Bank Of Baroda Peer Comparison
NSE: BANKBARODA | BSE: 532134
₹242.91
As on 04-Nov-2026 10:04IST
Market cap
₹1,25,923 Cr
Revenue (TTM)
₹1,40,249 Cr
P/E Ratio
6.4
P/B Ratio
0.7
Div. Yield
3.5 %
| Bank Of Baroda | HDFC Bank | ICICI Bank | SBI | Kotak Bank | |
|---|---|---|---|---|---|
Market cap (₹ Cr) |
1,25,923 | 11,18,541 | 10,22,618 | 8,94,955 | 4,61,582 |
Interest Income (₹ Cr) |
1,40,249 | 3,59,956 | 2,06,190 | 5,38,984 | 73,545 |
Net Interest Income (₹ Cr) |
54,925.03 | 1,70,621.48 | 1,13,549.23 | 2,13,727.54 | 42,401.13 |
NIM (%) |
-- | -- | -- | -- | -- |
RoA (%) |
0.93 | 1.73 | 2.09 | 1.13 | 2.10 |
Price to Earnings |
6.37 | 13.96 | 17.31 | 9.90 | 21.50 |
Price-To-Book |
0.72 | 1.85 | 2.67 | 1.40 | 2.37 |
Income Statement (₹ Cr)
| Bank Of Baroda | HDFC Bank | ICICI Bank | SBI | Kotak Bank | |
|---|---|---|---|---|---|
|
Interest Earned
|
1,40,248.68 | 3,59,956.40 | 2,06,190.35 | 5,38,983.67 | 73,544.60 |
|
Other Income
|
26,838.92 | 1,46,359.86 | 1,23,055.79 | 1,95,561.73 | 41,909.27 |
|
Total Income
|
1,67,087.60 | 5,06,316.26 | 3,29,246.14 | 7,34,545.40 | 1,15,453.87 |
|
Interest Expended
|
85,323.65 | 1,89,334.92 | 92,641.12 | 3,25,256.13 | 31,143.47 |
|
Operating Expenses
|
39,336.18 | 1,91,420.31 | 1,48,585.26 | 2,73,713.68 | 52,552.42 |
|
Operating Profit before Prov. & Cont.
|
36,248.07 | 1,28,797.67 | 82,696.16 | 1,34,988.27 | 29,893.11 |
|
Provisions and Contingencies
|
12,194.66 | 15,072.60 | 5,099.60 | 19,873.42 | 3,110.06 |
|
Profit Before Tax
|
24,944.69 | 1,02,141.45 | 77,057.32 | 1,14,083.27 | 25,992.73 |
|
Taxes
|
5,286.26 | 26,803.39 | 20,375.35 | 30,223.58 | 7,589.03 |
|
Profit after Tax
|
19,266.62 | 83,685.04 | 62,544.81 | 92,357.85 | 21,426.68 |
|
Minority Interest
|
-239.81 | -3,582.91 | -3,760.57 | -3,588.04 | 0.00 |
|
Share of Associate
|
737.46 | 0.00 | 282.04 | 1,664.33 | 46.60 |
|
Consolidated Profit
|
19,764.27 | 80,102.13 | 59,066.28 | 90,434.14 | 21,473.28 |
Liabilities (₹ Cr)
| Bank Of Baroda | HDFC Bank | ICICI Bank | SBI | Kotak Bank | |
|---|---|---|---|---|---|
|
Shareholder's Funds
|
1,74,781.22 | 6,08,576.86 | 3,90,524.45 | 6,71,592.24 | 1,94,844.95 |
|
Minority Interest
|
-239.81 | -3,582.91 | -3,760.57 | -3,588.04 | 0.00 |
|
Deposits
|
17,75,096.44 | 33,24,146.36 | 20,91,538.51 | 63,47,305.36 | 6,47,459.43 |
|
Borrowings
|
1,83,471.36 | 5,94,143.54 | 2,95,561.42 | 7,41,290.77 | 1,23,119.51 |
|
Other Liabilities & Provisions
|
96,528.86 | 6,15,390.59 | 4,95,647.72 | 8,77,173.62 | 1,58,978.26 |
|
Total Liabilities
|
21,01,501.86 | 49,08,040.84 | 29,14,497.97 | 83,21,568.57 | 10,03,352.79 |
Assets (₹ Cr)
| Bank Of Baroda | HDFC Bank | ICICI Bank | SBI | Kotak Bank | |
|---|---|---|---|---|---|
|
Cash and Balance with Reserve Bank of India
|
56,314.46 | 1,75,156.11 | 1,00,196.53 | 2,20,334.72 | 62,958.96 |
|
Balances with Banks and Money at Call
|
77,476.89 | 88,644.04 | 1,75,065.51 | 1,33,811.11 | 38,041.05 |
|
Investments
|
5,02,214.40 | 13,56,850.48 | 9,48,727.57 | 24,86,333.94 | 3,35,776.26 |
|
Advances
|
15,24,547.15 | 33,16,057.54 | 19,35,385.44 | 52,60,608.80 | 6,45,578.00 |
|
Net Block
|
12,048.06 | 16,491.59 | 17,420.34 | 56,446.96 | 2,852.80 |
|
Other Assets
|
57,989.90 | 2,12,702.88 | 1,04,309.65 | 4,99,500.62 | 38,249.87 |
|
Miscellaneous Exp. Not Written Off
|
-- | -- | -- | -- | -- |
|
Total Assets
|
21,01,501.86 | 49,08,040.84 | 29,14,497.97 | 83,21,568.57 | 10,03,352.79 |
Cashflow (₹ Cr)
| Bank Of Baroda | HDFC Bank | ICICI Bank | SBI | Kotak Bank | |
|---|---|---|---|---|---|
|
Cash From Operating Activities
|
33,426.12 | 1,13,506.38 | 67,325.42 | 38,097.39 | 41,726.51 |
|
Cash Flow from Investing Activities
|
-3,275.12 | 6,362.72 | -13,013.59 | -690.89 | -16,519.14 |
|
Cash from Financing Activities
|
-1,805.61 | -59,004.85 | -4,660.55 | -3,427.14 | -2,538.43 |
|
Net Cash Inflow / Outflow
|
28,345.39 | 60,864.25 | 49,651.28 | 33,979.37 | 22,668.95 |
Ratios
Profitability Ratios
| Bank Of Baroda | HDFC Bank | ICICI Bank | SBI | Kotak Bank | |
|---|---|---|---|---|---|
|
Yield on Advances
|
9.32 | 11.43 | 11.87 | 10.34 | 12.33 |
|
Yield on Investments
|
7.30 | 8.02 | 6.31 | 6.39 | 7.12 |
|
Interest Spread
|
4.89 | 6.40 | 7.53 | 5.73 | 7.86 |
|
NIM (%)
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|
ROE (%)
|
14.30 | 13.41 | 15.68 | 13.45 | 11.28 |
|
ROA (%)
|
0.93 | 1.73 | 2.09 | 1.13 | 2.10 |
|
Cost to Income Ratio
|
51.65 | 58.45 | 62.93 | 66.05 | 61.84 |
Growth Ratios
| Bank Of Baroda | HDFC Bank | ICICI Bank | SBI | Kotak Bank | |
|---|---|---|---|---|---|
|
Revenue Growth (%)
|
6.29 | 3.98 | 7.01 | 6.74 | 8.39 |
|
EBIT Growth (%)
|
-4.35 | 16.65 | 6.35 | 7.28 | -9.00 |
|
Net Profit Growth (%)
|
2.23 | 11.46 | 10.11 | 12.29 | 16.30 |
|
EPS Growth (%)
|
26.62 | -36.31 | 10.03 | 5.74 | -77.18 |
|
Book Value Growth (%)
|
13.22 | 12.26 | 15.70 | 22.20 | 15.07 |
Valuation Ratios
| Bank Of Baroda | HDFC Bank | ICICI Bank | SBI | Kotak Bank | |
|---|---|---|---|---|---|
|
Price / Earnings
|
6.37 | 13.96 | 17.31 | 9.90 | 21.50 |
|
Price / Book Value
|
0.72 | 1.85 | 2.67 | 1.52 | 2.37 |
|
Dividend Yield (%)
|
3.49 | 2.14 | 0.84 | 1.79 | 0.14 |
|
EV/EBITDA
|
8.69 | -67.08 | -27.91 | -21.18 | -44.81 |
|
Market Cap (₹ Cr)
|
1,27,959.25 | 11,26,480.13 | 8,62,943.68 | 9,04,427.60 | 3,51,306.53 |