Turtlemint Fintech Solutions Key Ratios
NSE: TURTLEMINT
₹72.28
As on 07-Oct-2026IST
Market cap
₹2,129 Cr
Revenue (TTM)
₹1,098 Cr
P/E Ratio
--
P/B Ratio
2.4
Div. Yield
0 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | -17.67 | 39.71 | 65.73 | 37.78 | -- |
| EBIT | -367.25 | 25.50 | 32.60 | 15.74 | -- |
| Net Profit | -1,310.44 | 19.08 | 5.07 | 10.81 | -- |
| EPS | -319.34 | 86.23 | 10.92 | 11.87 | -- |
| Book Value | -- | -- | -37.56 | -31.56 | -- |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | Mar-26 | Mar-25 | Mar-24 |
| EBIT-Margin
| -113.65 | -- | -13.34 | -32.81 | -294.78 |
| Net Margin
| -68.98 | -- | -16.61 | -28.00 | -162.32 |
| Return on equity
| -44.31 | -- | -59.39 | -42.85 | -30.71 |
| Return on Capital
| -40.29 | -- | -53.22 | -38.38 | -29.27 |
| Return on Assets
| -31.91 | -- | -36.94 | -33.22 | -25.56 |
| Debt to Equity (x)
| -- | -- | 0.00 | 0.00 | 0.00 |
Profitability
ROCE
-53.22
Lower than Peers by 73.50
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Turtlemint Fintech Solutions
|
-53.22
|
-38.38
|
-29.27
|
-38.45
|
--
|
|
Peer Median
|
20.29
|
33.42
|
6.15
|
4.82
|
--
|
ROE
-59.39
Lower than Peers by 74.51
Profit after tax / Average Net worth * 100
|
Company Name
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Turtlemint Fintech Solutions
|
-59.39
|
-42.85
|
-30.71
|
-39.71
|
--
|
|
Peer Median
|
15.12
|
29.53
|
5.94
|
2.91
|
--
|
ROA
-36.94
Lower than Peers by 45.49
Profit after tax / Average Total assets * 100
|
Company Name
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Turtlemint Fintech Solutions
|
-36.94
|
-33.22
|
-25.56
|
-32.01
|
--
|
|
Peer Median
|
8.55
|
14.15
|
3.68
|
2.26
|
--
|
EBIT Margin
-13.34
Lower than Peers by 38.62
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Turtlemint Fintech Solutions
|
-13.34
|
-32.81
|
-294.78
|
-77.65
|
--
|
|
Peer Median
|
25.28
|
43.66
|
18.00
|
6.37
|
--
|
Net Margin
-16.61
Lower than Peers by 20.56
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Turtlemint Fintech Solutions
|
-16.61
|
-28.00
|
-162.32
|
-62.63
|
--
|
|
Peer Median
|
3.95
|
20.52
|
4.26
|
7.65
|
--
|
Cash Profit Margin
-15.30
--
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Turtlemint Fintech Solutions
|
-15.30
|
-24.88
|
-220.78
|
-65.70
|
--
|
|
Peer Median
|
--
|
--
|
0.00
|
--
|
--
|
Revenue Growth
65.73
Lower than Peers by 44.45
Year on year growth in net sales
|
Company Name
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Turtlemint Fintech Solutions
|
65.73
|
742.69
|
-81.27
|
--
|
--
|
|
Peer Median
|
110.17
|
26.89
|
62.18
|
73.70
|
--
|
EBIT Growth
32.60
Lower than Peers by 79.41
Year on year growth in operating profit (EBIT)
|
Company Name
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Turtlemint Fintech Solutions
|
32.60
|
6.20
|
28.90
|
--
|
--
|
|
Peer Median
|
112.01
|
24.31
|
283.80
|
-7.60
|
--
|
Net Profit Growth
5.07
Lower than Peers by 97.63
Year on year growth in profit after tax
|
Company Name
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Turtlemint Fintech Solutions
|
5.07
|
-0.39
|
32.91
|
--
|
--
|
|
Peer Median
|
102.70
|
46.08
|
370.97
|
53.19
|
--
|
EPS Growth
10.92
Lower than Peers by 30.68
Year on year growth in earnings per share
|
Company Name
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Turtlemint Fintech Solutions
|
10.92
|
-0.39
|
32.91
|
--
|
--
|
|
Peer Median
|
41.60
|
39.01
|
340.00
|
--
|
--
|
Book Value Growth
-33.46
--
Year on year growth in book value per share
|
Company Name
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Turtlemint Fintech Solutions
|
-33.46
|
-30.15
|
-26.49
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
--
--
Total debt / Net worth
|
Company Name
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Turtlemint Fintech Solutions
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
0.01
|
0.02
|
0.00
|
--
|
--
|
Current Ratio
2.74
No difference
Current Assets / Current Liabilities and Provisions
|
Company Name
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Turtlemint Fintech Solutions
|
2.74
|
3.96
|
16.89
|
6.27
|
--
|
|
Peer Median
|
2.74
|
2.18
|
2.43
|
2.07
|
--
|
Quick Ratio
2.74
Lower than Peers by 4.67
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Turtlemint Fintech Solutions
|
2.74
|
3.96
|
16.89
|
6.27
|
--
|
|
Peer Median
|
7.40
|
10.80
|
4.92
|
2.74
|
--
|
Interest Coverage
-88.98
Lower than Peers by 95.67
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Turtlemint Fintech Solutions
|
-88.98
|
-77.54
|
-95.63
|
-123.97
|
--
|
|
Peer Median
|
6.69
|
71.44
|
58.83
|
5.91
|
--
|
Operating Efficiency
Debtors to sales
14.46
Lower than Peers by 22.34
Debtors outstanding / Net Sales * 100
|
Company Name
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Turtlemint Fintech Solutions
|
14.46
|
20.80
|
47.38
|
24.95
|
--
|
|
Peer Median
|
36.80
|
17.29
|
15.15
|
26.88
|
--
|
Asset Turnover
2.20
Higher than Peers by 1.15
Sales / Average Total Assets
|
Company Name
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Turtlemint Fintech Solutions
|
2.20
|
1.13
|
0.10
|
0.47
|
--
|
|
Peer Median
|
1.05
|
0.97
|
0.78
|
0.42
|
--
|
Receivable days
49.29
--
Average Debtors / Sales * 365
|
Company Name
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Turtlemint Fintech Solutions
|
49.29
|
48.22
|
329.65
|
91.08
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Turtlemint Fintech Solutions
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
--
--
Current share price divided by earning per share in the last twelve months
|
Company Name
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Turtlemint Fintech Solutions
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
43.49
|
34.35
|
77.27
|
730.22
|
--
|
Price / Book Value
--
--
Current share price divided by book value per share in the latest financial year
|
Company Name
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Turtlemint Fintech Solutions
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
3.47
|
7.62
|
13.06
|
1.72
|
--
|
EV/EBITDA
0.99
Lower than Peers by 25.30
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Turtlemint Fintech Solutions
|
0.99
|
1.15
|
1.55
|
0.56
|
--
|
|
Peer Median
|
26.29
|
47.74
|
51.79
|
51.19
|
--
|
Market Cap
--
--
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Turtlemint Fintech Solutions
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
5,430
|
3,745
|
2,493
|
410
|
--
|