UY Fincorp Key Ratios
NSE: UYFINCORP | BSE: 530579
₹19.86
As on 28-Aug-2026IST
Market cap
₹376 Cr
Revenue (TTM)
₹212 Cr
P/E Ratio
6.1
P/B Ratio
0.9
Div. Yield
0 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 3.01 | 230.63 | 118.01 | 47.05 | 60.86 |
| EBIT | 6.02 | 227.61 | 370.46 | 84.20 | 38.00 |
| Net Profit | 12.47 | 228.67 | 119.69 | 47.04 | 62.21 |
| EPS | 12.48 | 228.69 | 391.07 | 81.00 | 37.29 |
| Book Value | -- | -- | 3.67 | 10.36 | 7.23 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Mar-25 | Mar-24 |
| EBIT-Margin
| 6.64 | 2,126.35 | 39.00 | 14.31 | -12.22 |
| Net Margin
| 17.77 | 197.83 | 28.91 | 10.38 | 29.35 |
| Return on equity
| 9.82 | 6.96 | 16.91 | 3.62 | 22.74 |
| Return on Assets
| 9.13 | 6.41 | 16.12 | 3.50 | 21.22 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
UY Fincorp
|
--
|
5.46
|
29.48
|
4.45
|
2.09
|
|
Peer Median
|
--
|
10.60
|
9.14
|
6.69
|
--
|
ROE
16.91
Higher than Peers by 7.97
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
UY Fincorp
|
16.91
|
3.62
|
22.74
|
3.11
|
1.32
|
|
Peer Median
|
8.93
|
10.78
|
8.66
|
3.91
|
--
|
ROA
16.12
Higher than Peers by 13.42
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
UY Fincorp
|
16.12
|
3.50
|
21.22
|
2.67
|
1.12
|
|
Peer Median
|
2.70
|
3.50
|
2.67
|
1.71
|
--
|
EBIT Margin
39.00
Lower than Peers by 30.86
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
UY Fincorp
|
39.00
|
14.31
|
-12.22
|
17.84
|
1,947.89
|
|
Peer Median
|
69.86
|
61.18
|
97.28
|
57.74
|
--
|
Net Margin
28.91
Higher than Peers by 5.19
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
UY Fincorp
|
28.91
|
10.38
|
29.35
|
13.57
|
222.64
|
|
Peer Median
|
23.72
|
26.68
|
51.92
|
19.92
|
--
|
Cash Profit Margin
0.00
--
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
UY Fincorp
|
0.00
|
11.50
|
53.42
|
14.30
|
4.04
|
|
Peer Median
|
--
|
--
|
0.00
|
0.00
|
--
|
Revenue Growth
118.01
Higher than Peers by 99.46
Year on year growth in net sales
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
UY Fincorp
|
118.01
|
-8.87
|
119.27
|
-33.58
|
498.24
|
|
Peer Median
|
18.55
|
17.06
|
34.70
|
13.78
|
--
|
EBIT Growth
370.46
Higher than Peers by 352.95
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
UY Fincorp
|
370.46
|
206.74
|
-250.23
|
139.31
|
-65.81
|
|
Peer Median
|
17.51
|
15.67
|
38.04
|
29.81
|
--
|
Net Profit Growth
119.69
Higher than Peers by 101.06
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
UY Fincorp
|
119.69
|
-81.94
|
738.20
|
141.05
|
-66.14
|
|
Peer Median
|
18.63
|
11.48
|
49.18
|
49.38
|
--
|
EPS Growth
391.07
Higher than Peers by 383.87
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
UY Fincorp
|
391.07
|
-81.94
|
738.30
|
141.03
|
-66.14
|
|
Peer Median
|
7.20
|
-3.51
|
50.00
|
46.43
|
--
|
Book Value Growth
--
--
Year on year growth in book value per share
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
UY Fincorp
|
--
|
3.67
|
25.69
|
3.16
|
1.33
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
--
--
Total debt / Net worth
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
UY Fincorp
|
--
|
0.02
|
0.00
|
0.00
|
0.06
|
|
Peer Median
|
--
|
2.00
|
1.60
|
0.41
|
--
|
Short term debt to equity ratio
0.01
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
UY Fincorp
|
0.01
|
0.00
|
0.00
|
0.00
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
28.84
Higher than Peers by 27.40
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
UY Fincorp
|
28.84
|
114.71
|
104.14
|
110.71
|
52.01
|
|
Peer Median
|
1.44
|
4.14
|
2.82
|
3.70
|
--
|
Quick Ratio
28.84
Higher than Peers by 27.40
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
UY Fincorp
|
28.84
|
109.73
|
99.48
|
179.63
|
48.32
|
|
Peer Median
|
1.44
|
1.54
|
1.36
|
1.66
|
--
|
Interest Coverage
149.27
Higher than Peers by 147.36
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
UY Fincorp
|
149.27
|
19.71
|
1,029.98
|
35.32
|
4.80
|
|
Peer Median
|
1.92
|
1.98
|
2.17
|
2.17
|
--
|
Valuation
Price / Earnings
6.06
Lower than Peers by 16.46
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
UY Fincorp
|
6.06
|
26.96
|
7.09
|
31.93
|
85.08
|
|
Peer Median
|
22.53
|
20.09
|
19.35
|
28.54
|
--
|
Price / Book Value
0.92
Lower than Peers by 1.12
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
UY Fincorp
|
0.92
|
0.96
|
1.45
|
0.98
|
1.11
|
|
Peer Median
|
2.04
|
1.53
|
1.83
|
1.10
|
--
|
Dividend Yield
--
--
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
UY Fincorp
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
0.13
|
0.05
|
0.16
|
--
|
--
|
EV/EBITDA
4.36
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
UY Fincorp
|
4.36
|
16.61
|
5.44
|
21.33
|
51.23
|
|
Peer Median
|
--
|
13.42
|
23.06
|
17.63
|
--
|
Market Cap
376
Lower than Peers by 8,669
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
UY Fincorp
|
376
|
316
|
460
|
247
|
273
|
|
Peer Median
|
9,044
|
3,133
|
4,482
|
525
|
--
|