UY Fincorp Peer Comparison

NSE: UYFINCORP | BSE: 530579

₹19.24

₹-0.14 (-0.72%)

As on 22-Sep-2026 10:28IST

Market cap

₹371 Cr

Revenue (TTM)

₹212 Cr

P/E Ratio

P/B Ratio

0.9

Div. Yield

0 %

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	UY Fincorp	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Market cap (₹ Cr)	371	34,428	29,645	25,839	22,370
Revenue (₹ Cr)	212	404	10,285	5,303	6,380
Net Profit (₹ Cr)	61.93	305.93	1,445.41	1,127.63	1,210.84
Net Margin (%)	28.91	74.72	14.02	21.20	18.97
RoE (%)	16.91	1.41	10.08	16.25	16.14
Price to Earnings	5.99	79.90	20.45	22.91	18.47
Price-To-Book	0.91	1.17	1.84	3.44	2.71

Income Statement (₹ Cr)

	UY Fincorp	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Operating Income	111.05	305.08	10,011.20	3,247.93	5,752.33
Other Income	1.95	1.13	19.94	3.06	3.81
Total Income	112.99	306.22	10,031.14	3,250.99	5,756.14
Interest Expense	0.91	0.16	3,540.93	1,273.78	1,954.98
PBT & Exceptional Items	16.94	265.52	1,665.63	633.32	708.87
Operating Expenses	94.10	38.87	4,557.21	1,242.18	3,030.07
Exceptional Income/Expenses	--	--	--	--	--
Profit before Tax	16.94	368.47	1,665.63	633.32	708.87
Taxes	5.21	56.38	461.76	154.79	177.47
Profit after Tax	11.73	312.09	1,203.87	478.53	531.40
Minority Interest	--	--	16.68	--	--
Share of Associate	--	--	--	--	--
Consolidated Profit	11.73	312.09	1,216.15	478.53	531.40

	UY Fincorp	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Shareholder's Funds	329.65	31,090.77	12,432.19	4,304.10	6,955.97
Minority Interest	--	--	16.68	--	--
Non-Current Liabilities	11.12	3,937.57	16,817.88	12,012.16	10,906.12
Current Liabilities	2.77	72.05	24,908.37	5,084.86	11,117.30
Total Liabilities	344.84	35,100.39	54,550.48	21,485.87	29,334.64

	UY Fincorp	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Non-Current Assets	26.19	34,144.57	44,123.36	19,271.23	26,187.41
Current Assets	317.36	955.82	10,051.76	2,129.90	2,791.98
Total Assets	344.84	35,100.39	54,550.48	21,485.87	29,334.64
Contingent Liabilities	0.45	--	196.39	7.21	4.00

	UY Fincorp	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Cash From Operating Activities	7.09	206.21	-466.57	-4,312.62	1,125.24
Cash Flow from Investing Activities	5.77	-165.99	-124.80	61.87	708.34
Cash from Financing Activities	-5.41	-142.63	1,132.34	5,117.65	-1,669.38
Net Cash Inflow / Outflow	7.45	-102.41	540.97	866.90	164.20

	UY Fincorp	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
ROCE (%)	5.46	1.21	11.25	11.18	9.55
ROE (%)	3.62	1.02	10.04	11.86	7.90
ROA (%)	3.50	0.92	2.39	2.59	1.80
EBIT Margin (%)	17.01	87.63	54.68	61.85	47.39
Net Margin (%)	10.38	101.92	12.00	14.72	9.23
Cash Profit Margin (%)	11.50	102.84	14.70	17.87	10.32

	UY Fincorp	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Revenue Growth (%)	-8.87	-20.37	13.15	40.42	11.34
EBIT Growth (%)	-77.68	-24.27	-9.84	55.60	-26.89
Net Profit Growth (%)	-81.94	-18.93	-45.22	71.27	-63.25
EPS Growth (%)	-81.94	-18.93	-44.43	71.23	-63.33
Book Value Growth (%)	3.67	3.76	7.66	12.13	5.63

	UY Fincorp	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Price / Earnings	26.96	10.24	16.19	29.37	28.63
Price / Book Value	0.96	1.03	1.58	3.29	2.20
Dividend Yield (%)	0.00	0.43	1.72	0.12	0.00
EV/EBITDA	16.61	119.45	9.40	13.99	12.59
Market Cap (₹ Cr)	316.18	31,951.18	19,684.03	14,056.08	15,214.34

	UY Fincorp	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Debt to Equity	0.02	0.00	2.85	3.65	2.96
Short term debt to equity ratio	0.00	--	1.53	0.98	1.50
Current Ratio	114.71	13.27	0.40	0.42	0.25
Quick Ratio	109.73	13.27	0.40	0.42	0.25
Interest Coverage	19.71	2,306.84	1.47	1.50	1.36

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.