HDFC Bank Financials

NSE: HDFCBANK | BSE: 500180

₹680.20

₹-7.85 (-1.14%)

As on 27-Oct-2026IST

Market cap

₹10,49,086 Cr

Revenue (TTM)

₹3,59,956 Cr

P/E Ratio

13.1

P/B Ratio

1.7

Div. Yield

2.3 %

Income Statement (₹ Cr)	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Interest Earned	3,59,956.40	3,48,615.15	3,36,367.43	2,83,649.02	1,70,754.05	1,35,936.41
Other Income	1,46,359.86	1,46,847.66	1,34,548.50	1,24,345.75	33,912.05	31,758.99
Total Income	5,06,316.26	4,95,462.81	4,70,915.93	4,07,994.77	2,04,666.10	1,67,695.40
Interest Expended	1,89,334.92	1,85,491.23	1,83,894.20	1,54,138.55	77,779.94	58,584.33
Operating Expenses	1,91,420.31	1,81,173.91	1,76,605.07	1,52,269.34	51,533.69	40,312.43
Operating Profit before Prov. & Cont.	1,25,561.03	1,28,797.67	1,10,416.66	1,01,586.88	75,352.47	68,798.64
Provisions and Contingencies	15,072.60	26,656.22	14,174.61	25,018.28	13,854.08	17,925.26
Profit Before Tax	1,10,488.43	1,02,141.45	96,242.05	76,568.60	61,498.39	50,873.38
Taxes	26,803.39	22,921.99	22,801.88	11,122.10	15,349.69	12,722.48
Profit after Tax	83,685.04	79,219.46	73,440.17	65,446.50	46,148.70	38,150.90
Minority Interest	-3,582.91	-3,193.49	-2,647.92	-1,384.46	-151.59	-98.15
Share of Associate	--	--	--	--	--	--
Consolidated Profit	80,102.13	76,025.97	70,792.25	64,062.04	45,997.11	38,052.75

Liabilities (₹ Cr)	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Shareholder's Funds	6,08,576.86	5,86,059.47	5,21,789.39	4,56,395.25	2,89,437.50	2,47,326.17
Minority Interest	-3,582.91	22,384.96	16,359.04	13,383.40	860.26	720.41
Deposits	33,24,146.36	30,99,638.29	27,10,898.23	23,76,887.28	18,82,663.25	15,58,003.03
Borrowings	5,94,143.54	5,88,484.55	6,34,605.57	7,30,615.46	2,56,548.66	2,26,966.50
Other Liabilities & Provisions	6,15,390.59	6,11,473.57	5,08,765.19	4,52,912.87	1,00,922.77	89,918.19
Total Liabilities	51,65,841.58	49,08,040.84	43,92,417.42	40,30,194.26	25,30,432.44	21,22,934.30

Assets (₹ Cr)	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Cash and Balance with Reserve Bank of India	1,75,156.11	2,00,707.11	1,44,390.25	1,78,718.67	1,17,189.28	1,30,030.71
Balances with Banks and Money at Call	88,644.04	1,11,218.94	1,05,557.65	50,115.84	79,958.53	25,355.02
Investments	13,56,850.48	12,80,216.29	11,86,472.89	10,05,681.63	5,11,581.71	4,49,263.86
Advances	33,16,057.54	30,50,783.23	27,24,938.16	25,71,916.65	16,61,949.29	14,20,942.28
Net Block	16,430.53	16,491.59	15,257.94	12,603.76	8,431.35	6,432.07
Other Assets	2,12,702.88	2,48,623.68	2,15,800.53	2,11,157.71	1,51,322.28	90,910.36
Miscellaneous Exp. Not Written Off	--	--	--	--	--	--
Total Assets	51,65,841.58	49,08,040.84	43,92,417.42	40,30,194.26	25,30,432.44	21,22,934.30

Cashflow (₹ Cr)	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Cash From Operating Activities	--	1,13,506.38	1,27,241.84	19,069.34	20,813.70	-11,959.58
Cash Flow from Investing Activities	--	6,362.72	-3,850.64	5,313.77	-3,423.89	-2,216.33
Cash from Financing Activities	--	-59,004.85	-1,02,477.54	-3,983.06	23,940.56	48,124.03
Net Cash Inflow / Outflow	--	60,864.25	20,913.66	20,400.05	41,330.37	33,948.12

Financials Ratios	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Adjusted EPS (₹)	51.92	49.39	46.26	42.16	41.22	34.31
Cash EPS (₹)	51.92	54.19	50.47	45.11	43.46	35.91
Adjusted Book Value (₹)	391.16	377.77	338.45	298.64	258.37	222.69
Dividend per Share (₹)	2.27	15.50	11.00	9.75	9.50	7.75
Cash Flow per Share (₹)	--	73.74	166.28	25.10	37.30	-21.57
Free Cash Flow per Share (₹)	--	53.36	133.92	19.15	4.46	-54.65

Profitability Ratios	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Yield on Advances	--	11.43	12.34	11.03	10.27	9.57
Yield on Investments	--	8.02	7.44	7.72	6.00	5.94
Interest Spread	--	6.40	6.85	6.07	6.64	6.28
NIM (%)	--	3.51	3.66	3.40	3.92	3.82
ROE (%)	13.41	14.41	15.12	17.64	17.24	16.70
ROA (%)	1.73	1.70	1.74	2.00	1.98	1.95
Cost to Income Ratio	--	58.45	61.53	59.98	40.61	36.95

Growth Ratios	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Revenue Growth (%)	3.98	3.64	18.59	66.12	25.61	5.74
EBIT Growth (%)	-54.29	16.65	8.69	34.82	9.53	11.62
Net Profit Growth (%)	8.10	7.87	12.21	41.82	20.96	19.76
EPS Growth (%)	10.17	6.77	9.71	2.29	20.14	18.83
Book Value Growth (%)	--	12.26	14.16	57.37	16.74	17.72

Valuation Ratios	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Price / Earnings	13.10	14.82	9.88	17.17	19.53	21.42
Price / Book Value	1.74	1.94	2.70	2.42	3.12	3.30
Dividend Yield (%)	2.27	2.12	1.20	1.35	1.18	1.05
EV/EBITDA	11.44	13.32	18.42	18.02	15.32	15.15
Close Price (₹)	708.70	731.55	914.10	723.95	804.78	735.18
High Price (₹)	1,020.50	1,020.50	940.00	878.90	861.05	862.50
Low Price (₹)	681.90	726.65	713.40	681.73	635.80	646.00
Market Cap (₹ Cr)	10,49,086.04	11,26,480.13	13,99,221.24	11,00,189.45	8,98,200.45	8,15,156.28

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Income Statement (₹ Cr)