Turtlemint Fintech Solutions Peer Comparison

NSE: TURTLEMINT

₹53.12

₹-2.43 (-4.37%)

As on 30-Oct-2026IST

Market cap

₹1,562 Cr

Revenue (TTM)

₹1,098 Cr

P/E Ratio

--

P/B Ratio

1.8

Div. Yield

0 %

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	Turtlemint Fintech Solutions	Pine Labs	Augmont Enterprises	OnEMI Technology Solutions	63 Moons
Market cap (₹ Cr)	1,562	17,720	9,082	6,246	4,374
Revenue (₹ Cr)	1,098	2,988	94,186	2,179	318
Net Profit (₹ Cr)	-184.27	159.97	348.30	281.45	-98.86
Net Margin (%)	-16.61	5.13	0.37	12.74	-20.92
RoE (%)	-59.39	2.69	53.25	27.72	-3.67
Price to Earnings	--	110.82	27.20	22.19	--
Price-To-Book	1.75	2.94	5.21	1.95	1.25

Income Statement
Liabilities
Assets
Cashflow
Ratios

Income Statement (₹ Cr)

	Turtlemint Fintech Solutions	Pine Labs	Augmont Enterprises	OnEMI Technology Solutions	63 Moons
Operating Revenue	1,098.28	2,710.59	94,186.21	2,179.25	211.59
Total Income	1,109.35	2,847.15	94,282.47	2,209.54	394.48
Total Expenditure	1,228.65	2,352.11	93,799.04	1,514.72	493.28
EBITDA	-130.37	358.48	387.17	664.53	-281.69
Depreciation	16.19	270.13	7.26	21.62	32.58
EBIT	-146.56	88.35	379.91	642.91	-314.28
Interest	2.14	84.13	3.07	296.52	1.40
Other Income	11.07	136.56	96.26	30.29	182.88
Exceptional Items	-54.93	-3.29	--	--	95.99
Profit before Tax	-192.56	137.28	473.10	376.68	-36.81
Provision for Tax	-8.30	24.77	124.80	95.23	16.13
Profit after Tax	-184.27	112.51	348.30	281.45	-52.94

Liabilities (₹ Cr)

	Turtlemint Fintech Solutions	Pine Labs	Augmont Enterprises	OnEMI Technology Solutions	63 Moons
Shareholder's Funds	305.15	5,895.41	906.89	1,342.78	3,551.83
Minority Interest	--	--	25.87	--	97.69
Non-Current Liabilities	11.07	73.70	5.02	512.00	3.88
Current Liabilities	125.28	7,199.72	472.96	2,110.39	205.99
Total Liabilities	450.09	13,323.60	1,413.26	4,111.31	3,884.34

Assets (₹ Cr)

	Turtlemint Fintech Solutions	Pine Labs	Augmont Enterprises	OnEMI Technology Solutions	63 Moons
Non-Current Assets	98.76	2,268.90	54.48	717.32	1,536.50
Current Assets	342.75	10,899.93	1,356.24	3,247.86	2,322.90
Total Assets	450.09	13,323.60	1,413.26	4,111.31	3,884.34
Total Debt*	0.00	282.87	12.67	2,396.10	2.57
Net Current Assets	217.46	3,700.21	883.29	1,137.47	2,116.91
Contingent Liabilities	57.42	353.03	15.06	103.29	596.59

Cashflow (₹ Cr)

	Turtlemint Fintech Solutions	Pine Labs	Augmont Enterprises	OnEMI Technology Solutions	63 Moons
Cash From Operating Activities	-182.21	395.39	-42.16	-460.82	-292.97
Cash Flow from Investing Activities	172.02	-1,338.87	-51.27	-70.40	39.67
Cash from Financing Activities	-12.97	1,972.17	6.71	607.96	254.78
Net Cash Inflow / Outflow	-23.16	1,028.69	-86.72	76.73	1.47

Ratios

Profitability Ratios

	Turtlemint Fintech Solutions	Pine Labs	Augmont Enterprises	OnEMI Technology Solutions	63 Moons
ROCE (%)	-53.22	4.21	70.86	21.53	-1.02
ROE (%)	-59.39	2.42	53.25	27.72	-1.52
ROA (%)	-36.94	0.95	20.94	8.55	-1.41
EBIT Margin (%)	-10.86	18.26	0.51	31.88	-46.70
Net Margin (%)	-16.61	3.95	0.37	12.74	-13.42
Cash Profit Margin (%)	-15.30	14.12	0.38	13.91	-9.62

Growth Ratios

	Turtlemint Fintech Solutions	Pine Labs	Augmont Enterprises	OnEMI Technology Solutions	63 Moons
Revenue Growth (%)	65.73	19.19	42.21	62.94	351.93
EBIT Growth (%)	24.36	82.51	48.07	68.06	-101.82
Net Profit Growth (%)	5.07	177.33	53.31	75.23	5.86
EPS Growth (%)	10.92	100.07	48.71	-20.88	32.37
Book Value Growth (%)	-33.46	73.21	125.39	36.74	4.03

Valuation Ratios

	Turtlemint Fintech Solutions	Pine Labs	Augmont Enterprises	OnEMI Technology Solutions	63 Moons
Price / Earnings	0.00	159.06	0.00	0.00	0.00
Price / Book Value	0.00	3.04	0.00	0.00	0.61
Dividend Yield (%)	--	0.00	--	--	0.43
EV/EBITDA	0.99	20.11	-0.19	3.12	-4.96
Market Cap (₹ Cr)	0.00	17,896.13	0.00	0.00	2,163.84

Solvency Ratios

	Turtlemint Fintech Solutions	Pine Labs	Augmont Enterprises	OnEMI Technology Solutions	63 Moons
Debt to Equity	0.00	0.05	0.01	2.04	0.00
Short term debt to equity ratio	--	0.05	0.01	1.32	--
Current Ratio	2.74	1.51	2.87	1.54	11.28
Quick Ratio	2.74	1.51	2.14	1.54	11.28
Interest Coverage	-88.98	2.63	155.05	2.27	-25.21

Operating Efficiency Ratios

	Turtlemint Fintech Solutions	Pine Labs	Augmont Enterprises	OnEMI Technology Solutions	63 Moons
Debtors to sales (%)	14.46	38.45	0.19	4.79	31.31
Asset Turnover	2.20	0.23	56.62	0.66	0.06
Receivable days	49.29	127.05	0.43	14.60	59.70
Inventory Days	0.00	4.17	1.17	0.00	0.00
Payable days	--	460.56	0.32	--	128.25
Cash Conversion Cycle	--	-329.34	1.28	--	-68.55