|
33,16,057.54 | 19,35,385.44 | 6,45,578.00 | 14,31,452.73 | 13,23,830.35 |
|
Net Block
|
16,491.59 | 17,420.34 | 2,852.80 | 6,486.93 | 15,625.36 |
|
Other Assets
|
2,12,702.88 | 1,04,309.65 | 38,249.87 | 89,572.77 | 88,977.37 |
|
Miscellaneous Exp. Not Written Off
|
-- | -- | -- | -- | -- |
|
Total Assets
|
49,08,040.84 | 29,14,497.97 | 10,03,352.79 | 19,46,050.29 | 20,33,330.95 |
Cashflow (₹ Cr)
| HDFC Bank | ICICI Bank | Kotak Bank | Axis Bank | Punjab National Bank | |
|---|---|---|---|---|---|
|
Cash From Operating Activities
|
1,13,506.38 | 67,325.42 | 41,726.51 | -8,636.71 | 25,635.41 |
|
Cash Flow from Investing Activities
|
6,362.72 | -13,013.59 | -16,519.14 | -45,917.30 | -609.00 |
|
Cash from Financing Activities
|
-59,004.85 | -4,660.55 | -2,538.43 | 60,357.67 | -11,664.01 |
|
Net Cash Inflow / Outflow
|
60,864.25 | 49,651.28 | 22,668.95 | 5,803.66 | 13,362.40 |
Ratios
Profitability Ratios
| HDFC Bank | ICICI Bank | Kotak Bank | Axis Bank | Punjab National Bank | |
|---|---|---|---|---|---|
|
Yield on Advances
|
11.43 | 11.87 | 12.33 | 10.34 | 10.56 |
|
Yield on Investments
|
8.02 | 6.31 | 7.12 | 6.09 | 7.57 |
|
Interest Spread
|
6.40 | 7.53 | 7.86 | 5.75 | 5.76 |
|
NIM (%)
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|
ROE (%)
|
13.41 | 15.68 | 11.28 | 13.42 | 14.70 |
|
ROA (%)
|
1.73 | 2.09 | 2.10 | 1.56 | 1.05 |
|
Cost to Income Ratio
|
58.45 | 62.93 | 61.84 | 47.91 | 51.84 |
Growth Ratios
| HDFC Bank | ICICI Bank | Kotak Bank | Axis Bank | Punjab National Bank | |
|---|---|---|---|---|---|
|
Revenue Growth (%)
|
3.98 | 7.01 | 8.39 | 9.47 | 3.89 |
|
EBIT Growth (%)
|
16.65 | 6.35 | -9.00 | 2.28 | 8.68 |
|
Net Profit Growth (%)
|
11.46 | 10.11 | 16.30 | 15.00 | 33.45 |
|
EPS Growth (%)
|
-36.31 | 10.03 | -77.18 | 14.85 | 34.19 |
|
Book Value Growth (%)
|
12.26 | 15.70 | 15.07 | 14.79 | 11.84 |
Valuation Ratios
| HDFC Bank | ICICI Bank | Kotak Bank | Axis Bank | Punjab National Bank | |
|---|---|---|---|---|---|
|
Price / Earnings
|
13.21 | 16.71 | 20.38 | 12.68 | 6.04 |
|
Price / Book Value
|
1.75 | 2.57 | 2.25 | 1.65 | 0.92 |
|
Dividend Yield (%)
|
2.26 | 0.87 | 0.15 | 0.08 | 2.50 |
|
EV/EBITDA
|
-64.17 | -26.89 | -42.46 | 31.05 | 6.10 |
|
Market Cap (₹ Cr)
|
11,26,480.13 | 8,62,943.68 | 3,51,306.53 | 3,61,153.45 | 1,15,563.30 |