Dhanlaxmi Bank Peer Comparison
NSE: DHANBANK | BSE: 532180
₹31.24
As on 02-Nov-2026IST
Market cap
₹1,235 Cr
Revenue (TTM)
₹1,771 Cr
P/E Ratio
8.8
P/B Ratio
0.9
Div. Yield
0 %
| Dhanlaxmi Bank | RBL Bank | Karur Vysya Bank | Central Bank | City Union Bank | |
|---|---|---|---|---|---|
Market cap (₹ Cr) |
1,235 | 54,814 | 33,231 | 26,684 | 20,816 |
Interest Income (₹ Cr) |
1,771 | 15,550 | 11,983 | 38,888 | 7,689 |
Net Interest Income (₹ Cr) |
706.64 | 7,116.41 | 5,518.14 | 15,638.71 | 3,230.91 |
NIM (%) |
3.61 | -- | 4.26 | -- | -- |
RoA (%) |
0.67 | 0.64 | 2.11 | 0.87 | 1.59 |
Price to Earnings |
8.77 | 45.49 | 11.23 | 5.54 | 13.97 |
Price-To-Book |
0.90 | 1.27 | 2.16 | 0.71 | 1.86 |
Income Statement (₹ Cr)
| Dhanlaxmi Bank | RBL Bank | Karur Vysya Bank | Central Bank | City Union Bank | |
|---|---|---|---|---|---|
|
Interest Earned
|
1,770.62 | 15,549.99 | 11,982.65 | 38,887.57 | 7,688.54 |
|
Other Income
|
200.88 | 4,123.71 | 2,001.35 | 5,467.24 | 1,129.62 |
|
Total Income
|
1,971.50 | 19,673.70 | 13,984.00 | 44,354.81 | 8,818.16 |
|
Interest Expended
|
1,063.98 | 8,433.58 | 6,464.51 | 23,248.86 | 4,457.63 |
|
Operating Expenses
|
631.44 | 7,013.57 | 3,009.59 | 12,219.04 | 2,026.31 |
|
Operating Profit before Prov. & Cont.
|
216.28 | 3,365.60 | 4,074.98 | 8,607.03 | 2,014.23 |
|
Provisions and Contingencies
|
73.57 | 2,683.40 | 571.25 | 2,179.01 | 414.00 |
|
Profit Before Tax
|
102.75 | 1,105.99 | 3,320.05 | 4,483.52 | 1,671.23 |
|
Taxes
|
61.68 | 338.19 | 980.34 | 1,900.32 | 430.00 |
|
Profit after Tax
|
140.83 | 1,204.96 | 2,958.31 | 4,807.58 | 1,490.21 |
|
Minority Interest
|
0.00 | 0.00 | 0.00 | -6.51 | 0.00 |
|
Share of Associate
|
0.00 | 0.00 | 0.00 | 18.06 | 0.00 |
|
Consolidated Profit
|
140.83 | 1,204.96 | 2,958.31 | 4,819.13 | 1,490.21 |
Liabilities (₹ Cr)
| Dhanlaxmi Bank | RBL Bank | Karur Vysya Bank | Central Bank | City Union Bank | |
|---|---|---|---|---|---|
|
Shareholder's Funds
|
1,543.33 | 43,453.95 | 15,392.90 | 41,638.52 | 11,192.45 |
|
Minority Interest
|
0.00 | 0.00 | 0.00 | -6.51 | 0.00 |
|
Deposits
|
20,551.48 | 1,56,103.79 | 1,28,123.29 | 5,08,862.56 | 83,893.12 |
|
Borrowings
|
301.13 | 13,371.78 | 2,320.91 | 38,908.14 | 5,280.39 |
|
Other Liabilities & Provisions
|
382.76 | 9,359.15 | 4,993.62 | 9,517.52 | 3,096.44 |
|
Total Liabilities
|
21,237.66 | 1,80,746.93 | 1,36,603.09 | 5,51,079.15 | 97,024.40 |
Assets (₹ Cr)
| Dhanlaxmi Bank | RBL Bank | Karur Vysya Bank | Central Bank | City Union Bank | |
|---|---|---|---|---|---|
|
Cash and Balance with Reserve Bank of India
|
941.40 | 10,246.82 | 5,691.06 | 17,809.55 | 4,000.37 |
|
Balances with Banks and Money at Call
|
154.27 | 15,548.08 | 1,968.98 | 25,135.09 | 4,325.04 |
|
Investments
|
4,856.57 | 42,782.76 | 27,731.35 | 1,64,474.70 | 20,203.84 |
|
Advances
|
15,738.28 | 1,42,314.08 | 1,11,015.22 | 3,74,377.36 | 71,742.67 |
|
Net Block
|
283.50 | 601.77 | 454.81 | 5,201.69 | 468.53 |
|
Other Assets
|
717.88 | 10,803.77 | 3,911.50 | 12,052.98 | 2,639.96 |
|
Miscellaneous Exp. Not Written Off
|
-- | -- | -- | -- | -- |
|
Total Assets
|
21,237.66 | 1,80,746.93 | 1,36,603.09 | 5,51,079.15 | 97,024.40 |
Cashflow (₹ Cr)
| Dhanlaxmi Bank | RBL Bank | Karur Vysya Bank | Central Bank | City Union Bank | |
|---|---|---|---|---|---|
|
Cash From Operating Activities
|
631.49 | 7,612.27 | -553.95 | 2,803.99 | 802.47 |
|
Cash Flow from Investing Activities
|
-789.51 | -224.91 | -1,745.12 | -453.87 | -207.85 |
|
Cash from Financing Activities
|
150.00 | 3,159.95 | -205.01 | -712.82 | 3,041.91 |
|
Net Cash Inflow / Outflow
|
-8.02 | 10,547.31 | -2,504.08 | 1,637.30 | 3,636.53 |
Ratios
Profitability Ratios
| Dhanlaxmi Bank | RBL Bank | Karur Vysya Bank | Central Bank | City Union Bank | |
|---|---|---|---|---|---|
|
Yield on Advances
|
10.74 | 12.55 | 11.28 | 10.69 | 10.43 |
|
Yield on Investments
|
6.75 | 7.93 | 7.05 | 7.20 | 6.72 |
|
Interest Spread
|
5.68 | 7.43 | 6.09 | 6.31 | 5.60 |
|
NIM (%)
|
3.61 | 0.00 | 4.26 | 0.00 | 0.00 |
|
ROE (%)
|
9.33 | 4.00 | 20.06 | 11.95 | 13.70 |
|
ROA (%)
|
0.67 | 0.64 | 2.11 | 0.87 | 1.59 |
|
Cost to Income Ratio
|
73.45 | 67.91 | 41.98 | 58.33 | 47.93 |
Growth Ratios
| Dhanlaxmi Bank | RBL Bank | Karur Vysya Bank | Central Bank | City Union Bank | |
|---|---|---|---|---|---|
|
Revenue Growth (%)
|
23.25 | 11.37 | 15.43 | 12.41 | 22.63 |
|
EBIT Growth (%)
|
127.41 | -7.90 | 26.85 | 5.28 | 19.99 |
|
Net Profit Growth (%)
|
67.24 | 122.73 | 40.55 | 7.07 | 23.31 |
|
EPS Growth (%)
|
47.74 | 39.54 | 22.65 | 5.57 | 6.54 |
|
Book Value Growth (%)
|
8.88 | 6.77 | 0.26 | 6.62 | 11.60 |
Valuation Ratios
| Dhanlaxmi Bank | RBL Bank | Karur Vysya Bank | Central Bank | City Union Bank | |
|---|---|---|---|---|---|
|
Price / Earnings
|
8.77 | 45.49 | 11.23 | 5.54 | 13.97 |
|
Price / Book Value
|
0.90 | 1.27 | 2.16 | 0.71 | 1.86 |
|
Dividend Yield (%)
|
0.00 | 0.28 | 0.76 | 4.07 | 0.72 |
|
EV/EBITDA
|
11.96 | 472.04 | 12.18 | 6.05 | 14.29 |
|
Market Cap (₹ Cr)
|
783.13 | 17,916.63 | 27,940.59 | 28,467.59 | 17,825.64 |