HDFC Bank Key Ratios

NSE: HDFCBANK | BSE: 500180

₹711.90

up-down-arrow2.90 (0.41%)

As on 01-Sep-2026IST

Market cap

info icon

₹10,91,555 Cr

Revenue (TTM)

info icon

₹3,51,819 Cr

P/E Ratio

info icon

13.8

P/B Ratio

info icon

1.8

Div. Yield

info icon

2.2 %

Key Ratios and Highlights

Growth Score (%) Quarterly Annual (TTM)
Particulars QoQ YoY 1-Year 3-Years 5-Years
Interest Income 3.89 3.67 2.81 23.97 22.32
Interest Expended 5.32 -0.17 -0.86 28.50 26.23
Net Interest Income 2.35 8.29 7.24 19.60 18.71
EPS -5.48 17.87 11.32 5.51 11.52
Book Value -- -- 11.62 13.50 14.70
Key Ratios (%) Average Annual (TTM)
Particulars3-Years5-YearsTTMMar-26Mar-25
Net NPAs info 0.38--0.00----
Net Interest Margin info 3.213.660.003.513.66
Net Margin info 19.8018.5816.6515.9915.60
Return on equity info 15.1716.2213.4914.4115.12
Return on Assets info 1.861.871.751.701.74
Provisions and Contingencies

--

--

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
HDFC Bank
--
--
21,175.51
28,496.63
18,579.00
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Yield on Advances

--

--

Interest Earned as per cent of total advances

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
HDFC Bank
--
11.43
12.34
11.03
10.27
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Yield on Investments

--

--

(Interest on investments + net profit on investments) / total investments

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
HDFC Bank
--
8.02
7.44
7.72
6.00
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Interest Spread

--

--

[Interest Earned / Advances * 100] - [ Interest expended / (borrowings + deposits) * 100]

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
HDFC Bank
--
6.40
6.85
6.07
6.64
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
NIM

--

--

(Interest earned - Interest expended) / (Cash and balance with RBI + Bank call money + Investments + Advances) * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
HDFC Bank
--
3.51
3.66
3.40
3.92
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROE

13.49

Higher than Peers by 0.21

Profit after tax / Average Net worth * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
HDFC Bank
13.49
14.41
15.12
17.64
17.24
Peer Median
13.28
13.26
15.04
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROA

1.75

Higher than Peers by 0.61

Profit after tax / Average Total assets * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
HDFC Bank
1.75
1.70
1.74
2.00
1.98
Peer Median
1.14
1.18
1.16
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Cost to Income Ratio

--

--

Operating expenses / (Interest earned - Interest Expended + Other Income) * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
HDFC Bank
--
58.45
61.53
59.98
40.61
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Revenue Growth

2.81

Lower than Peers by 10.68

Year on year growth in net sales

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
HDFC Bank
2.81
3.64
18.59
66.12
25.61
Peer Median
13.50
5.68
13.29
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Growth

16.63

--

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
HDFC Bank
16.63
16.65
8.69
34.82
9.53
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Profit Growth

7.24

Lower than Peers by 13.20

Year on year growth in profit after tax

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
HDFC Bank
7.24
7.87
12.21
41.82
20.96
Peer Median
20.44
17.67
17.87
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EPS Growth

11.32

Lower than Peers by 2.57

Year on year growth in earnings per share

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
HDFC Bank
11.32
6.77
9.71
2.29
20.14
Peer Median
13.90
14.04
10.58
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Book Value Growth

--

--

Year on year growth in book value per share

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
HDFC Bank
--
12.26
14.16
57.37
16.74
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Price / Earnings

13.81

Higher than Peers by 3.33

Current share price divided by earning per share in the last twelve months

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
HDFC Bank
13.81
14.82
9.88
17.17
19.53
Peer Median
10.48
10.48
9.38
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Price / Book Value

1.82

Higher than Peers by 0.45

Current share price divided by book value per share in the latest financial year

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
HDFC Bank
1.82
1.94
2.70
2.42
3.12
Peer Median
1.37
1.37
1.38
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Dividend Yield

2.19

Higher than Peers by 1.48

Dividend per share in the past twelve months divided by current share price

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
HDFC Bank
2.19
2.12
1.20
1.35
1.18
Peer Median
0.71
0.67
1.14
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EV/EBITDA

11.97

--

Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
HDFC Bank
11.97
13.32
18.42
18.02
15.32
Peer Median
--
10.53
4.40
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Market Cap

10,91,555

Higher than Peers by 10,13,680

Current Share price multiplied by latest total number of shares outstanding

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
HDFC Bank
10,91,555
11,26,480
13,99,221
11,00,189
8,98,200
Peer Median
77,875
73,328
60,073
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
loading...