The Federal Bank Key Ratios
NSE: FEDERALBNK | BSE: 500469
₹340.90
As on 23-Oct-2026IST
Market cap
₹84,078 Cr
Revenue (TTM)
₹31,552 Cr
P/E Ratio
16.2
P/B Ratio
2
Div. Yield
0.4 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Interest Income | 6.63 | 16.17 | 9.78 | 14.81 | 17.29 |
| Interest Expended | 5.42 | 7.99 | 0.71 | 13.73 | 17.66 |
| Net Interest Income | 8.29 | 29.16 | 24.98 | 16.33 | 16.82 |
| EPS | 19.09 | 50.27 | 30.98 | 7.62 | 19.03 |
| Book Value | -- | -- | 11.00 | 14.30 | 13.55 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Mar-26 | Mar-25 |
| Net NPAs
| 0.41 | -- | 0.00 | -- | -- |
| Net Interest Margin
| 2.87 | 3.09 | 0.00 | 3.13 | 3.06 |
| Net Margin
| 13.66 | 13.69 | 14.74 | 13.08 | 13.12 |
| Return on equity
| 13.12 | 13.34 | 12.54 | 12.29 | 13.00 |
| Return on Assets
| 1.22 | 1.19 | 1.33 | 1.18 | 1.24 |
Income Statement
Provisions and Contingencies
--
--
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
The Federal Bank
|
--
|
1,756.87
|
1,501.87
|
1,028.11
|
1,201.36
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Profitability
Yield on Advances
--
--
Interest Earned as per cent of total advances
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
The Federal Bank
|
--
|
10.70
|
11.47
|
10.80
|
9.79
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Yield on Investments
--
--
(Interest on investments + net profit on investments) / total investments
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
The Federal Bank
|
--
|
6.72
|
7.27
|
6.47
|
5.90
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Interest Spread
--
--
[Interest Earned / Advances * 100] - [ Interest expended / (borrowings + deposits) * 100]
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
The Federal Bank
|
--
|
5.57
|
5.89
|
5.58
|
5.61
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
NIM
--
--
(Interest earned - Interest expended) / (Cash and balance with RBI + Bank call money + Investments + Advances) * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
The Federal Bank
|
--
|
3.13
|
3.06
|
3.04
|
3.15
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
12.54
Lower than Peers by 0.72
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
The Federal Bank
|
12.54
|
12.29
|
13.00
|
15.04
|
15.36
|
|
Peer Median
|
13.26
|
13.25
|
15.04
|
--
|
--
|
ROA
1.33
Higher than Peers by 0.20
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
The Federal Bank
|
1.33
|
1.18
|
1.24
|
1.34
|
1.29
|
|
Peer Median
|
1.13
|
1.13
|
1.16
|
--
|
--
|
Cost to Income Ratio
--
--
Operating expenses / (Interest earned - Interest Expended + Other Income) * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
The Federal Bank
|
--
|
52.52
|
54.81
|
55.07
|
50.73
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Revenue Growth
9.78
Lower than Peers by 3.27
Year on year growth in net sales
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
The Federal Bank
|
9.78
|
5.58
|
19.27
|
32.30
|
23.85
|
|
Peer Median
|
13.05
|
9.62
|
13.29
|
--
|
--
|
EBIT Growth
60.51
--
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
The Federal Bank
|
60.51
|
20.40
|
17.87
|
9.07
|
28.11
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Net Profit Growth
24.98
Higher than Peers by 5.71
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
The Federal Bank
|
24.98
|
6.71
|
6.98
|
23.67
|
61.58
|
|
Peer Median
|
19.27
|
19.32
|
17.87
|
--
|
--
|
EPS Growth
30.98
Higher than Peers by 17.17
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
The Federal Bank
|
30.98
|
4.16
|
7.38
|
5.39
|
59.71
|
|
Peer Median
|
13.81
|
16.81
|
10.58
|
--
|
--
|
Book Value Growth
--
--
Year on year growth in book value per share
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
The Federal Bank
|
--
|
11.38
|
14.70
|
36.10
|
14.89
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
16.20
Higher than Peers by 6.55
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
The Federal Bank
|
16.20
|
14.71
|
11.39
|
9.53
|
8.84
|
|
Peer Median
|
9.65
|
10.00
|
9.38
|
--
|
--
|
Price / Book Value
2.04
Higher than Peers by 0.75
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
The Federal Bank
|
2.04
|
1.66
|
1.37
|
1.22
|
1.27
|
|
Peer Median
|
1.29
|
1.25
|
1.38
|
--
|
--
|
Dividend Yield
0.35
Lower than Peers by 0.35
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
The Federal Bank
|
0.35
|
0.46
|
0.62
|
0.80
|
0.76
|
|
Peer Median
|
0.70
|
0.68
|
1.14
|
--
|
--
|
EV/EBITDA
11.39
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
The Federal Bank
|
11.39
|
12.39
|
12.28
|
11.18
|
10.64
|
|
Peer Median
|
--
|
8.66
|
4.40
|
--
|
--
|
Market Cap
84,078
Higher than Peers by 17,851
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
The Federal Bank
|
84,078
|
63,912
|
47,336
|
36,567
|
27,988
|
|
Peer Median
|
66,227
|
63,297
|
60,073
|
--
|
--
|