The Federal Bank Financials
NSE: FEDERALBNK | BSE: 500469
₹340.55
As on 16-Sep-2026 15:09IST
Market cap
₹84,561 Cr
Revenue (TTM)
₹30,385 Cr
P/E Ratio
18.1
P/B Ratio
2.1
Div. Yield
0.4 %
Income Statement (₹ Cr) |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Interest Earned
|
30,384.84
|
29,674.10
|
28,106.08
|
23,565.48
|
17,811.78
|
14,381.53
|
|||||
|
Other Income
|
4,515.36
|
4,598.32
|
3,924.17
|
3,216.48
|
2,436.24
|
2,120.93
|
|||||
|
Total Income
|
34,900.20
|
34,272.42
|
32,030.25
|
26,781.95
|
20,248.01
|
16,502.46
|
|||||
|
Interest Expended
|
17,769.52
|
17,771.56
|
17,631.27
|
14,494.67
|
9,975.24
|
7,959.38
|
|||||
|
Operating Expenses
|
8,909.26
|
8,666.65
|
7,891.95
|
6,766.70
|
5,211.21
|
4,592.15
|
|||||
|
Operating Profit before Prov. & Cont.
|
8,221.42
|
7,834.22
|
6,507.03
|
5,520.58
|
5,061.57
|
3,950.94
|
|||||
|
Provisions and Contingencies
|
1,886.82
|
1,970.79
|
919.21
|
259.59
|
798.63
|
1,304.66
|
|||||
|
Profit Before Tax
|
6,334.60
|
5,863.43
|
5,587.82
|
5,261.00
|
4,262.94
|
2,646.28
|
|||||
|
Taxes
|
1,500.38
|
1,380.05
|
1,386.34
|
1,333.47
|
1,087.18
|
680.88
|
|||||
|
Profit after Tax
|
4,834.22
|
4,483.38
|
4,201.48
|
3,927.53
|
3,175.76
|
1,965.40
|
|||||
|
Minority Interest
|
-159.77
|
-147.33
|
-78.14
|
-126.16
|
-45.31
|
-27.75
|
|||||
|
Share of Associate
|
8.62
|
7.56
|
32.53
|
36.51
|
34.06
|
31.03
|
|||||
|
Consolidated Profit
|
4,683.07
|
4,343.62
|
4,155.88
|
3,837.87
|
3,164.51
|
1,968.67
|
Liabilities (₹ Cr) |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Shareholder's Funds
|
40,043.01
|
40,043.00
|
34,538.32
|
30,105.35
|
22,122.41
|
19,255.52
|
|||||
|
Minority Interest
|
-159.77
|
1,069.32
|
914.78
|
820.48
|
351.97
|
305.33
|
|||||
|
Deposits
|
3,13,490.89
|
3,13,490.89
|
2,83,483.62
|
2,52,455.01
|
2,12,988.50
|
1,81,677.52
|
|||||
|
Borrowings
|
33,193.25
|
33,193.26
|
32,595.83
|
25,159.62
|
25,861.98
|
19,587.39
|
|||||
|
Other Liabilities & Provisions
|
14,284.33
|
14,284.33
|
8,619.35
|
9,298.48
|
6,679.20
|
5,415.29
|
|||||
|
Total Liabilities
|
4,02,080.80
|
4,02,080.80
|
3,60,151.91
|
3,17,838.95
|
2,68,004.06
|
2,26,241.04
|
Assets (₹ Cr) |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Cash and Balance with Reserve Bank of India
|
15,576.77
|
15,576.77
|
20,360.98
|
11,509.12
|
12,604.24
|
16,066.11
|
|||||
|
Balances with Banks and Money at Call
|
11,320.55
|
11,320.55
|
11,236.15
|
7,684.71
|
5,199.69
|
5,069.99
|
|||||
|
Investments
|
76,471.45
|
76,471.45
|
66,057.68
|
61,043.12
|
48,702.24
|
39,065.19
|
|||||
|
Advances
|
2,77,380.66
|
2,77,380.66
|
2,44,995.36
|
2,18,110.28
|
1,81,956.75
|
1,49,951.46
|
|||||
|
Net Block
|
1,528.17
|
1,420.16
|
1,455.50
|
996.05
|
890.32
|
643.26
|
|||||
|
Other Assets
|
19,803.20
|
19,803.20
|
15,974.19
|
18,428.69
|
18,569.43
|
15,416.18
|
|||||
|
Miscellaneous Exp. Not Written Off
|
--
|
--
|
--
|
--
|
--
|
--
|
|||||
|
Total Assets
|
4,02,080.80
|
4,02,080.80
|
3,60,151.91
|
3,17,838.95
|
2,68,004.06
|
2,26,241.04
|
Cashflow (₹ Cr) |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Cash From Operating Activities
|
--
|
4,349.11
|
8,800.92
|
6,431.17
|
489.30
|
-7,773.65
|
|||||
|
Cash Flow from Investing Activities
|
--
|
-11,109.04
|
-3,794.30
|
-8,908.36
|
-9,843.74
|
907.73
|
|||||
|
Cash from Financing Activities
|
--
|
2,069.26
|
7,400.97
|
3,870.88
|
6,038.13
|
8,192.64
|
|||||
|
Net Cash Inflow / Outflow
|
--
|
-4,690.68
|
12,407.58
|
1,393.69
|
-3,316.32
|
1,326.72
|
Financials Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Adjusted EPS (₹)
|
18.94
|
17.63
|
16.92
|
15.76
|
14.95
|
9.36
|
|||||
|
Cash EPS (₹)
|
18.94
|
19.43
|
18.28
|
17.09
|
15.87
|
10.01
|
|||||
|
Adjusted Book Value (₹)
|
160.78
|
156.03
|
140.57
|
123.58
|
104.50
|
91.55
|
|||||
|
Dividend per Share (₹)
|
0.35
|
1.20
|
1.20
|
1.20
|
1.00
|
1.80
|
|||||
|
Cash Flow per Share (₹)
|
--
|
17.65
|
35.84
|
26.41
|
2.31
|
-36.97
|
|||||
|
Free Cash Flow per Share (₹)
|
--
|
7.65
|
30.08
|
23.99
|
-4.16
|
-44.76
|
Profitability Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Yield on Advances
|
--
|
10.70
|
11.47
|
10.80
|
9.79
|
9.59
|
|||||
|
Yield on Investments
|
--
|
6.72
|
7.27
|
6.47
|
5.90
|
6.92
|
|||||
|
Interest Spread
|
--
|
5.57
|
5.89
|
5.58
|
5.61
|
5.64
|
|||||
|
NIM (%)
|
--
|
3.13
|
3.06
|
3.04
|
3.15
|
3.06
|
|||||
|
ROE (%)
|
12.27
|
12.29
|
13.00
|
15.04
|
15.36
|
11.00
|
|||||
|
ROA (%)
|
1.27
|
1.18
|
1.24
|
1.34
|
1.29
|
0.91
|
|||||
|
Cost to Income Ratio
|
--
|
52.52
|
54.81
|
55.07
|
50.73
|
53.75
|
Growth Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Revenue Growth (%)
|
6.50
|
5.58
|
19.27
|
32.30
|
23.85
|
0.47
|
|||||
|
EBIT Growth (%)
|
49.18
|
20.40
|
17.87
|
9.07
|
28.11
|
-0.03
|
|||||
|
Net Profit Growth (%)
|
19.35
|
6.71
|
6.98
|
23.67
|
61.58
|
19.32
|
|||||
|
EPS Growth (%)
|
15.22
|
4.16
|
7.38
|
5.39
|
59.71
|
12.30
|
|||||
|
Book Value Growth (%)
|
--
|
11.38
|
14.70
|
36.10
|
14.89
|
16.68
|
Valuation Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Price / Earnings
|
18.06
|
14.71
|
11.39
|
9.53
|
8.84
|
10.40
|
|||||
|
Price / Book Value
|
2.13
|
1.66
|
1.37
|
1.22
|
1.27
|
1.06
|
|||||
|
Dividend Yield (%)
|
0.35
|
0.46
|
0.62
|
0.80
|
0.76
|
1.85
|
|||||
|
EV/EBITDA
|
12.43
|
12.39
|
12.28
|
11.18
|
10.64
|
10.14
|
|||||
|
Close Price (₹)
|
330.05
|
259.40
|
192.73
|
150.20
|
132.30
|
97.40
|
|||||
|
High Price (₹)
|
331.85
|
302.00
|
217.00
|
166.65
|
143.40
|
107.65
|
|||||
|
Low Price (₹)
|
185.11
|
182.60
|
148.00
|
120.90
|
82.50
|
70.00
|
|||||
|
Market Cap (₹ Cr)
|
84,560.77
|
63,912.09
|
47,336.26
|
36,566.55
|
27,987.65
|
20,467.80
|