Dhanlaxmi Bank Peer Comparison
NSE: DHANBANK | BSE: 532180
₹32.72
As on 27-Aug-2026IST
Market cap
₹1,290 Cr
Revenue (TTM)
₹1,683 Cr
P/E Ratio
11.2
P/B Ratio
0.9
Div. Yield
0 %
| Dhanlaxmi Bank | RBL Bank | Karur Vysya Bank | Central Bank | City Union Bank | |
|---|---|---|---|---|---|
Market cap (₹ Cr) |
1,290 | 59,510 | 33,400 | 27,724 | 22,719 |
Interest Income (₹ Cr) |
1,683 | 14,736 | 11,555 | 37,270 | 7,249 |
Net Interest Income (₹ Cr) |
660.85 | 6,536.59 | 5,281.95 | 14,771.97 | 3,024.68 |
NIM (%) |
3.57 | -- | 4.26 | -- | 3.78 |
RoA (%) |
0.57 | 0.55 | 2.14 | 0.87 | 1.61 |
Price to Earnings |
11.17 | 66.19 | 12.17 | 6.07 | 16.19 |
Price-To-Book |
0.85 | 1.39 | 2.25 | 0.75 | 2.07 |
Income Statement (₹ Cr)
| Dhanlaxmi Bank | RBL Bank | Karur Vysya Bank | Central Bank | City Union Bank | |
|---|---|---|---|---|---|
|
Interest Earned
|
1,683.08 | 14,735.81 | 11,555.22 | 37,270.22 | 7,249.41 |
|
Other Income
|
187.98 | 3,977.83 | 2,078.86 | 5,593.93 | 1,038.54 |
|
Total Income
|
1,871.06 | 18,713.64 | 13,634.08 | 42,864.15 | 8,287.96 |
|
Interest Expended
|
1,022.23 | 8,199.22 | 6,273.27 | 22,498.25 | 4,224.74 |
|
Operating Expenses
|
614.38 | 6,959.61 | 2,995.73 | 11,962.89 | 1,919.34 |
|
Operating Profit before Prov. & Cont.
|
95.10 | 3,654.46 | 3,212.33 | 8,175.10 | 1,678.63 |
|
Provisions and Contingencies
|
72.87 | 2,416.57 | 727.09 | 1,930.89 | 351.00 |
|
Profit Before Tax
|
66.64 | 695.80 | 2,590.73 | 3,817.80 | 1,416.63 |
|
Taxes
|
46.10 | 239.18 | 893.41 | 1,920.12 | 390.00 |
|
Profit after Tax
|
115.48 | 899.06 | 2,744.58 | 4,552.00 | 1,402.89 |
|
Minority Interest
|
0.00 | 0.00 | 0.00 | -6.31 | 0.00 |
|
Share of Associate
|
0.00 | 0.00 | 0.00 | 19.24 | 0.00 |
|
Consolidated Profit
|
115.48 | 899.06 | 2,744.58 | 4,564.93 | 1,402.89 |
Liabilities (₹ Cr)
| Dhanlaxmi Bank | RBL Bank | Karur Vysya Bank | Central Bank | City Union Bank | |
|---|---|---|---|---|---|
|
Shareholder's Funds
|
1,513.21 | 16,724.24 | 14,107.87 | 40,958.07 | 10,564.86 |
|
Minority Interest
|
0.00 | 0.00 | 0.00 | -6.31 | 0.00 |
|
Deposits
|
19,404.05 | 1,38,959.35 | 1,15,665.74 | 4,79,410.49 | 78,307.95 |
|
Borrowings
|
858.71 | 16,796.44 | 2,622.56 | 28,818.57 | 5,326.80 |
|
Other Liabilities & Provisions
|
350.27 | 8,266.89 | 4,206.92 | 9,322.64 | 2,824.78 |
|
Total Liabilities
|
17,936.94 | 1,46,772.11 | 1,19,367.42 | 4,80,456.84 | 77,623.21 |
Assets (₹ Cr)
| Dhanlaxmi Bank | RBL Bank | Karur Vysya Bank | Central Bank | City Union Bank | |
|---|---|---|---|---|---|
|
Cash and Balance with Reserve Bank of India
|
764.11 | 14,011.59 | 5,154.39 | 18,080.94 | 6,267.33 |
|
Balances with Banks and Money at Call
|
235.26 | 9,054.26 | 148.25 | 19,024.66 | 2,659.74 |
|
Investments
|
4,527.34 | 32,058.63 | 29,019.89 | 1,54,862.65 | 18,986.92 |
|
Advances
|
15,571.66 | 1,14,231.94 | 98,190.61 | 3,48,040.83 | 65,875.17 |
|
Net Block
|
266.42 | 637.53 | 451.14 | 5,214.03 | 322.34 |
|
Other Assets
|
704.91 | 10,768.22 | 3,588.33 | 13,368.09 | 2,766.70 |
|
Miscellaneous Exp. Not Written Off
|
-- | -- | -- | -- | -- |
|
Total Assets
|
17,936.94 | 1,46,772.11 | 1,19,367.42 | 4,80,456.84 | 77,623.21 |
Cashflow (₹ Cr)
| Dhanlaxmi Bank | RBL Bank | Karur Vysya Bank | Central Bank | City Union Bank | |
|---|---|---|---|---|---|
|
Cash From Operating Activities
|
-4.79 | -824.06 | 4,487.08 | -2,459.64 | 1,128.30 |
|
Cash Flow from Investing Activities
|
-32.31 | -280.74 | -2,150.80 | -450.77 | -119.69 |
|
Cash from Financing Activities
|
142.29 | -503.07 | -188.12 | 1,500.00 | -2,661.59 |
|
Net Cash Inflow / Outflow
|
105.20 | -1,607.86 | 2,148.16 | -1,410.41 | -1,652.98 |
Ratios
Profitability Ratios
| Dhanlaxmi Bank | RBL Bank | Karur Vysya Bank | Central Bank | City Union Bank | |
|---|---|---|---|---|---|
|
Yield on Advances
|
11.04 | 15.16 | 11.52 | 11.92 | 11.20 |
|
Yield on Investments
|
6.05 | 7.77 | 7.10 | 7.87 | 6.51 |
|
Interest Spread
|
5.88 | 9.08 | 6.28 | 7.36 | 5.85 |
|
NIM (%)
|
3.57 | 0.00 | 4.26 | 0.00 | 3.78 |
|
ROE (%)
|
7.82 | 5.47 | 20.40 | 11.35 | 13.69 |
|
ROA (%)
|
0.57 | 0.55 | 2.14 | 0.87 | 1.61 |
|
Cost to Income Ratio
|
85.42 | 64.32 | 47.25 | 58.35 | 47.77 |
Growth Ratios
| Dhanlaxmi Bank | RBL Bank | Karur Vysya Bank | Central Bank | City Union Bank | |
|---|---|---|---|---|---|
|
Revenue Growth (%)
|
21.80 | 5.37 | 16.02 | 9.45 | 19.81 |
|
EBIT Growth (%)
|
37.31 | 16.86 | 13.54 | 10.40 | 10.67 |
|
Net Profit Growth (%)
|
33.01 | 54.95 | 36.93 | 8.61 | 20.41 |
|
EPS Growth (%)
|
2.75 | 28.93 | 14.04 | 6.25 | 11.99 |
|
Book Value Growth (%)
|
7.73 | 5.30 | -1.50 | 16.51 | 12.68 |
Valuation Ratios
| Dhanlaxmi Bank | RBL Bank | Karur Vysya Bank | Central Bank | City Union Bank | |
|---|---|---|---|---|---|
|
Price / Earnings
|
11.17 | 66.19 | 12.17 | 6.07 | 16.19 |
|
Price / Book Value
|
0.85 | 1.39 | 2.25 | 0.75 | 2.07 |
|
Dividend Yield (%)
|
0.00 | 0.26 | 0.75 | 3.92 | 0.66 |
|
EV/EBITDA
|
8.82 | -125.86 | 13.44 | 7.74 | 17.30 |
|
Market Cap (₹ Cr)
|
1,170.73 | 10,567.34 | 16,834.95 | 38,630.48 | 11,644.75 |