Turtlemint Fintech Solutions Key Ratios
NSE: TURTLEMINT
₹144.08
As on 04-Sep-2026 15:57IST
Market cap
₹4,238 Cr
Revenue (TTM)
₹663 Cr
P/E Ratio
--
P/B Ratio
4.5
Div. Yield
0 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | -17.67 | 39.71 | 742.69 | -- | -- |
| EBIT | -367.25 | 25.50 | 6.20 | -- | -- |
| Net Profit | -1,310.44 | 19.08 | -0.39 | -- | -- |
| EPS | -319.34 | 86.23 | -0.39 | -- | -- |
| Book Value | -- | -- | -30.15 | -- | -- |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | Mar-25 | Mar-24 | Mar-23 |
| EBIT-Margin
| -- | -- | -32.81 | -294.78 | -77.65 |
| Net Margin
| -- | -- | -28.00 | -162.32 | -62.63 |
| Return on equity
| -- | -- | -42.85 | -30.71 | -39.71 |
| Return on Capital
| -- | -- | -38.38 | -29.27 | -38.45 |
| Return on Assets
| -- | -- | -32.59 | -25.56 | -32.01 |
| Debt to Equity (x)
| -- | -- | 0.00 | 0.00 | 0.00 |
Profitability
ROCE
-38.38
Lower than Peers by 71.80
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
|---|---|---|---|---|---|
|
Turtlemint Fintech Solutions
|
-38.38
|
-29.27
|
-38.45
|
--
|
--
|
|
Peer Median
|
33.42
|
6.15
|
4.82
|
2.68
|
--
|
ROE
-42.85
Lower than Peers by 72.37
Profit after tax / Average Net worth * 100
|
Company Name
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
|---|---|---|---|---|---|
|
Turtlemint Fintech Solutions
|
-42.85
|
-30.71
|
-39.71
|
--
|
--
|
|
Peer Median
|
29.53
|
5.94
|
2.91
|
2.18
|
--
|
ROA
-32.59
Lower than Peers by 46.74
Profit after tax / Average Total assets * 100
|
Company Name
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
|---|---|---|---|---|---|
|
Turtlemint Fintech Solutions
|
-32.59
|
-25.56
|
-32.01
|
--
|
--
|
|
Peer Median
|
14.15
|
3.68
|
2.26
|
1.85
|
--
|
EBIT Margin
-32.81
Lower than Peers by 76.47
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
|---|---|---|---|---|---|
|
Turtlemint Fintech Solutions
|
-32.81
|
-294.78
|
-77.65
|
--
|
--
|
|
Peer Median
|
43.66
|
18.00
|
6.37
|
7.74
|
--
|
Net Margin
-28.00
Lower than Peers by 48.52
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
|---|---|---|---|---|---|
|
Turtlemint Fintech Solutions
|
-28.00
|
-162.32
|
-62.63
|
--
|
--
|
|
Peer Median
|
20.52
|
4.26
|
7.65
|
6.89
|
--
|
Cash Profit Margin
-24.88
--
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
|---|---|---|---|---|---|
|
Turtlemint Fintech Solutions
|
-24.88
|
-220.78
|
-65.70
|
--
|
--
|
|
Peer Median
|
--
|
0.00
|
--
|
--
|
--
|
Revenue Growth
742.69
Higher than Peers by 715.81
Year on year growth in net sales
|
Company Name
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
|---|---|---|---|---|---|
|
Turtlemint Fintech Solutions
|
742.69
|
-81.27
|
--
|
--
|
--
|
|
Peer Median
|
26.89
|
62.18
|
73.70
|
78.54
|
--
|
EBIT Growth
6.20
Lower than Peers by 18.11
Year on year growth in operating profit (EBIT)
|
Company Name
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
|---|---|---|---|---|---|
|
Turtlemint Fintech Solutions
|
6.20
|
28.90
|
--
|
--
|
--
|
|
Peer Median
|
24.31
|
283.80
|
-7.60
|
65.75
|
--
|
Net Profit Growth
-0.39
Lower than Peers by 46.47
Year on year growth in profit after tax
|
Company Name
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
|---|---|---|---|---|---|
|
Turtlemint Fintech Solutions
|
-0.39
|
32.91
|
--
|
--
|
--
|
|
Peer Median
|
46.08
|
370.97
|
53.19
|
16.51
|
--
|
EPS Growth
-0.39
Lower than Peers by 39.40
Year on year growth in earnings per share
|
Company Name
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
|---|---|---|---|---|---|
|
Turtlemint Fintech Solutions
|
-0.39
|
32.91
|
--
|
--
|
--
|
|
Peer Median
|
39.01
|
340.00
|
--
|
7.22
|
--
|
Book Value Growth
-30.15
--
Year on year growth in book value per share
|
Company Name
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
|---|---|---|---|---|---|
|
Turtlemint Fintech Solutions
|
-30.15
|
-26.49
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
--
--
Total debt / Net worth
|
Company Name
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
|---|---|---|---|---|---|
|
Turtlemint Fintech Solutions
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
0.02
|
0.00
|
--
|
--
|
--
|
Current Ratio
3.50
Higher than Peers by 1.32
Current Assets / Current Liabilities and Provisions
|
Company Name
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
|---|---|---|---|---|---|
|
Turtlemint Fintech Solutions
|
3.50
|
16.89
|
6.27
|
--
|
--
|
|
Peer Median
|
2.18
|
2.43
|
2.07
|
2.46
|
--
|
Quick Ratio
3.50
Lower than Peers by 7.30
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
|---|---|---|---|---|---|
|
Turtlemint Fintech Solutions
|
3.50
|
16.89
|
6.27
|
--
|
--
|
|
Peer Median
|
10.80
|
4.92
|
2.74
|
3.79
|
--
|
Interest Coverage
-77.54
Lower than Peers by 148.98
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
|---|---|---|---|---|---|
|
Turtlemint Fintech Solutions
|
-77.54
|
-95.63
|
-123.97
|
--
|
--
|
|
Peer Median
|
71.44
|
58.83
|
5.91
|
5.02
|
--
|
Operating Efficiency
Debtors to sales
24.20
Higher than Peers by 6.91
Debtors outstanding / Net Sales * 100
|
Company Name
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
|---|---|---|---|---|---|
|
Turtlemint Fintech Solutions
|
24.20
|
47.38
|
24.95
|
--
|
--
|
|
Peer Median
|
17.29
|
15.15
|
26.88
|
33.88
|
--
|
Asset Turnover
1.11
Higher than Peers by 0.14
Sales / Average Total Assets
|
Company Name
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
|---|---|---|---|---|---|
|
Turtlemint Fintech Solutions
|
1.11
|
0.10
|
0.47
|
--
|
--
|
|
Peer Median
|
0.97
|
0.78
|
0.42
|
0.32
|
--
|
Receivable days
54.42
--
Average Debtors / Sales * 365
|
Company Name
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
|---|---|---|---|---|---|
|
Turtlemint Fintech Solutions
|
54.42
|
329.65
|
91.08
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
|---|---|---|---|---|---|
|
Turtlemint Fintech Solutions
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
--
--
Current share price divided by earning per share in the last twelve months
|
Company Name
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
|---|---|---|---|---|---|
|
Turtlemint Fintech Solutions
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
34.35
|
77.27
|
730.22
|
85.70
|
--
|
Price / Book Value
--
--
Current share price divided by book value per share in the latest financial year
|
Company Name
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
|---|---|---|---|---|---|
|
Turtlemint Fintech Solutions
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
7.62
|
13.06
|
1.72
|
1.64
|
--
|
EV/EBITDA
1.15
Lower than Peers by 46.59
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
|---|---|---|---|---|---|
|
Turtlemint Fintech Solutions
|
1.15
|
1.55
|
0.56
|
--
|
--
|
|
Peer Median
|
47.74
|
51.79
|
51.19
|
2.53
|
--
|
Market Cap
--
--
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
|---|---|---|---|---|---|
|
Turtlemint Fintech Solutions
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
3,745
|
2,493
|
410
|
236
|
--
|