Allahabad Bank [Merged] Peer Comparison

NSE: ALBK | BSE: 532480

₹7.60

₹-0.15 (-1.94%)

As on 19-Mar-2020IST

Market cap

₹3,445 Cr

Revenue (TTM)

₹16,698 Cr

P/E Ratio

P/B Ratio

0.3

Div. Yield

0 %

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	Allahabad Bank [Merged]	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Market cap (₹ Cr)	3,445	53,569	32,428	26,104	21,981
Interest Income (₹ Cr)	16,698	15,550	11,983	38,888	7,249
Net Interest Income (₹ Cr)	5,401.39	7,116.41	5,518.14	15,638.71	3,024.68
NIM (%)	2.56	--	4.26	--	3.78
RoA (%)	-3.21	0.64	2.11	0.87	1.61
Price to Earnings	--	44.46	10.96	5.42	15.67
Price-To-Book	0.31	1.24	2.11	0.69	2.00

Income Statement (₹ Cr)

	Allahabad Bank [Merged]	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Interest Earned	16,915.78	6,302.09	5,815.82	22,748.62	3,767.17
Other Income	2,053.71	1,440.98	962.77	2,416.33	514.39
Total Income	18,969.49	7,743.06	6,778.59	25,164.95	4,281.56
Interest Expended	11,354.28	3,760.65	3,453.00	15,934.66	2,155.68
Operating Expenses	4,786.17	2,043.90	1,614.81	6,080.16	885.89
Operating Profit before Prov. & Cont.	2,829.04	1,938.52	1,710.78	3,150.14	1,239.99
Provisions and Contingencies	11,123.31	640.68	1,388.55	11,306.59	315.14
Profit Before Tax	-8,294.27	1,297.83	322.23	-8,156.46	924.85
Taxes	0.00	436.47	111.36	-2,528.74	242.00
Profit after Tax	-8,294.27	861.36	210.87	-5,627.72	682.85
Minority Interest	--	18.82	--	43.46	--
Share of Associate	-163.10	-5.90	--	16.59	--
Consolidated Profit	-8,457.37	857.84	210.87	-5,616.93	682.85

	Allahabad Bank [Merged]	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Shareholder's Funds	16,291.70	7,534.79	6,422.80	19,396.04	4,840.76
Minority Interest	--	18.82	--	43.46	--
Deposits	2,14,330.08	58,357.63	59,867.95	3,00,311.39	38,447.95
Borrowings	12,495.68	11,832.07	1,565.34	5,639.67	480.91
Other Liabilities & Provisions	6,459.20	2,673.30	1,484.02	6,494.10	1,489.27
Total Liabilities	2,49,576.66	80,397.79	69,340.11	3,31,884.64	45,258.89

	Allahabad Bank [Merged]	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Cash and Balance with Reserve Bank of India	9,672.46	4,840.05	2,934.68	20,779.45	1,993.12
Balances with Banks and Money at Call	4,577.49	1,808.67	762.36	10,518.14	970.16
Investments	80,237.69	16,745.17	14,881.59	1,25,452.74	7,712.20
Advances	1,42,212.17	54,308.24	48,580.81	1,47,425.48	32,673.34
Net Block	3,551.57	375.57	544.94	4,319.80	250.03
Other Assets	9,324.53	2,280.15	1,597.68	23,389.03	1,660.03
Miscellaneous Exp. Not Written Off	--	--	--	--	--
Total Assets	2,49,576.66	80,397.79	69,340.11	3,31,884.64	45,258.89

	Allahabad Bank [Merged]	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Cash From Operating Activities	-15,825.14	78.24	-1,575.65	-14,509.99	418.60
Cash Flow from Investing Activities	-117.90	-201.71	549.35	-250.94	-86.69
Cash from Financing Activities	8,773.94	2,566.64	414.13	6,796.11	-5.07
Net Cash Inflow / Outflow	-7,169.10	2,443.18	-612.17	-7,964.82	326.84

	Allahabad Bank [Merged]	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Yield on Advances	11.89	11.60	11.97	15.43	11.53
Yield on Investments	5.89	7.00	8.21	6.92	7.60
Interest Spread	6.89	6.25	6.35	10.22	5.99
NIM (%)	2.35	3.27	3.52	2.24	3.72
ROE (%)	-82.73	12.12	3.32	-36.09	15.17
ROA (%)	-3.30	1.21	0.31	-1.71	1.60
Cost to Income Ratio	62.85	51.32	48.56	65.87	41.67

	Allahabad Bank [Merged]	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Revenue Growth (%)	3.15	38.16	2.04	-5.85	10.72
EBIT Growth (%)	-20.65	44.52	-3.74	14.37	2.67
Net Profit Growth (%)	-80.78	34.76	-39.00	-10.44	15.35
EPS Growth (%)	25.58	33.56	-39.00	29.30	14.83
Book Value Growth (%)	-11.83	12.79	2.53	6.82	16.27

	Allahabad Bank [Merged]	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Price / Earnings	0.00	33.89	27.14	0.00	21.96
Price / Book Value	1.22	3.86	0.89	0.92	3.10
Dividend Yield (%)	0.00	0.40	0.84	0.00	0.24
EV/EBITDA	8.47	21.10	4.26	6.48	12.48
Market Cap (₹ Cr)	11,459.22	29,073.86	5,723.35	14,772.95	14,998.60

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.