Allahabad Bank [Merged] Key Ratios
NSE: ALBK | BSE: 532480
₹7.60
As on 19-Mar-2020IST
Market cap
₹3,445 Cr
Revenue (TTM)
₹16,698 Cr
P/E Ratio
--
P/B Ratio
0.3
Div. Yield
0 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Interest Income | 2.77 | -0.06 | 0.56 | -2.08 | -3.26 |
| Interest Expended | 1.83 | 2.07 | -1.46 | -3.54 | -3.69 |
| Net Interest Income | 4.85 | -4.37 | 5.06 | 1.28 | -2.32 |
| EPS | 6.05 | -5.16 | 64.84 | -51.24 | -222.32 |
| Book Value | -- | -- | -64.51 | -42.35 | -27.33 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Mar-19 | Mar-18 |
| Net NPAs
| 7.39 | -- | 5.13 | -- | -- |
| Net Interest Margin
| 2.21 | 2.40 | 2.56 | 2.35 | 1.97 |
| Net Margin
| -23.66 | -13.85 | -41.45 | -43.72 | -23.56 |
| Return on equity
| -56.94 | -24.26 | -51.91 | -82.73 | -36.31 |
| Return on Assets
| -1.79 | -1.06 | -3.21 | -3.30 | -1.87 |
Profitability
Yield on Advances
--
--
Interest Earned as per cent of total advances
|
Company Name
|
TTM
|
Mar-19
|
Mar-18
|
Mar-17
|
Mar-16
|
|---|---|---|---|---|---|
|
Allahabad Bank [Merged]
|
--
|
11.86
|
10.76
|
11.71
|
12.39
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Yield on Investments
--
--
(Interest on investments + net profit on investments) / total investments
|
Company Name
|
TTM
|
Mar-19
|
Mar-18
|
Mar-17
|
Mar-16
|
|---|---|---|---|---|---|
|
Allahabad Bank [Merged]
|
--
|
5.88
|
6.95
|
9.13
|
7.70
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Interest Spread
--
--
[Interest Earned / Advances * 100] - [ Interest expended / (borrowings + deposits) * 100]
|
Company Name
|
TTM
|
Mar-19
|
Mar-18
|
Mar-17
|
Mar-16
|
|---|---|---|---|---|---|
|
Allahabad Bank [Merged]
|
--
|
6.85
|
5.81
|
6.00
|
6.47
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
NIM
2.56
--
(Interest earned - Interest expended) / (Cash and balance with RBI + Bank call money + Investments + Advances) * 100
|
Company Name
|
TTM
|
Mar-19
|
Mar-18
|
Mar-17
|
Mar-16
|
|---|---|---|---|---|---|
|
Allahabad Bank [Merged]
|
2.56
|
2.34
|
1.96
|
2.32
|
2.54
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
-51.91
Lower than Peers by 65.19
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Mar-19
|
Mar-18
|
Mar-17
|
Mar-16
|
|---|---|---|---|---|---|
|
Allahabad Bank [Merged]
|
-51.91
|
-119.93
|
-48.17
|
-2.71
|
-6.41
|
|
Peer Median
|
13.28
|
1.63
|
-3.39
|
--
|
--
|
ROA
-3.21
Lower than Peers by 4.35
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Mar-19
|
Mar-18
|
Mar-17
|
Mar-16
|
|---|---|---|---|---|---|
|
Allahabad Bank [Merged]
|
-3.21
|
-3.33
|
-1.91
|
-0.13
|
-0.32
|
|
Peer Median
|
1.14
|
0.08
|
-0.19
|
--
|
--
|
Cost to Income Ratio
--
--
Operating expenses / (Interest earned - Interest Expended + Other Income) * 100
|
Company Name
|
TTM
|
Mar-19
|
Mar-18
|
Mar-17
|
Mar-16
|
|---|---|---|---|---|---|
|
Allahabad Bank [Merged]
|
--
|
61.63
|
53.69
|
51.25
|
47.06
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Revenue Growth
0.56
Lower than Peers by 12.93
Year on year growth in net sales
|
Company Name
|
TTM
|
Mar-19
|
Mar-18
|
Mar-17
|
Mar-16
|
|---|---|---|---|---|---|
|
Allahabad Bank [Merged]
|
0.56
|
3.09
|
-7.37
|
-6.48
|
-4.22
|
|
Peer Median
|
13.50
|
--
|
6.78
|
--
|
--
|
EBIT Growth
39.07
--
|
Company Name
|
TTM
|
Mar-19
|
Mar-18
|
Mar-17
|
Mar-16
|
|---|---|---|---|---|---|
|
Allahabad Bank [Merged]
|
39.07
|
-19.52
|
-11.08
|
-6.46
|
-7.31
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Net Profit Growth
5.06
Lower than Peers by 15.38
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Mar-19
|
Mar-18
|
Mar-17
|
Mar-16
|
|---|---|---|---|---|---|
|
Allahabad Bank [Merged]
|
5.06
|
-78.29
|
-1,390.95
|
57.82
|
-219.71
|
|
Peer Median
|
20.44
|
--
|
-58.00
|
--
|
--
|
EPS Growth
64.84
Higher than Peers by 50.95
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Mar-19
|
Mar-18
|
Mar-17
|
Mar-16
|
|---|---|---|---|---|---|
|
Allahabad Bank [Merged]
|
64.84
|
28.23
|
-1,213.68
|
65.19
|
-211.44
|
|
Peer Median
|
13.90
|
--
|
-21.43
|
--
|
--
|
Book Value Growth
--
--
Year on year growth in book value per share
|
Company Name
|
TTM
|
Mar-19
|
Mar-18
|
Mar-17
|
Mar-16
|
|---|---|---|---|---|---|
|
Allahabad Bank [Merged]
|
--
|
-19.77
|
-34.07
|
2.45
|
-3.20
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
--
--
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Mar-19
|
Mar-18
|
Mar-17
|
Mar-16
|
|---|---|---|---|---|---|
|
Allahabad Bank [Merged]
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
10.46
|
59.34
|
--
|
--
|
--
|
Price / Book Value
0.31
Lower than Peers by 1.20
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Mar-19
|
Mar-18
|
Mar-17
|
Mar-16
|
|---|---|---|---|---|---|
|
Allahabad Bank [Merged]
|
0.31
|
1.85
|
0.53
|
0.47
|
0.29
|
|
Peer Median
|
1.50
|
0.78
|
0.99
|
--
|
--
|
Dividend Yield
--
--
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Mar-19
|
Mar-18
|
Mar-17
|
Mar-16
|
|---|---|---|---|---|---|
|
Allahabad Bank [Merged]
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
0.70
|
--
|
--
|
--
|
--
|
EV/EBITDA
2.07
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Mar-19
|
Mar-18
|
Mar-17
|
Mar-16
|
|---|---|---|---|---|---|
|
Allahabad Bank [Merged]
|
2.07
|
8.65
|
7.41
|
5.21
|
5.34
|
|
Peer Median
|
--
|
-1.27
|
-1.30
|
--
|
--
|
Market Cap
3,445
Lower than Peers by 74,936
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Mar-19
|
Mar-18
|
Mar-17
|
Mar-16
|
|---|---|---|---|---|---|
|
Allahabad Bank [Merged]
|
3,445
|
11,459
|
4,081
|
5,459
|
3,358
|
|
Peer Median
|
78,382
|
15,958
|
17,067
|
--
|
--
|