Allahabad Bank [Merged] Financials
NSE: ALBK | BSE: 532480
₹7.60
As on 19-Mar-2020IST
Market cap
₹3,445 Cr
Revenue (TTM)
₹16,698 Cr
P/E Ratio
--
P/B Ratio
0.3
Div. Yield
0 %
Income Statement (₹ Cr) |
TTM | Mar-19 | Mar-18 | Mar-17 | Mar-16 | Mar-15 | Mar-14 | Mar-13 | Mar-12 | Mar-11 | Mar-10 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Interest Earned
|
16,697.54
|
16,864.29
|
16,358.49
|
17,660.39
|
18,884.95
|
19,716.12
|
|||||
|
Other Income
|
2,136.06
|
1,700.20
|
2,692.56
|
2,644.33
|
1,910.13
|
1,996.01
|
|||||
|
Total Income
|
18,833.60
|
18,564.50
|
19,051.05
|
20,304.72
|
20,795.07
|
21,712.13
|
|||||
|
Interest Expended
|
11,296.15
|
11,353.48
|
11,626.10
|
12,373.36
|
12,986.45
|
13,538.24
|
|||||
|
Operating Expenses
|
4,513.09
|
4,444.00
|
3,986.63
|
4,064.59
|
3,674.72
|
3,714.17
|
|||||
|
Operating Profit before Prov. & Cont.
|
3,024.36
|
2,767.01
|
3,438.32
|
3,866.77
|
4,133.90
|
4,459.71
|
|||||
|
Provisions and Contingencies
|
12,125.42
|
11,897.90
|
10,029.34
|
4,471.49
|
5,253.18
|
2,856.67
|
|||||
|
Profit Before Tax
|
-9,101.06
|
-9,130.89
|
-6,591.02
|
-604.72
|
-1,119.28
|
1,603.04
|
|||||
|
Taxes
|
-1,294.68
|
-796.93
|
-1,916.65
|
-291.20
|
-375.97
|
982.14
|
|||||
|
Profit after Tax
|
-7,806.39
|
-8,333.96
|
-4,674.37
|
-313.52
|
-743.31
|
620.90
|
|||||
|
Minority Interest
|
--
|
--
|
--
|
--
|
--
|
--
|
|||||
|
Share of Associate
|
--
|
--
|
--
|
--
|
--
|
--
|
|||||
|
Consolidated Profit
|
-1,986.26
|
-8,333.96
|
-4,674.37
|
-313.52
|
-743.31
|
620.90
|
Liabilities (₹ Cr) |
TTM | Mar-19 | Mar-18 | Mar-17 | Mar-16 | Mar-15 | Mar-14 | Mar-13 | Mar-12 | Mar-11 | Mar-10 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Shareholder's Funds
|
14,050.61
|
16,026.32
|
11,768.39
|
14,714.40
|
14,754.04
|
12,642.78
|
|||||
|
Minority Interest
|
--
|
--
|
--
|
--
|
--
|
--
|
|||||
|
Deposits
|
2,16,625.32
|
2,14,334.07
|
2,13,603.83
|
2,01,870.22
|
2,00,644.40
|
1,93,424.05
|
|||||
|
Borrowings
|
9,126.16
|
12,488.94
|
21,400.52
|
14,670.32
|
18,707.04
|
14,315.92
|
|||||
|
Other Liabilities & Provisions
|
5,343.06
|
5,726.44
|
5,889.54
|
5,782.94
|
5,719.89
|
6,713.73
|
|||||
|
Total Liabilities
|
2,45,145.15
|
2,48,575.77
|
2,52,662.28
|
2,37,037.88
|
2,39,825.36
|
2,27,096.48
|
Assets (₹ Cr) |
TTM | Mar-19 | Mar-18 | Mar-17 | Mar-16 | Mar-15 | Mar-14 | Mar-13 | Mar-12 | Mar-11 | Mar-10 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Cash and Balance with Reserve Bank of India
|
9,860.31
|
9,672.32
|
9,250.88
|
8,585.80
|
9,471.14
|
9,660.22
|
|||||
|
Balances with Banks and Money at Call
|
8,629.19
|
4,561.19
|
12,130.92
|
13,469.52
|
12,885.02
|
7,473.45
|
|||||
|
Investments
|
71,735.84
|
79,557.91
|
67,714.02
|
55,136.07
|
57,154.90
|
54,985.07
|
|||||
|
Advances
|
1,42,122.29
|
1,42,212.16
|
1,52,060.74
|
1,50,752.70
|
1,52,372.05
|
1,49,876.84
|
|||||
|
Net Block
|
3,486.79
|
3,537.97
|
3,121.67
|
3,177.24
|
3,214.83
|
1,373.78
|
|||||
|
Other Assets
|
9,310.73
|
9,033.92
|
8,373.62
|
5,901.95
|
4,686.42
|
3,695.49
|
|||||
|
Miscellaneous Exp. Not Written Off
|
--
|
--
|
--
|
--
|
--
|
--
|
|||||
|
Total Assets
|
2,45,145.15
|
2,48,575.77
|
2,52,662.28
|
2,37,037.88
|
2,39,825.36
|
2,27,096.48
|
Cashflow (₹ Cr) |
TTM | Mar-19 | Mar-18 | Mar-17 | Mar-16 | Mar-15 | Mar-14 | Mar-13 | Mar-12 | Mar-11 | Mar-10 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Cash From Operating Activities
|
--
|
-15,806.19
|
-2,566.08
|
-1,112.78
|
3,916.33
|
2,553.45
|
|||||
|
Cash Flow from Investing Activities
|
--
|
-116.04
|
-83.34
|
-92.74
|
-164.26
|
-194.95
|
|||||
|
Cash from Financing Activities
|
--
|
8,773.94
|
2,013.11
|
904.68
|
1,020.41
|
480.07
|
|||||
|
Net Cash Inflow / Outflow
|
--
|
-7,148.28
|
-636.31
|
-300.84
|
4,772.48
|
2,838.57
|
Financials Ratios |
TTM | Mar-19 | Mar-18 | Mar-17 | Mar-16 | Mar-15 | Mar-14 | Mar-13 | Mar-12 | Mar-11 | Mar-10 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Adjusted EPS (₹)
|
--
|
-39.75
|
-55.38
|
-4.22
|
-12.11
|
10.87
|
|||||
|
Cash EPS (₹)
|
--
|
-39.09
|
-53.69
|
-2.11
|
-10.21
|
12.61
|
|||||
|
Adjusted Book Value (₹)
|
--
|
29.50
|
91.36
|
157.27
|
185.99
|
206.41
|
|||||
|
Dividend per Share (₹)
|
--
|
--
|
--
|
--
|
--
|
1.63
|
|||||
|
Cash Flow per Share (₹)
|
--
|
-75.38
|
-30.40
|
-14.96
|
63.80
|
44.69
|
|||||
|
Free Cash Flow per Share (₹)
|
--
|
-130.86
|
-129.01
|
-71.06
|
-12.25
|
-18.18
|
Profitability Ratios |
TTM | Mar-19 | Mar-18 | Mar-17 | Mar-16 | Mar-15 | Mar-14 | Mar-13 | Mar-12 | Mar-11 | Mar-10 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Yield on Advances
|
--
|
11.86
|
10.76
|
11.71
|
12.39
|
13.15
|
|||||
|
Yield on Investments
|
--
|
5.88
|
6.95
|
9.13
|
7.70
|
9.02
|
|||||
|
Interest Spread
|
--
|
6.85
|
5.81
|
6.00
|
6.47
|
6.64
|
|||||
|
NIM (%)
|
2.56
|
2.34
|
1.96
|
2.32
|
2.54
|
2.78
|
|||||
|
ROE (%)
|
-51.91
|
-119.93
|
-48.17
|
-2.71
|
-6.41
|
5.46
|
|||||
|
ROA (%)
|
-3.21
|
-3.33
|
-1.91
|
-0.13
|
-0.32
|
0.28
|
|||||
|
Cost to Income Ratio
|
--
|
61.63
|
53.69
|
51.25
|
47.06
|
45.44
|
Growth Ratios |
TTM | Mar-19 | Mar-18 | Mar-17 | Mar-16 | Mar-15 | Mar-14 | Mar-13 | Mar-12 | Mar-11 | Mar-10 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Revenue Growth (%)
|
0.56
|
3.09
|
-7.37
|
-6.48
|
-4.22
|
5.17
|
|||||
|
EBIT Growth (%)
|
39.07
|
-19.52
|
-11.08
|
-6.46
|
-7.31
|
10.93
|
|||||
|
Net Profit Growth (%)
|
5.06
|
-78.29
|
-1,390.95
|
57.82
|
-219.71
|
-47.02
|
|||||
|
EPS Growth (%)
|
64.84
|
28.23
|
-1,213.68
|
65.19
|
-211.44
|
-49.50
|
|||||
|
Book Value Growth (%)
|
--
|
-19.77
|
-34.07
|
2.45
|
-3.20
|
7.72
|
Valuation Ratios |
TTM | Mar-19 | Mar-18 | Mar-17 | Mar-16 | Mar-15 | Mar-14 | Mar-13 | Mar-12 | Mar-11 | Mar-10 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Price / Earnings
|
--
|
--
|
--
|
--
|
--
|
9.23
|
|||||
|
Price / Book Value
|
0.31
|
1.85
|
0.53
|
0.47
|
0.29
|
0.49
|
|||||
|
Dividend Yield (%)
|
--
|
--
|
--
|
--
|
--
|
1.63
|
|||||
|
EV/EBITDA
|
2.07
|
8.65
|
7.41
|
5.21
|
5.34
|
4.50
|
|||||
|
Close Price (₹)
|
18.85
|
54.60
|
49.60
|
73.45
|
54.85
|
100.20
|
|||||
|
High Price (₹)
|
59.00
|
59.00
|
92.50
|
88.40
|
110.00
|
150.00
|
|||||
|
Low Price (₹)
|
16.70
|
33.15
|
43.30
|
49.10
|
39.40
|
87.80
|
|||||
|
Market Cap (₹ Cr)
|
3,445.41
|
11,459.20
|
4,080.95
|
5,458.69
|
3,357.52
|
5,730.92
|