Dhanlaxmi Bank Financials

NSE: DHANBANK | BSE: 532180

₹31.86

₹0.14 (0.44%)

As on 04-Sep-2026 15:57IST

Market cap

₹1,256 Cr

Revenue (TTM)

₹1,683 Cr

P/E Ratio

10.9

P/B Ratio

0.9

Div. Yield

0 %

Income Statement (₹ Cr)	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Interest Earned	1,683.08	1,601.48	1,319.88	1,206.99	1,071.24	916.64
Other Income	187.98	192.39	169.21	152.56	74.52	169.12
Total Income	1,871.06	1,793.87	1,489.08	1,359.55	1,145.75	1,085.76
Interest Expended	1,022.23	979.15	836.59	748.54	595.48	554.32
Operating Expenses	614.38	598.44	557.39	541.75	427.07	397.13
Operating Profit before Prov. & Cont.	234.45	216.28	95.10	69.26	123.20	134.30
Provisions and Contingencies	72.87	113.53	28.46	11.44	73.84	98.39
Profit Before Tax	161.58	102.75	66.64	57.82	49.36	35.90
Taxes	46.10	--	--	--	--	--
Profit after Tax	115.48	102.75	66.64	57.82	49.36	35.90
Minority Interest	--	--	--	--	--	--
Share of Associate	--	--	--	--	--	--
Consolidated Profit	115.48	102.75	66.64	57.82	49.36	35.90

Liabilities (₹ Cr)	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Shareholder's Funds	1,513.21	1,473.92	1,395.29	1,029.76	961.15	900.00
Minority Interest	--	--	--	--	--	--
Deposits	19,404.05	18,642.88	16,013.45	14,290.31	13,351.65	12,402.89
Borrowings	858.71	736.63	200.00	299.04	492.38	150.00
Other Liabilities & Provisions	350.27	384.23	328.20	342.78	326.95	342.87
Total Liabilities	22,126.24	21,237.66	17,936.94	15,961.89	15,132.13	13,795.76

Assets (₹ Cr)	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Cash and Balance with Reserve Bank of India	764.11	947.96	992.40	760.03	836.34	708.40
Balances with Banks and Money at Call	235.26	123.84	87.43	214.59	10.29	27.44
Investments	4,527.34	4,257.44	3,955.15	3,942.40	3,888.64	4,044.06
Advances	15,571.66	14,918.06	11,959.49	10,102.16	9,451.52	8,141.98
Net Block	322.96	283.50	266.42	266.51	250.86	221.00
Other Assets	704.91	700.31	660.91	668.37	687.77	652.88
Miscellaneous Exp. Not Written Off	--	--	--	--	--	--
Total Assets	22,126.24	21,237.66	17,936.94	15,961.89	15,132.13	13,795.76

Cashflow (₹ Cr)	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Cash From Operating Activities	--	631.49	-4.79	17.29	216.40	138.84
Cash Flow from Investing Activities	--	-789.51	-32.31	110.71	-105.61	-387.97
Cash from Financing Activities	--	150.00	142.29	--	--	--
Net Cash Inflow / Outflow	--	-8.02	105.20	128.00	110.79	-249.13

Financials Ratios	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Adjusted EPS (₹)	2.93	2.60	1.69	1.85	1.58	1.15
Cash EPS (₹)	2.93	3.36	2.33	2.66	2.26	1.79
Adjusted Book Value (₹)	34.16	33.17	31.33	27.90	25.68	24.42
Dividend per Share (₹)	--	--	--	--	--	--
Cash Flow per Share (₹)	--	16.00	-0.12	0.68	8.55	5.49
Free Cash Flow per Share (₹)	--	12.18	-1.88	-1.50	1.80	1.79

Profitability Ratios	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Yield on Advances	--	10.74	11.04	11.95	11.33	11.26
Yield on Investments	--	6.75	6.05	5.54	5.99	6.37
Interest Spread	--	5.68	5.88	6.82	7.03	6.84
NIM (%)	3.57	3.07	2.84	3.05	3.35	2.80
ROE (%)	7.82	8.07	6.33	6.92	6.32	4.83
ROA (%)	0.57	0.52	0.39	0.37	0.34	0.27
Cost to Income Ratio	--	73.45	85.42	88.66	77.61	74.73

Growth Ratios	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Revenue Growth (%)	21.80	21.34	9.35	12.67	16.87	-1.52
EBIT Growth (%)	203.89	127.41	37.31	-43.78	-8.26	56.47
Net Profit Growth (%)	26.48	54.18	15.25	17.14	37.48	-3.45
EPS Growth (%)	10.21	54.18	-8.90	17.14	37.48	-3.45
Book Value Growth (%)	7.73	5.86	42.08	8.66	5.13	5.03

Valuation Ratios	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Price / Earnings	10.87	7.62	17.57	14.64	7.41	8.73
Price / Book Value	0.93	0.60	0.95	1.20	0.46	0.41
Dividend Yield (%)	--	--	--	--	--	--
EV/EBITDA	4.45	7.03	14.41	19.39	6.96	3.45
Close Price (₹)	31.57	19.64	29.75	33.48	11.73	10.06
High Price (₹)	35.17	33.50	40.55	47.88	21.45	16.39
Low Price (₹)	19.45	19.45	22.00	11.04	8.52	9.45
Market Cap (₹ Cr)	1,255.54	783.13	1,170.73	1,043.68	365.61	313.49

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Income Statement (₹ Cr)