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Dhanlaxmi Bank Key Ratios

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NSE: DHANBANK | BSE: 532180

₹31.24

up-down-arrow ₹-0.03 (-0.10%)

As on 02-Nov-2026IST

Market cap

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₹1,235 Cr

Revenue (TTM)

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₹1,771 Cr

P/E Ratio

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8.8

P/B Ratio

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0.9

Div. Yield

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0 %

Key Ratios and Highlights

Growth Score (%) Quarterly Annual (TTM)
Particulars QoQ YoY 1-Year 3-Years 5-Years
Interest Income 4.85 22.82 23.25 15.69 14.56
Interest Expended 4.29 17.28 19.15 17.15 13.49
Net Interest Income 5.70 32.26 29.99 13.63 16.30
EPS 94.90 109.25 47.73 -0.01 32.23
Book Value -- -- 5.86 8.91 7.36
Key Ratios (%) Average Annual (TTM)
Particulars3-Years5-YearsTTMMar-26Mar-25
Net NPAs info 0.921.350.450.510.99
Net Interest Margin info 2.993.033.613.072.84
Net Margin info 4.824.417.145.734.48
Return on equity info 7.116.499.338.076.33
Return on Assets info 0.430.380.670.520.39

Income Statement

View Detailed Peer Comparison

Provisions and Contingencies

--

--

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Dhanlaxmi Bank
--
98.68
94.20
87.85
152.33
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Profitability

View Detailed Peer Comparison

Yield on Advances

--

--

Interest Earned as per cent of total advances

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Dhanlaxmi Bank
--
10.74
11.04
11.95
11.33
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Yield on Investments

--

--

(Interest on investments + net profit on investments) / total investments

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Dhanlaxmi Bank
--
6.75
6.05
5.54
5.99
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Interest Spread

--

--

[Interest Earned / Advances * 100] - [ Interest expended / (borrowings + deposits) * 100]

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Dhanlaxmi Bank
--
5.68
5.88
6.82
7.03
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
NIM

3.61

--

(Interest earned - Interest expended) / (Cash and balance with RBI + Bank call money + Investments + Advances) * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Dhanlaxmi Bank
3.61
3.07
2.84
3.05
3.35
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROE

9.33

Lower than Peers by 4.00

Profit after tax / Average Net worth * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Dhanlaxmi Bank
9.33
8.07
6.33
6.92
6.32
Peer Median
13.34
13.26
15.04
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROA

0.67

Lower than Peers by 0.47

Profit after tax / Average Total assets * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Dhanlaxmi Bank
0.67
0.52
0.39
0.37
0.34
Peer Median
1.14
1.18
1.16
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Cost to Income Ratio

--

--

Operating expenses / (Interest earned - Interest Expended + Other Income) * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Dhanlaxmi Bank
--
73.45
85.42
88.66
77.61
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Growth

View Detailed Peer Comparison

Revenue Growth

23.25

Higher than Peers by 10.16

Year on year growth in net sales

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Dhanlaxmi Bank
23.25
21.34
9.35
12.67
16.87
Peer Median
13.09
9.47
13.29
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Growth

332.03

--

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Dhanlaxmi Bank
332.03
127.41
37.31
-43.78
-8.26
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Profit Growth

29.99

Higher than Peers by 9.87

Year on year growth in profit after tax

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Dhanlaxmi Bank
29.99
54.18
15.25
17.14
37.48
Peer Median
20.11
18.23
17.87
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EPS Growth

47.73

Higher than Peers by 33.47

Year on year growth in earnings per share

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Dhanlaxmi Bank
47.73
54.18
-8.90
17.14
37.48
Peer Median
14.26
18.99
10.58
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Book Value Growth

8.88

--

Year on year growth in book value per share

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Dhanlaxmi Bank
8.88
5.86
42.08
8.66
5.13
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Valuation

View Detailed Peer Comparison

Price / Earnings

8.77

Lower than Peers by 0.24

Current share price divided by earning per share in the last twelve months

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Dhanlaxmi Bank
8.77
7.62
17.57
14.64
7.41
Peer Median
9.01
9.01
9.38
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Price / Book Value

0.90

Lower than Peers by 0.37

Current share price divided by book value per share in the latest financial year

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Dhanlaxmi Bank
0.90
0.60
0.95
1.20
0.46
Peer Median
1.27
1.27
1.38
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Dividend Yield

--

--

Dividend per share in the past twelve months divided by current share price

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Dhanlaxmi Bank
--
--
--
--
--
Peer Median
0.76
0.76
1.14
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EV/EBITDA

3.71

--

Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Dhanlaxmi Bank
3.71
7.03
14.41
19.39
6.96
Peer Median
--
11.95
4.40
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Market Cap

1,235

Lower than Peers by 63,929

Current Share price multiplied by latest total number of shares outstanding

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Dhanlaxmi Bank
1,235
783
1,171
1,044
366
Peer Median
65,164
63,453
60,073
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
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