Bank Of Baroda Financials
NSE: BANKBARODA | BSE: 532134
₹242.50
As on 26-Aug-2026IST
Market cap
₹1,25,664 Cr
Revenue (TTM)
₹1,36,546 Cr
P/E Ratio
6.9
P/B Ratio
0.7
Div. Yield
3.5 %
Income Statement (₹ Cr) |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Interest Earned
|
1,36,546.33
|
1,34,298.12
|
1,27,944.77
|
1,18,379.22
|
94,502.62
|
73,385.46
|
|||||
|
Other Income
|
23,191.66
|
22,527.32
|
24,939.37
|
23,399.49
|
16,275.36
|
14,394.73
|
|||||
|
Total Income
|
1,59,737.99
|
1,56,825.44
|
1,52,884.14
|
1,41,778.70
|
1,10,777.98
|
87,780.19
|
|||||
|
Interest Expended
|
82,854.52
|
81,859.93
|
78,264.92
|
69,899.08
|
49,942.17
|
38,815.47
|
|||||
|
Operating Expenses
|
38,637.09
|
38,717.44
|
36,720.75
|
34,336.81
|
30,644.46
|
24,838.79
|
|||||
|
Operating Profit before Prov. & Cont.
|
38,246.38
|
36,248.07
|
37,898.46
|
37,542.82
|
30,191.34
|
24,125.92
|
|||||
|
Provisions and Contingencies
|
10,585.58
|
11,303.38
|
10,279.50
|
11,743.46
|
9,626.80
|
14,117.62
|
|||||
|
Profit Before Tax
|
21,980.57
|
24,944.69
|
27,618.96
|
25,799.35
|
20,564.55
|
10,008.30
|
|||||
|
Taxes
|
4,282.70
|
5,467.53
|
7,159.61
|
7,389.71
|
5,876.67
|
2,308.07
|
|||||
|
Profit after Tax
|
17,697.87
|
19,477.16
|
20,459.35
|
18,409.64
|
14,687.88
|
7,700.23
|
|||||
|
Minority Interest
|
-231.79
|
-223.84
|
-148.93
|
-101.49
|
-100.01
|
-83.29
|
|||||
|
Share of Associate
|
694.47
|
593.10
|
405.91
|
459.23
|
317.34
|
232.75
|
|||||
|
Consolidated Profit
|
18,160.55
|
19,846.43
|
20,716.33
|
18,767.38
|
14,905.20
|
7,849.69
|
Liabilities (₹ Cr) |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Shareholder's Funds
|
1,68,499.44
|
1,65,868.09
|
1,46,502.72
|
1,19,712.24
|
1,05,054.72
|
91,868.08
|
|||||
|
Minority Interest
|
-231.79
|
1,498.11
|
1,247.56
|
1,017.91
|
994.59
|
757.78
|
|||||
|
Deposits
|
16,61,940.57
|
16,75,895.11
|
14,96,695.96
|
13,59,980.40
|
12,34,682.00
|
10,75,804.44
|
|||||
|
Borrowings
|
1,73,285.81
|
1,70,296.59
|
1,35,812.77
|
1,01,959.10
|
1,07,910.16
|
1,09,526.11
|
|||||
|
Other Liabilities & Provisions
|
1,11,647.27
|
87,943.96
|
81,515.08
|
72,109.73
|
77,237.51
|
62,180.68
|
|||||
|
Total Liabilities
|
21,16,928.09
|
21,01,501.86
|
18,61,774.08
|
16,54,779.38
|
15,25,878.97
|
13,40,137.09
|
Assets (₹ Cr) |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Cash and Balance with Reserve Bank of India
|
50,665.14
|
64,685.97
|
58,190.84
|
56,720.32
|
56,696.21
|
72,774.94
|
|||||
|
Balances with Banks and Money at Call
|
1,03,459.79
|
96,137.15
|
74,286.89
|
43,569.53
|
45,677.18
|
57,453.66
|
|||||
|
Investments
|
4,61,230.12
|
4,35,777.60
|
4,27,379.68
|
4,07,136.32
|
3,97,487.23
|
3,47,587.10
|
|||||
|
Advances
|
14,27,708.32
|
14,40,458.29
|
12,37,240.40
|
10,88,983.40
|
9,63,651.83
|
7,97,280.94
|
|||||
|
Net Block
|
12,135.42
|
12,048.06
|
12,478.63
|
8,035.81
|
8,876.04
|
10,056.70
|
|||||
|
Other Assets
|
60,818.52
|
52,245.79
|
52,042.53
|
50,221.47
|
53,409.72
|
54,852.39
|
|||||
|
Miscellaneous Exp. Not Written Off
|
--
|
--
|
--
|
--
|
--
|
--
|
|||||
|
Total Assets
|
21,16,928.09
|
21,01,501.86
|
18,61,774.08
|
16,54,779.38
|
15,25,878.97
|
13,40,137.09
|
Cashflow (₹ Cr) |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Cash From Operating Activities
|
--
|
33,426.12
|
34,891.58
|
-6,273.96
|
-21,353.65
|
6,210.35
|
|||||
|
Cash Flow from Investing Activities
|
--
|
-3,275.12
|
-6,493.92
|
-1,285.30
|
-1,096.26
|
-3,645.07
|
|||||
|
Cash from Financing Activities
|
--
|
-1,805.61
|
3,790.22
|
5,475.72
|
-5,405.30
|
-997.81
|
|||||
|
Net Cash Inflow / Outflow
|
--
|
28,345.39
|
32,187.88
|
-2,083.54
|
-27,855.21
|
1,567.47
|
Financials Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Adjusted EPS (₹)
|
35.12
|
38.38
|
40.06
|
36.29
|
28.82
|
15.18
|
|||||
|
Cash EPS (₹)
|
35.12
|
41.39
|
42.28
|
38.76
|
32.23
|
17.60
|
|||||
|
Adjusted Book Value (₹)
|
325.83
|
320.74
|
283.29
|
231.49
|
203.14
|
177.65
|
|||||
|
Dividend per Share (₹)
|
3.50
|
8.50
|
8.35
|
7.60
|
5.50
|
2.85
|
|||||
|
Cash Flow per Share (₹)
|
--
|
64.64
|
67.47
|
-12.13
|
-41.29
|
12.01
|
|||||
|
Free Cash Flow per Share (₹)
|
--
|
30.68
|
33.66
|
-40.07
|
-66.44
|
-27.98
|
Profitability Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Yield on Advances
|
--
|
9.32
|
10.34
|
10.87
|
9.81
|
9.20
|
|||||
|
Yield on Investments
|
--
|
7.30
|
7.67
|
7.45
|
6.63
|
6.50
|
|||||
|
Interest Spread
|
--
|
4.89
|
5.55
|
6.09
|
6.09
|
5.93
|
|||||
|
NIM (%)
|
--
|
2.57
|
2.76
|
3.04
|
3.04
|
2.71
|
|||||
|
ROE (%)
|
13.68
|
12.47
|
15.37
|
16.38
|
14.92
|
8.84
|
|||||
|
ROA (%)
|
0.89
|
0.98
|
1.16
|
1.16
|
1.03
|
0.61
|
|||||
|
Cost to Income Ratio
|
--
|
51.65
|
49.21
|
47.77
|
50.37
|
50.73
|
Growth Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Revenue Growth (%)
|
4.61
|
4.97
|
8.08
|
25.27
|
28.78
|
-1.25
|
|||||
|
EBIT Growth (%)
|
18.14
|
-4.35
|
0.95
|
24.35
|
25.14
|
3.77
|
|||||
|
Net Profit Growth (%)
|
6.24
|
-4.80
|
11.13
|
25.34
|
90.75
|
429.63
|
|||||
|
EPS Growth (%)
|
-6.67
|
-4.20
|
10.38
|
25.91
|
89.88
|
407.19
|
|||||
|
Book Value Growth (%)
|
--
|
13.22
|
22.38
|
13.95
|
14.35
|
11.50
|
Valuation Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Price / Earnings
|
6.92
|
6.45
|
5.70
|
7.28
|
5.86
|
7.35
|
|||||
|
Price / Book Value
|
0.75
|
0.77
|
0.81
|
1.14
|
0.83
|
0.63
|
|||||
|
Dividend Yield (%)
|
3.50
|
3.44
|
3.66
|
2.88
|
3.26
|
2.55
|
|||||
|
EV/EBITDA
|
6.05
|
8.23
|
6.70
|
6.36
|
6.47
|
6.93
|
|||||
|
Close Price (₹)
|
272.40
|
247.60
|
228.53
|
264.05
|
168.85
|
111.60
|
|||||
|
High Price (₹)
|
325.55
|
325.55
|
299.70
|
285.60
|
197.20
|
118.85
|
|||||
|
Low Price (₹)
|
230.81
|
212.10
|
190.70
|
160.00
|
89.85
|
61.75
|
|||||
|
Market Cap (₹ Cr)
|
1,25,664.10
|
1,27,959.25
|
1,18,118.61
|
1,36,633.29
|
87,292.07
|
57,712.38
|