UY Fincorp Peer Comparison

NSE: UYFINCORP | BSE: 530579

₹20.12

₹0.26 (1.31%)

As on 26-Aug-2026IST

Market cap

₹376 Cr

Revenue (TTM)

₹212 Cr

P/E Ratio

6.1

P/B Ratio

0.9

Div. Yield

0 %

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	UY Fincorp	Manappuram Finance	Tata Investment	CreditAccess Grameen	IFCI
Market cap (₹ Cr)	376	34,474	32,647	23,124	23,018
Revenue (₹ Cr)	212	10,285	404	6,380	1,986
Net Profit (₹ Cr)	61.93	1,445.41	305.93	1,210.84	432.55
Net Margin (%)	28.91	14.02	74.72	18.97	21.13
RoE (%)	16.91	10.08	1.41	16.14	1.91
Price to Earnings	6.07	23.78	75.77	19.10	131.96
Price-To-Book	0.92	2.14	1.11	2.80	2.56

Income Statement (₹ Cr)

	UY Fincorp	Manappuram Finance	Tata Investment	CreditAccess Grameen	IFCI
Operating Income	111.05	10,011.20	305.08	5,752.33	1,876.10
Other Income	1.95	19.94	1.13	3.81	414.82
Total Income	112.99	10,031.14	306.22	5,756.14	2,290.92
Interest Expense	0.91	3,540.93	0.16	1,954.98	535.04
PBT & Exceptional Items	16.94	1,665.63	265.52	708.87	751.98
Operating Expenses	94.10	4,557.21	38.87	3,030.07	920.56
Exceptional Income/Expenses	--	--	--	--	-2.95
Profit before Tax	16.94	1,665.63	368.47	708.87	749.03
Taxes	5.21	461.76	56.38	177.47	400.42
Profit after Tax	11.73	1,203.87	312.09	531.40	348.61
Minority Interest	--	16.68	--	--	6,388.42
Share of Associate	--	--	--	--	--
Consolidated Profit	11.73	1,216.15	312.09	531.40	171.04

	UY Fincorp	Manappuram Finance	Tata Investment	CreditAccess Grameen	IFCI
Shareholder's Funds	329.65	12,432.19	31,090.77	6,955.97	8,690.75
Minority Interest	--	16.68	--	--	6,388.42
Non-Current Liabilities	11.12	16,817.88	3,937.57	10,906.12	7,983.59
Current Liabilities	2.77	24,908.37	72.05	11,117.30	2,661.01
Total Liabilities	344.84	54,550.48	35,100.39	29,334.64	25,723.77

	UY Fincorp	Manappuram Finance	Tata Investment	CreditAccess Grameen	IFCI
Non-Current Assets	26.19	44,123.36	34,144.57	26,187.41	18,343.53
Current Assets	317.36	10,051.76	955.82	2,791.98	7,329.76
Total Assets	344.84	54,550.48	35,100.39	29,334.64	25,723.77
Contingent Liabilities	0.45	196.39	--	4.00	243.48

	UY Fincorp	Manappuram Finance	Tata Investment	CreditAccess Grameen	IFCI
Cash From Operating Activities	7.09	-466.57	206.21	1,125.24	-983.74
Cash Flow from Investing Activities	5.77	-124.80	-165.99	708.34	-69.73
Cash from Financing Activities	-5.41	1,132.34	-142.63	-1,669.38	415.28
Net Cash Inflow / Outflow	7.45	540.97	-102.41	164.20	-638.19

	UY Fincorp	Manappuram Finance	Tata Investment	CreditAccess Grameen	IFCI
ROCE (%)	5.46	11.25	1.21	9.55	11.51
ROE (%)	3.62	10.04	1.02	7.90	5.48
ROA (%)	3.50	2.39	0.92	1.80	1.56
EBIT Margin (%)	17.01	54.68	87.63	47.39	73.04
Net Margin (%)	10.38	12.00	101.92	9.23	15.22
Cash Profit Margin (%)	11.50	14.70	102.84	10.32	23.02

	UY Fincorp	Manappuram Finance	Tata Investment	CreditAccess Grameen	IFCI
Revenue Growth (%)	-8.87	13.15	-20.37	11.34	-5.56
EBIT Growth (%)	-77.68	-9.84	-24.27	-26.89	-2.10
Net Profit Growth (%)	-81.94	-45.22	-18.93	-63.25	44.62
EPS Growth (%)	-81.94	-44.43	-18.93	-63.33	52.49
Book Value Growth (%)	3.67	7.66	3.76	5.63	115.42

	UY Fincorp	Manappuram Finance	Tata Investment	CreditAccess Grameen	IFCI
Price / Earnings	26.96	16.19	10.24	28.63	67.86
Price / Book Value	0.96	1.58	1.03	2.20	1.34
Dividend Yield (%)	0.00	1.72	0.43	0.00	0.00
EV/EBITDA	16.61	9.40	119.45	12.59	7.16
Market Cap (₹ Cr)	316.18	19,684.03	31,951.18	15,214.34	11,607.06

	UY Fincorp	Manappuram Finance	Tata Investment	CreditAccess Grameen	IFCI
Debt to Equity	0.02	2.85	0.00	2.96	0.43
Short term debt to equity ratio	0.00	1.53	--	1.50	--
Current Ratio	114.71	0.40	13.27	0.25	2.75
Quick Ratio	109.73	0.40	13.27	0.25	2.73
Interest Coverage	19.71	1.47	2,306.84	1.36	2.40

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.