HDFC Bank Financials
NSE: HDFCBANK | BSE: 500180
₹712.10
As on 04-Sep-2026 15:59IST
Market cap
₹10,99,262 Cr
Revenue (TTM)
₹3,51,819 Cr
P/E Ratio
13.9
P/B Ratio
1.8
Div. Yield
2.2 %
Income Statement (₹ Cr) |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Interest Earned
|
3,51,818.61
|
3,48,615.15
|
3,36,367.43
|
2,83,649.02
|
1,70,754.05
|
1,35,936.41
|
|||||
|
Other Income
|
1,43,699.59
|
1,46,847.66
|
1,34,548.50
|
1,24,345.75
|
33,912.05
|
31,758.99
|
|||||
|
Total Income
|
4,95,518.20
|
4,95,462.81
|
4,70,915.93
|
4,07,994.77
|
2,04,666.10
|
1,67,695.40
|
|||||
|
Interest Expended
|
1,85,408.35
|
1,85,491.23
|
1,83,894.20
|
1,54,138.55
|
77,779.94
|
58,584.33
|
|||||
|
Operating Expenses
|
1,86,479.64
|
1,81,173.91
|
1,76,605.07
|
1,52,269.34
|
51,533.69
|
40,312.43
|
|||||
|
Operating Profit before Prov. & Cont.
|
1,23,630.21
|
1,28,797.67
|
1,10,416.66
|
1,01,586.88
|
75,352.47
|
68,798.64
|
|||||
|
Provisions and Contingencies
|
15,145.43
|
26,656.22
|
14,174.61
|
25,018.28
|
13,854.08
|
17,925.26
|
|||||
|
Profit Before Tax
|
1,08,484.78
|
1,02,141.45
|
96,242.05
|
76,568.60
|
61,498.39
|
50,873.38
|
|||||
|
Taxes
|
25,973.06
|
22,921.99
|
22,801.88
|
11,122.10
|
15,349.69
|
12,722.48
|
|||||
|
Profit after Tax
|
82,511.72
|
79,219.46
|
73,440.17
|
65,446.50
|
46,148.70
|
38,150.90
|
|||||
|
Minority Interest
|
-3,498.95
|
-3,193.49
|
-2,647.92
|
-1,384.46
|
-151.59
|
-98.15
|
|||||
|
Share of Associate
|
--
|
--
|
--
|
--
|
--
|
--
|
|||||
|
Consolidated Profit
|
79,012.77
|
76,025.97
|
70,792.25
|
64,062.04
|
45,997.11
|
38,052.75
|
Liabilities (₹ Cr) |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Shareholder's Funds
|
6,06,305.90
|
5,86,059.47
|
5,21,789.39
|
4,56,395.25
|
2,89,437.50
|
2,47,326.17
|
|||||
|
Minority Interest
|
-3,498.95
|
22,384.96
|
16,359.04
|
13,383.40
|
860.26
|
720.41
|
|||||
|
Deposits
|
31,67,330.55
|
30,99,638.29
|
27,10,898.23
|
23,76,887.28
|
18,82,663.25
|
15,58,003.03
|
|||||
|
Borrowings
|
5,65,871.38
|
5,88,484.55
|
6,34,605.57
|
7,30,615.46
|
2,56,548.66
|
2,26,966.50
|
|||||
|
Other Liabilities & Provisions
|
6,08,886.35
|
6,11,473.57
|
5,08,765.19
|
4,52,912.87
|
1,00,922.77
|
89,918.19
|
|||||
|
Total Liabilities
|
49,71,473.66
|
49,08,040.84
|
43,92,417.42
|
40,30,194.26
|
25,30,432.44
|
21,22,934.30
|
Assets (₹ Cr) |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Cash and Balance with Reserve Bank of India
|
1,50,579.79
|
2,00,707.11
|
1,44,390.25
|
1,78,718.67
|
1,17,189.28
|
1,30,030.71
|
|||||
|
Balances with Banks and Money at Call
|
87,186.84
|
1,11,218.94
|
1,05,557.65
|
50,115.84
|
79,958.53
|
25,355.02
|
|||||
|
Investments
|
13,39,916.99
|
12,80,216.29
|
11,86,472.89
|
10,05,681.63
|
5,11,581.71
|
4,49,263.86
|
|||||
|
Advances
|
31,56,014.45
|
30,50,783.23
|
27,24,938.16
|
25,71,916.65
|
16,61,949.29
|
14,20,942.28
|
|||||
|
Net Block
|
16,333.29
|
16,491.59
|
15,257.94
|
12,603.76
|
8,431.35
|
6,432.07
|
|||||
|
Other Assets
|
2,21,442.30
|
2,48,623.68
|
2,15,800.53
|
2,11,157.71
|
1,51,322.28
|
90,910.36
|
|||||
|
Miscellaneous Exp. Not Written Off
|
--
|
--
|
--
|
--
|
--
|
--
|
|||||
|
Total Assets
|
49,71,473.66
|
49,08,040.84
|
43,92,417.42
|
40,30,194.26
|
25,30,432.44
|
21,22,934.30
|
Cashflow (₹ Cr) |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Cash From Operating Activities
|
--
|
1,13,506.38
|
1,27,241.84
|
19,069.34
|
20,813.70
|
-11,959.58
|
|||||
|
Cash Flow from Investing Activities
|
--
|
6,362.72
|
-3,850.64
|
5,313.77
|
-3,423.89
|
-2,216.33
|
|||||
|
Cash from Financing Activities
|
--
|
-59,004.85
|
-1,02,477.54
|
-3,983.06
|
23,940.56
|
48,124.03
|
|||||
|
Net Cash Inflow / Outflow
|
--
|
60,864.25
|
20,913.66
|
20,400.05
|
41,330.37
|
33,948.12
|
Financials Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Adjusted EPS (₹)
|
51.26
|
49.39
|
46.26
|
42.16
|
41.22
|
34.31
|
|||||
|
Cash EPS (₹)
|
51.26
|
54.19
|
50.47
|
45.11
|
43.46
|
35.91
|
|||||
|
Adjusted Book Value (₹)
|
390.17
|
377.77
|
338.45
|
298.64
|
258.37
|
222.69
|
|||||
|
Dividend per Share (₹)
|
2.17
|
15.50
|
11.00
|
9.75
|
9.50
|
7.75
|
|||||
|
Cash Flow per Share (₹)
|
--
|
73.74
|
166.28
|
25.10
|
37.30
|
-21.57
|
|||||
|
Free Cash Flow per Share (₹)
|
--
|
53.36
|
133.92
|
19.15
|
4.46
|
-54.65
|
Profitability Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Yield on Advances
|
--
|
11.43
|
12.34
|
11.03
|
10.27
|
9.57
|
|||||
|
Yield on Investments
|
--
|
8.02
|
7.44
|
7.72
|
6.00
|
5.94
|
|||||
|
Interest Spread
|
--
|
6.40
|
6.85
|
6.07
|
6.64
|
6.28
|
|||||
|
NIM (%)
|
--
|
3.51
|
3.66
|
3.40
|
3.92
|
3.82
|
|||||
|
ROE (%)
|
13.49
|
14.41
|
15.12
|
17.64
|
17.24
|
16.70
|
|||||
|
ROA (%)
|
1.75
|
1.70
|
1.74
|
2.00
|
1.98
|
1.95
|
|||||
|
Cost to Income Ratio
|
--
|
58.45
|
61.53
|
59.98
|
40.61
|
36.95
|
Growth Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Revenue Growth (%)
|
2.81
|
3.64
|
18.59
|
66.12
|
25.61
|
5.74
|
|||||
|
EBIT Growth (%)
|
16.63
|
16.65
|
8.69
|
34.82
|
9.53
|
11.62
|
|||||
|
Net Profit Growth (%)
|
7.24
|
7.87
|
12.21
|
41.82
|
20.96
|
19.76
|
|||||
|
EPS Growth (%)
|
11.32
|
6.77
|
9.71
|
2.29
|
20.14
|
18.83
|
|||||
|
Book Value Growth (%)
|
--
|
12.26
|
14.16
|
57.37
|
16.74
|
17.72
|
Valuation Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Price / Earnings
|
13.91
|
14.82
|
9.88
|
17.17
|
19.53
|
21.42
|
|||||
|
Price / Book Value
|
1.83
|
1.94
|
2.70
|
2.42
|
3.12
|
3.30
|
|||||
|
Dividend Yield (%)
|
2.17
|
2.12
|
1.20
|
1.35
|
1.18
|
1.05
|
|||||
|
EV/EBITDA
|
12.03
|
13.32
|
18.42
|
18.02
|
15.32
|
15.15
|
|||||
|
Close Price (₹)
|
797.95
|
731.55
|
914.10
|
723.95
|
804.78
|
735.18
|
|||||
|
High Price (₹)
|
1,020.50
|
1,020.50
|
940.00
|
878.90
|
861.05
|
862.50
|
|||||
|
Low Price (₹)
|
726.65
|
726.65
|
713.40
|
681.73
|
635.80
|
646.00
|
|||||
|
Market Cap (₹ Cr)
|
10,99,262.18
|
11,26,480.13
|
13,99,221.24
|
11,00,189.45
|
8,98,200.45
|
8,15,156.28
|