Bank Of Baroda Key Ratios
NSE: BANKBARODA | BSE: 532134
₹242.50
As on 26-Aug-2026IST
Market cap
₹1,25,664 Cr
Revenue (TTM)
₹1,36,546 Cr
P/E Ratio
6.9
P/B Ratio
0.7
Div. Yield
3.5 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Interest Income | 1.74 | 6.84 | 4.61 | 10.05 | 13.40 |
| Interest Expended | 2.53 | 4.90 | 3.58 | 14.29 | 15.28 |
| Net Interest Income | 0.55 | 9.98 | 6.24 | 4.57 | 10.82 |
| EPS | -69.26 | -48.60 | -6.67 | 1.41 | 36.98 |
| Book Value | -- | -- | 13.22 | 16.44 | 15.02 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Mar-26 | Mar-25 |
| Net NPAs
| 0.57 | -- | 0.00 | -- | -- |
| Net Interest Margin
| 2.69 | 2.83 | 0.00 | 2.57 | 2.76 |
| Net Margin
| 14.07 | 12.16 | 11.08 | 12.42 | 13.38 |
| Return on equity
| 15.48 | 13.60 | 13.68 | 12.47 | 15.37 |
| Return on Assets
| 1.13 | 0.99 | 0.89 | 0.98 | 1.16 |
Income Statement
Provisions and Contingencies
--
--
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Bank Of Baroda
|
--
|
--
|
6,971.84
|
8,223.90
|
-2,361.91
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Profitability
Yield on Advances
--
--
Interest Earned as per cent of total advances
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Bank Of Baroda
|
--
|
9.32
|
10.34
|
10.87
|
9.81
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Yield on Investments
--
--
(Interest on investments + net profit on investments) / total investments
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Bank Of Baroda
|
--
|
7.30
|
7.67
|
7.45
|
6.63
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Interest Spread
--
--
[Interest Earned / Advances * 100] - [ Interest expended / (borrowings + deposits) * 100]
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Bank Of Baroda
|
--
|
4.89
|
5.55
|
6.09
|
6.09
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
NIM
--
--
(Interest earned - Interest expended) / (Cash and balance with RBI + Bank call money + Investments + Advances) * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Bank Of Baroda
|
--
|
2.57
|
2.76
|
3.04
|
3.04
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
13.68
Higher than Peers by 0.39
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Bank Of Baroda
|
13.68
|
12.47
|
15.37
|
16.38
|
14.92
|
|
Peer Median
|
13.28
|
13.26
|
15.04
|
--
|
--
|
ROA
0.89
Lower than Peers by 0.24
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Bank Of Baroda
|
0.89
|
0.98
|
1.16
|
1.16
|
1.03
|
|
Peer Median
|
1.14
|
1.18
|
1.16
|
--
|
--
|
Cost to Income Ratio
--
--
Operating expenses / (Interest earned - Interest Expended + Other Income) * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Bank Of Baroda
|
--
|
51.65
|
49.21
|
47.77
|
50.37
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Revenue Growth
4.61
Lower than Peers by 8.88
Year on year growth in net sales
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Bank Of Baroda
|
4.61
|
4.97
|
8.08
|
25.27
|
28.78
|
|
Peer Median
|
13.50
|
5.68
|
13.29
|
--
|
--
|
EBIT Growth
18.14
--
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Bank Of Baroda
|
18.14
|
-4.35
|
0.95
|
24.35
|
25.14
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Net Profit Growth
6.24
Lower than Peers by 14.20
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Bank Of Baroda
|
6.24
|
-4.80
|
11.13
|
25.34
|
90.75
|
|
Peer Median
|
20.44
|
17.67
|
17.87
|
--
|
--
|
EPS Growth
-6.67
Lower than Peers by 20.56
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Bank Of Baroda
|
-6.67
|
-4.20
|
10.38
|
25.91
|
89.88
|
|
Peer Median
|
13.90
|
14.04
|
10.58
|
--
|
--
|
Book Value Growth
--
--
Year on year growth in book value per share
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Bank Of Baroda
|
--
|
13.22
|
22.38
|
13.95
|
14.35
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
6.92
Lower than Peers by 3.78
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Bank Of Baroda
|
6.92
|
6.45
|
5.70
|
7.28
|
5.86
|
|
Peer Median
|
10.70
|
10.70
|
9.38
|
--
|
--
|
Price / Book Value
0.75
Lower than Peers by 0.63
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Bank Of Baroda
|
0.75
|
0.77
|
0.81
|
1.14
|
0.83
|
|
Peer Median
|
1.38
|
1.38
|
1.38
|
--
|
--
|
Dividend Yield
3.50
Higher than Peers by 2.79
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Bank Of Baroda
|
3.50
|
3.44
|
3.66
|
2.88
|
3.26
|
|
Peer Median
|
0.71
|
0.68
|
1.14
|
--
|
--
|
EV/EBITDA
6.05
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Bank Of Baroda
|
6.05
|
8.23
|
6.70
|
6.36
|
6.47
|
|
Peer Median
|
--
|
10.77
|
4.40
|
--
|
--
|
Market Cap
1,25,664
Higher than Peers by 47,594
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Bank Of Baroda
|
1,25,664
|
1,27,959
|
1,18,119
|
1,36,633
|
87,292
|
|
Peer Median
|
78,070
|
72,879
|
60,073
|
--
|
--
|