HDFC Bank Key Ratios
NSE: HDFCBANK | BSE: 500180
₹685.30
As on 28-Oct-2026IST
Market cap
₹10,58,188 Cr
Revenue (TTM)
₹3,59,956 Cr
P/E Ratio
13.2
P/B Ratio
1.8
Div. Yield
2.3 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Interest Income | 5.03 | 9.35 | 3.98 | 18.06 | 22.55 |
| Interest Expended | 6.39 | 8.40 | 0.52 | 19.73 | 27.03 |
| Net Interest Income | 3.53 | 10.46 | 8.10 | 16.31 | 18.51 |
| EPS | 7.44 | 5.18 | 10.17 | 5.09 | 10.91 |
| Book Value | -- | -- | 11.62 | 13.50 | 14.70 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Mar-26 | Mar-25 |
| Net NPAs
| 0.38 | -- | 0.00 | -- | -- |
| Net Interest Margin
| 3.21 | 3.66 | 0.00 | 3.51 | 3.66 |
| Net Margin
| 19.80 | 18.58 | 16.53 | 15.99 | 15.60 |
| Return on equity
| 15.17 | 16.22 | 13.41 | 14.41 | 15.12 |
| Return on Assets
| 1.86 | 1.87 | 1.73 | 1.70 | 1.74 |
Income Statement
Provisions and Contingencies
--
--
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
HDFC Bank
|
--
|
22,411.81
|
21,175.51
|
28,496.63
|
18,579.00
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Profitability
Yield on Advances
--
--
Interest Earned as per cent of total advances
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
HDFC Bank
|
--
|
11.43
|
12.34
|
11.03
|
10.27
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Yield on Investments
--
--
(Interest on investments + net profit on investments) / total investments
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
HDFC Bank
|
--
|
8.02
|
7.44
|
7.72
|
6.00
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Interest Spread
--
--
[Interest Earned / Advances * 100] - [ Interest expended / (borrowings + deposits) * 100]
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
HDFC Bank
|
--
|
6.40
|
6.85
|
6.07
|
6.64
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
NIM
--
--
(Interest earned - Interest expended) / (Cash and balance with RBI + Bank call money + Investments + Advances) * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
HDFC Bank
|
--
|
3.51
|
3.66
|
3.40
|
3.92
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
13.41
Higher than Peers by 0.10
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
HDFC Bank
|
13.41
|
14.41
|
15.12
|
17.64
|
17.24
|
|
Peer Median
|
13.31
|
13.26
|
15.04
|
--
|
--
|
ROA
1.73
Higher than Peers by 0.59
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
HDFC Bank
|
1.73
|
1.70
|
1.74
|
2.00
|
1.98
|
|
Peer Median
|
1.14
|
1.18
|
1.16
|
--
|
--
|
Cost to Income Ratio
--
--
Operating expenses / (Interest earned - Interest Expended + Other Income) * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
HDFC Bank
|
--
|
58.45
|
61.53
|
59.98
|
40.61
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Revenue Growth
3.98
Lower than Peers by 9.15
Year on year growth in net sales
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
HDFC Bank
|
3.98
|
3.64
|
18.59
|
66.12
|
25.61
|
|
Peer Median
|
13.13
|
9.47
|
13.29
|
--
|
--
|
EBIT Growth
-54.29
--
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
HDFC Bank
|
-54.29
|
16.65
|
8.69
|
34.82
|
9.53
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Net Profit Growth
8.10
Lower than Peers by 12.34
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
HDFC Bank
|
8.10
|
7.87
|
12.21
|
41.82
|
20.96
|
|
Peer Median
|
20.44
|
18.23
|
17.87
|
--
|
--
|
EPS Growth
10.17
Lower than Peers by 4.06
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
HDFC Bank
|
10.17
|
6.77
|
9.71
|
2.29
|
20.14
|
|
Peer Median
|
14.22
|
16.94
|
10.58
|
--
|
--
|
Book Value Growth
--
--
Year on year growth in book value per share
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
HDFC Bank
|
--
|
12.26
|
14.16
|
57.37
|
16.74
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
13.21
Higher than Peers by 4.19
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
HDFC Bank
|
13.21
|
14.82
|
9.88
|
17.17
|
19.53
|
|
Peer Median
|
9.02
|
9.02
|
9.38
|
--
|
--
|
Price / Book Value
1.75
Higher than Peers by 0.50
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
HDFC Bank
|
1.75
|
1.94
|
2.70
|
2.42
|
3.12
|
|
Peer Median
|
1.25
|
1.25
|
1.38
|
--
|
--
|
Dividend Yield
2.26
Higher than Peers by 1.52
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
HDFC Bank
|
2.26
|
2.12
|
1.20
|
1.35
|
1.18
|
|
Peer Median
|
0.74
|
0.74
|
1.14
|
--
|
--
|
EV/EBITDA
11.52
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
HDFC Bank
|
11.52
|
13.32
|
18.42
|
18.02
|
15.32
|
|
Peer Median
|
--
|
11.45
|
4.40
|
--
|
--
|
Market Cap
10,58,188
Higher than Peers by 9,91,813
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
HDFC Bank
|
10,58,188
|
11,26,480
|
13,99,221
|
11,00,189
|
8,98,200
|
|
Peer Median
|
66,375
|
63,392
|
60,073
|
--
|
--
|